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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

DALLAS CAPITAL BANK NA

FDIC #20727 · TX · period 20260630

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Total assets1,031,537-2.02% YoY

Total deposits659,292-23.97% YoY

Net loans and leases842,492+13.08% YoY

Return on assets0.73%-16.47% YoY

Return on equity7.09%-15.49% YoY

Net interest margin2.52%-8.72% YoY

Peer position

Return on assets23rdopportunity · n=902

Return on equity18thopportunity · n=894

Net interest margin21stopportunity · n=902

Equity to assets73rdstrength · n=894

Noncurrent loans100thstrength · n=887

Liquid assets40thin line · n=895

Brokered deposits46thin line · n=890

Loans to deposits18thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2020-09-30	1,031,537	659,292	842,492	0.73	7.09	2.52
2020-12-31	1,052,625	682,702	841,737	0.82	7.99	2.62
2021-03-31	1,081,064	744,303	846,987	0.88	9.05	2.71
2021-09-30	1,007,777	801,750	726,195	0.86	8.26	2.76
2021-12-31	1,052,824	867,203	745,053	0.88	8.39	2.76
2022-03-31	1,030,885	793,515	743,354	0.72	6.71	2.77
2022-06-30	1,079,890	835,244	836,766	0.80	7.55	2.91
2022-09-30	1,087,872	877,871	778,910	0.94	8.83	3.07
2022-12-31	1,094,760	824,733	778,437	1.02	9.50	3.19
2023-03-31	1,120,806	800,317	816,411	0.89	8.14	3.03
2023-06-30	1,174,693	913,187	887,141	0.80	7.38	2.88
2023-09-30	1,122,270	908,501	857,583	0.75	6.91	2.84
2023-12-31	1,070,015	828,038	743,073	0.72	6.46	2.78
2024-03-31	1,148,473	837,331	893,149	0.39	3.37	2.50
2024-06-30	1,159,950	903,864	889,936	0.46	3.96	2.51
2024-09-30	1,190,789	984,419	906,298	0.50	4.40	2.53
2024-12-31	1,100,093	928,725	826,349	0.50	4.34	2.62
2025-03-31	1,178,371	986,285	880,676	0.66	5.91	2.81
2025-06-30	1,187,579	998,243	915,242	0.74	6.64	2.85
2025-09-30	1,224,816	1,038,952	849,540	0.78	6.99	2.88
2025-12-31	1,130,082	950,530	849,831	0.87	7.64	2.97
2026-03-31	1,199,220	913,005	891,504	0.78	6.54	3.07
2026-06-30	1,206,317	938,922	929,121	0.89	7.53	3.17

Structure and branch footprint

1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2012-03-10	1	3385324	384652

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.