Regulatory profile
Cresco, IA · FDIC certificate #18443
CUSB BANK is an FDIC-insured institution based in Cresco, IA (FDIC certificate #18443). In its Q3 2026 Call Report it reported total assets of $804M, total deposits of $706M and net loans of $638M. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for CUSB BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $706M |
|---|---|
| Net loans and leases | $638M |
Plain-language readout
CUSB BANK in Cresco, IA funds its loans with $706M of deposits and holds $638M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for CUSB BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 90.34% in Q3 2026, against 88.48% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $638M | $706M | 90.34% |
| Q2 2026 | $634M | $699M | 90.69% |
| Q1 2026 | $633M | $715M | 88.48% |