Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

DAKOTA COMMUNITY B&T NA

FDIC #15728 · ND · period 20260630

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Total assets1,015,033-13.05% YoY

Total deposits914,682-16.75% YoY

Net loans and leases550,339-7.06% YoY

Return on assets2.03%+77.04% YoY

Return on equity24.28%+21.46% YoY

Net interest margin3.44%+27.54% YoY

Peer position

Return on assets83rdstrength · n=902

Return on equity94thstrength · n=894

Net interest margin33rdin line · n=902

Equity to assets14thopportunity · n=894

Noncurrent loans90thstrength · n=887

Liquid assets87thstrength · n=895

Brokered deposits50thin line · n=890

Loans to deposits87thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-06-30	1,015,033	914,682	550,339	2.03	24.28	3.44
2021-09-30	1,068,050	965,935	565,056	1.81	21.80	3.26
2021-12-31	1,141,484	1,043,927	565,189	1.79	22.25	3.13
2022-03-31	1,169,616	1,089,121	564,611	0.98	15.33	2.50
2022-06-30	1,167,368	1,098,685	592,139	1.15	19.99	2.70
2022-09-30	1,216,734	1,152,207	609,314	1.26	23.66	2.81
2022-12-31	1,240,396	1,166,266	604,186	1.33	25.63	2.86
2023-03-31	1,222,236	1,135,520	610,515	1.09	21.08	2.86
2023-06-30	1,195,315	1,105,366	639,505	1.03	19.45	2.87
2023-09-30	1,212,387	1,125,803	642,436	1.15	21.91	2.83
2023-12-31	1,275,032	1,169,201	636,321	1.24	22.55	2.80
2024-03-31	1,265,359	1,155,285	654,827	1.16	17.51	2.69
2024-06-30	1,232,691	1,122,953	683,358	1.27	19.00	2.84
2024-09-30	1,229,093	1,109,979	694,872	1.33	19.24	2.89
2024-12-31	1,273,533	1,164,168	690,251	1.42	20.60	2.92
2025-03-31	1,303,716	1,184,737	710,646	1.35	19.38	2.90
2025-06-30	1,288,238	1,170,468	733,590	1.50	21.45	3.08
2025-09-30	1,327,971	1,190,243	740,081	1.60	22.20	3.17
2025-12-31	1,396,548	1,256,203	761,839	1.69	23.09	3.22
2026-03-31	1,387,693	1,247,802	785,762	1.76	22.29	3.34
2026-06-30	1,388,252	1,240,863	831,841	1.83	22.47	3.44

Structure and branch footprint

13 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1997-04-11	1	878955	815156

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.