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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,207,984 | 1,002,220 | 738,585 | 1.17 | 12.40 | 4.31 |
| 2016-06-30 | 1,240,305 | 1,022,553 | 776,982 | 1.15 | 12.21 | 4.20 |
| 2016-09-30 | 1,271,761 | 1,065,182 | 809,001 | 1.06 | 11.31 | 4.19 |
| 2016-12-31 | 1,322,280 | 1,092,420 | 820,041 | 1.03 | 11.14 | 4.16 |
| 2017-03-31 | 1,312,267 | 1,102,378 | 818,679 | 0.93 | 10.39 | 4.08 |
| 2017-06-30 | 1,363,858 | 1,134,661 | 874,815 | 0.96 | 10.68 | 4.16 |
| 2017-09-30 | 1,388,664 | 1,167,665 | 894,986 | 1.04 | 11.45 | 4.25 |
| 2017-12-31 | 1,461,853 | 1,213,681 | 916,700 | 0.90 | 10.03 | 4.27 |
| 2018-03-31 | 1,445,462 | 1,215,184 | 933,001 | 1.51 | 17.19 | 4.29 |
| 2018-06-30 | 1,486,159 | 1,228,808 | 982,901 | 1.33 | 15.05 | 4.40 |
| 2018-09-30 | 1,519,347 | 1,269,397 | 1,038,246 | 1.37 | 15.45 | 4.49 |
| 2018-12-31 | 1,573,696 | 1,302,414 | 1,061,625 | 1.35 | 15.21 | 4.55 |
| 2019-03-31 | 1,569,175 | 1,305,041 | 1,046,432 | 1.66 | 17.78 | 4.68 |
| 2019-06-30 | 1,646,221 | 1,367,049 | 1,108,970 | 1.48 | 15.73 | 4.65 |
| 2019-09-30 | 1,677,348 | 1,397,827 | 1,125,892 | 1.46 | 15.33 | 4.64 |
| 2019-12-31 | 1,793,987 | 1,475,462 | 1,122,301 | 1.38 | 14.51 | 4.56 |
| 2020-03-31 | 1,800,598 | 1,500,784 | 1,122,837 | 1.19 | 12.42 | 4.17 |
| 2020-06-30 | 2,106,481 | 1,774,824 | 1,432,977 | 1.17 | 12.56 | 4.14 |
| 2020-09-30 | 2,211,263 | 1,893,385 | 1,427,185 | 1.19 | 13.01 | 4.05 |
| 2020-12-31 | 2,428,362 | 2,046,038 | 1,362,383 | 1.23 | 13.65 | 3.93 |
| 2021-03-31 | 2,554,353 | 2,210,746 | 1,328,867 | 1.55 | 18.40 | 3.61 |
| 2021-06-30 | 2,695,720 | 2,316,485 | 1,287,771 | 1.43 | 16.77 | 3.58 |
| 2021-09-30 | 2,818,678 | 2,446,878 | 1,277,779 | 1.40 | 16.40 | 3.56 |
| 2021-12-31 | 2,935,865 | 2,544,817 | 1,262,392 | 1.29 | 15.11 | 3.42 |
| 2022-03-31 | 3,008,515 | 2,638,407 | 1,243,926 | 1.16 | 14.82 | 3.22 |
| 2022-06-30 | 3,010,485 | 2,649,148 | 1,342,414 | 1.14 | 15.16 | 3.25 |
| 2022-09-30 | 3,056,374 | 2,717,823 | 1,365,904 | 1.15 | 15.96 | 3.36 |
| 2022-12-31 | 3,040,810 | 2,653,325 | 1,376,894 | 1.25 | 17.52 | 3.47 |
| 2023-03-31 | 3,075,960 | 2,564,717 | 1,374,919 | 1.24 | 17.44 | 3.46 |
| 2023-06-30 | 3,071,088 | 2,543,486 | 1,419,127 | 1.15 | 15.96 | 3.33 |
| 2023-09-30 | 3,091,312 | 2,582,205 | 1,456,139 | 1.08 | 15.03 | 3.31 |
| 2023-12-31 | 3,184,082 | 2,617,998 | 1,472,668 | 1.09 | 14.92 | 3.28 |
| 2024-03-31 | 3,151,043 | 2,618,809 | 1,469,750 | 0.93 | 11.72 | 3.09 |
| 2024-06-30 | 3,158,057 | 2,653,905 | 1,533,726 | 0.98 | 12.19 | 3.11 |
| 2024-09-30 | 3,266,356 | 2,756,534 | 1,575,108 | 0.99 | 12.02 | 3.12 |
| 2024-12-31 | 3,434,310 | 2,893,046 | 1,575,182 | 0.99 | 12.09 | 3.11 |
| 2025-03-31 | 3,380,535 | 2,855,810 | 1,596,268 | 0.99 | 11.96 | 3.07 |
| 2025-06-30 | 3,552,197 | 2,954,905 | 1,670,276 | 1.03 | 12.33 | 3.14 |
| 2025-09-30 | 3,491,524 | 2,982,879 | 1,714,743 | 1.07 | 12.50 | 3.23 |
| 2025-12-31 | 3,677,023 | 3,143,135 | 1,730,017 | 1.12 | 12.97 | 3.28 |
| 2026-03-31 | 3,660,167 | 3,134,792 | 1,750,216 | 1.42 | 15.79 | 3.31 |
| 2026-06-30 | 3,701,851 | 3,165,990 | 1,785,177 | 1.34 | 14.79 | 3.39 |
41 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-09-01 | 1 | 2473354 | 543262 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.