Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

CUSTOMERS BANK

FDIC #34444 · PA · period 20260630

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Total assets9,016,155-8.82% YoY

Total deposits6,511,555-12.04% YoY

Net loans and leases7,838,990-4.91% YoY

Return on assets0.90%-13.92% YoY

Return on equity13.10%+14.21% YoY

Net interest margin2.86%+2.54% YoY

Peer position

Return on assets41stin line · n=112

Return on equity71ststrength · n=108

Net interest margin30thin line · n=112

Equity to assets14thopportunity · n=108

Noncurrent loans83rdstrength · n=106

Liquid assets75thstrength · n=108

Brokered deposits10thopportunity · n=107

Loans to deposits66thin line · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	9,016,155	6,511,555	7,838,990	0.90	13.10	2.86
2016-06-30	9,660,163	6,806,494	8,378,300	0.90	12.89	2.89
2016-09-30	9,574,277	7,502,260	8,381,806	0.93	12.62	2.91
2016-12-31	9,356,731	7,359,827	8,234,833	1.01	13.00	2.92
2017-03-31	9,888,672	7,403,107	8,244,108	1.05	11.47	2.79
2017-06-30	10,864,677	7,538,543	8,941,846	1.03	11.22	2.80
2017-09-30	10,465,654	7,666,450	9,136,317	0.98	10.45	2.83
2017-12-31	9,833,136	6,868,375	8,669,728	0.97	10.13	2.88
2018-03-31	10,757,141	7,119,365	8,779,582	1.03	10.23	2.78
2018-06-30	11,089,073	7,393,154	9,075,219	0.99	10.16	2.76
2018-09-30	10,615,604	8,562,928	8,716,919	0.78	7.90	2.71
2018-12-31	9,828,370	7,162,853	8,505,028	0.77	7.74	2.71
2019-03-31	10,134,762	7,450,806	8,702,167	0.67	6.26	2.60
2019-06-30	11,176,699	8,202,710	9,672,955	0.53	5.13	2.61
2019-09-30	11,724,273	8,959,537	10,226,569	0.68	6.77	2.71
2019-12-31	11,511,729	8,713,396	9,994,694	0.77	7.59	2.78
2020-03-31	12,010,267	8,490,915	10,172,147	0.22	2.34	3.06
2020-06-30	17,892,526	11,059,122	15,130,296	0.44	5.36	2.76
2020-09-30	18,757,101	10,925,070	16,449,718	0.74	9.81	2.71
2020-12-31	18,434,705	11,423,059	15,688,075	0.89	12.23	2.79
2021-03-31	18,982,983	12,648,741	16,039,570	0.72	10.67	3.05
2021-06-30	19,660,633	13,961,259	16,841,586	1.03	15.18	3.06
2021-09-30	19,118,587	17,105,512	15,384,041	1.52	21.85	3.67
2021-12-31	19,555,791	16,953,757	14,431,081	1.68	23.84	3.81
2022-03-31	19,156,553	16,605,486	13,927,672	1.65	21.81	3.62
2022-06-30	20,242,747	17,034,893	15,507,824	1.44	19.30	3.57
2022-09-30	20,359,659	17,650,765	15,206,491	1.40	18.83	3.50
2022-12-31	20,879,065	18,271,501	15,663,746	1.19	16.13	3.31
2023-03-31	21,768,466	17,809,961	14,932,753	1.04	14.61	2.99
2023-06-30	22,025,169	18,067,090	13,771,250	0.97	13.64	3.11
2023-09-30	21,849,415	18,330,852	13,574,269	1.19	16.47	3.37
2023-12-31	21,303,502	18,049,415	13,066,772	1.19	16.15	3.38
2024-03-31	21,333,972	18,098,803	13,123,575	0.97	11.94	3.19
2024-06-30	20,956,641	17,836,965	13,500,203	1.06	12.76	3.28
2024-09-30	21,472,569	18,209,863	13,919,958	1.01	12.09	3.24
2024-12-31	22,295,612	19,030,155	14,516,781	0.89	10.67	3.23
2025-03-31	22,416,411	19,133,891	14,956,892	0.27	3.27	3.18
2025-06-30	22,541,660	19,081,468	15,264,982	0.71	8.57	3.26
2025-09-30	24,261,355	20,621,955	16,151,338	0.92	10.98	3.38
2025-12-31	24,881,148	21,001,171	16,626,861	1.01	11.95	3.42
2026-03-31	25,862,378	21,707,136	17,230,584	1.14	12.99	3.23
2026-06-30	26,503,549	21,876,344	17,851,194	1.15	13.06	3.20

Structure and branch footprint

7 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2011-09-17	1	3115277	2354985
2010-09-18	50	3027174	2354985
2010-07-10	50	3389434	2354985

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.