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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 2,228,699 | 1,925,411 | 1,720,014 | 0.89 | 8.37 | 3.97 |
| 2016-06-30 | 2,255,229 | 1,891,016 | 1,782,951 | 0.94 | 8.76 | 4.01 |
| 2016-09-30 | 2,271,843 | 1,911,225 | 1,818,390 | 0.96 | 8.92 | 4.03 |
| 2016-12-31 | 2,288,868 | 1,979,012 | 1,811,192 | 1.02 | 9.37 | 4.03 |
| 2017-03-31 | 2,302,004 | 1,987,695 | 1,838,938 | 0.84 | 7.60 | 3.98 |
| 2017-06-30 | 2,377,437 | 2,023,852 | 1,940,178 | 0.91 | 8.24 | 4.06 |
| 2017-09-30 | 2,394,433 | 2,015,762 | 1,964,295 | 0.96 | 8.69 | 4.09 |
| 2017-12-31 | 2,396,553 | 2,078,356 | 1,946,907 | 0.74 | 6.70 | 4.09 |
| 2018-03-31 | 2,405,624 | 2,082,214 | 1,937,661 | 1.03 | 9.33 | 3.95 |
| 2018-06-30 | 2,432,282 | 2,087,302 | 2,001,913 | 1.16 | 10.42 | 3.99 |
| 2018-09-30 | 2,471,081 | 2,108,569 | 2,038,256 | 1.21 | 10.80 | 4.01 |
| 2018-12-31 | 2,567,120 | 2,219,225 | 2,017,380 | 1.16 | 10.33 | 4.02 |
| 2019-03-31 | 2,586,450 | 2,233,040 | 2,026,063 | 1.02 | 9.01 | 3.83 |
| 2019-06-30 | 2,571,489 | 2,209,280 | 2,078,573 | 1.06 | 9.25 | 3.90 |
| 2019-09-30 | 2,608,638 | 2,248,243 | 2,092,627 | 1.19 | 10.34 | 3.93 |
| 2019-12-31 | 2,689,384 | 2,324,119 | 2,079,890 | 1.18 | 10.15 | 3.93 |
| 2020-03-31 | 2,696,605 | 2,325,901 | 2,091,729 | 1.03 | 8.73 | 3.84 |
| 2020-06-30 | 2,930,405 | 2,546,902 | 2,325,762 | 1.31 | 11.27 | 4.24 |
| 2020-09-30 | 3,007,774 | 2,626,175 | 2,310,559 | 1.21 | 10.51 | 4.02 |
| 2020-12-31 | 3,088,384 | 2,704,351 | 2,262,186 | 1.03 | 9.03 | 3.88 |
| 2021-03-31 | 3,248,951 | 2,859,980 | 2,234,320 | 1.08 | 10.05 | 3.33 |
| 2021-06-30 | 3,282,031 | 2,878,817 | 2,288,303 | 1.12 | 10.40 | 3.37 |
| 2021-09-30 | 3,299,582 | 2,904,581 | 2,288,533 | 1.23 | 11.45 | 3.81 |
| 2021-12-31 | 3,383,892 | 2,980,499 | 2,295,973 | 1.17 | 10.85 | 3.69 |
| 2022-03-31 | 3,569,821 | 3,189,856 | 2,268,926 | 1.07 | 10.51 | 3.13 |
| 2022-06-30 | 3,593,256 | 3,216,492 | 2,433,738 | 1.10 | 11.07 | 3.28 |
| 2022-09-30 | 3,517,854 | 3,161,903 | 2,489,200 | 1.15 | 11.83 | 3.43 |
| 2022-12-31 | 3,589,007 | 3,129,581 | 2,699,797 | 1.16 | 11.91 | 3.52 |
| 2023-03-31 | 3,655,013 | 3,263,542 | 2,714,388 | 0.70 | 7.27 | 3.33 |
| 2023-06-30 | 3,702,929 | 3,217,619 | 2,853,212 | 0.69 | 7.16 | 3.39 |
| 2023-09-30 | 3,926,541 | 3,530,329 | 2,994,726 | 0.68 | 7.16 | 3.35 |
| 2023-12-31 | 4,152,838 | 3,733,641 | 3,095,486 | 0.69 | 7.42 | 3.30 |
| 2024-03-31 | 4,165,107 | 3,747,611 | 3,148,295 | 0.49 | 5.39 | 3.08 |
| 2024-06-30 | 4,298,494 | 3,727,083 | 3,395,715 | 0.55 | 6.13 | 3.15 |
| 2024-09-30 | 4,373,392 | 3,881,326 | 3,471,443 | 0.61 | 6.70 | 3.21 |
| 2024-12-31 | 4,440,049 | 3,939,361 | 3,579,192 | 0.70 | 7.70 | 3.25 |
| 2025-03-31 | 4,598,234 | 4,137,957 | 3,583,729 | 1.14 | 12.52 | 3.56 |
| 2025-06-30 | 4,600,802 | 4,102,554 | 3,734,233 | 1.08 | 11.67 | 3.62 |
| 2025-09-30 | 4,787,201 | 4,296,059 | 3,826,842 | 1.06 | 11.40 | 3.63 |
| 2025-12-31 | 4,835,143 | 4,321,159 | 3,923,712 | 1.01 | 10.82 | 3.70 |
| 2026-03-31 | 4,867,664 | 4,352,301 | 3,921,132 | 1.13 | 11.77 | 4.11 |
| 2026-06-30 | 4,922,868 | 4,349,198 | 4,034,257 | 1.09 | 11.27 | 4.09 |
32 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2020-07-04 | 1 | 99255 | 256553 |
| 2013-09-14 | 1 | 158554 | 256553 |
| 2013-09-14 | 1 | 4549758 | 256553 |
| 2005-04-01 | 1 | 885458 | 256553 |
| 2005-04-01 | 1 | 986850 | 256553 |
| 2004-04-15 | 1 | 1121238 | 256553 |
| 2004-04-15 | 1 | 1121256 | 256553 |
| 2000-06-07 | 1 | 814654 | 256553 |
| 1997-05-24 | 1 | 205056 | 256553 |
| 1997-05-24 | 1 | 306458 | 256553 |
| 1997-05-24 | 1 | 411754 | 256553 |
| 1997-05-24 | 1 | 523853 | 256553 |
| 1997-05-24 | 1 | 286055 | 256553 |
| 1988-04-01 | 1 | 586559 | 256553 |
| 1987-05-07 | 50 | 476557 | 256553 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.