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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,351,755 | 1,039,123 | 1,001,615 | 0.63 | 6.01 | 3.05 |
| 2016-06-30 | 1,376,954 | 1,053,569 | 1,008,316 | 0.59 | 5.68 | 3.06 |
| 2016-09-30 | 1,377,076 | 1,077,748 | 1,022,605 | 0.61 | 5.80 | 3.10 |
| 2016-12-31 | 1,388,096 | 1,114,824 | 1,034,407 | 0.58 | 5.51 | 3.11 |
| 2017-03-31 | 1,417,477 | 1,128,625 | 1,061,877 | 2.17 | 20.21 | 3.13 |
| 2017-06-30 | 1,412,905 | 1,172,099 | 1,056,605 | 1.36 | 12.49 | 3.17 |
| 2017-09-30 | 1,417,917 | 1,143,605 | 1,059,895 | 1.10 | 9.95 | 3.17 |
| 2017-12-31 | 1,444,493 | 1,225,976 | 1,072,847 | 0.90 | 8.15 | 3.17 |
| 2018-03-31 | 1,443,108 | 1,243,563 | 1,086,551 | 0.73 | 6.54 | 3.15 |
| 2018-06-30 | 1,463,801 | 1,241,650 | 1,105,969 | 0.72 | 6.44 | 3.21 |
| 2018-09-30 | 1,514,886 | 1,207,213 | 1,148,721 | 0.71 | 6.43 | 3.20 |
| 2018-12-31 | 1,559,833 | 1,225,427 | 1,192,635 | 0.73 | 6.66 | 3.21 |
| 2019-03-31 | 1,536,217 | 1,246,671 | 1,153,832 | 1.48 | 13.42 | 3.28 |
| 2019-06-30 | 1,527,435 | 1,231,307 | 1,145,642 | 1.17 | 10.39 | 3.27 |
| 2019-09-30 | 1,525,262 | 1,290,118 | 1,143,970 | 1.03 | 9.01 | 3.26 |
| 2019-12-31 | 1,543,312 | 1,255,975 | 1,155,798 | 1.03 | 8.95 | 3.24 |
| 2020-03-31 | 1,567,042 | 1,267,781 | 1,184,373 | -0.70 | -6.00 | 3.17 |
| 2020-06-30 | 1,676,562 | 1,353,094 | 1,283,143 | 0.58 | 5.01 | 3.24 |
| 2020-09-30 | 1,720,220 | 1,471,596 | 1,315,898 | 0.90 | 7.79 | 3.28 |
| 2020-12-31 | 1,736,025 | 1,489,529 | 1,321,684 | 1.09 | 9.50 | 3.32 |
| 2021-03-31 | 1,770,470 | 1,525,510 | 1,326,859 | 1.53 | 13.54 | 3.36 |
| 2021-06-30 | 1,825,541 | 1,578,374 | 1,334,133 | 1.38 | 12.22 | 3.27 |
| 2021-09-30 | 1,851,016 | 1,598,441 | 1,349,698 | 1.15 | 10.15 | 3.27 |
| 2021-12-31 | 1,873,719 | 1,620,582 | 1,383,351 | 1.22 | 10.70 | 3.28 |
| 2022-03-31 | 1,944,754 | 1,700,103 | 1,410,778 | 0.40 | 3.47 | 3.21 |
| 2022-06-30 | 1,998,113 | 1,697,757 | 1,507,960 | 0.05 | 0.42 | 3.24 |
| 2022-09-30 | 2,053,261 | 1,684,502 | 1,569,727 | 0.22 | 2.01 | 3.28 |
| 2022-12-31 | 2,099,129 | 1,672,273 | 1,611,026 | 0.56 | 5.17 | 3.28 |
| 2023-03-31 | 2,176,731 | 1,711,406 | 1,682,109 | 0.74 | 7.03 | 2.91 |
| 2023-06-30 | 2,246,911 | 1,680,141 | 1,746,313 | 0.70 | 6.67 | 2.77 |
| 2023-09-30 | 2,303,335 | 1,740,531 | 1,814,594 | 0.51 | 4.89 | 2.69 |
| 2023-12-31 | 2,332,378 | 1,775,571 | 1,825,838 | 0.67 | 6.40 | 2.65 |
| 2024-03-31 | 2,366,359 | 1,806,026 | 1,855,999 | 0.53 | 5.02 | 2.39 |
| 2024-06-30 | 2,363,130 | 1,827,091 | 1,857,229 | 0.52 | 4.94 | 2.39 |
| 2024-09-30 | 2,420,581 | 1,898,148 | 1,883,374 | 0.59 | 5.61 | 2.41 |
| 2024-12-31 | 2,482,010 | 1,831,986 | 1,937,411 | 0.44 | 4.18 | 2.42 |
| 2025-03-31 | 2,499,756 | 1,894,915 | 1,943,714 | 0.16 | 1.51 | 2.62 |
| 2025-06-30 | 2,546,031 | 1,909,026 | 1,972,616 | 0.47 | 4.45 | 2.64 |
| 2025-09-30 | 2,553,947 | 1,951,325 | 1,976,348 | 0.58 | 5.55 | 2.67 |
| 2025-12-31 | 2,564,524 | 2,017,644 | 1,969,939 | 0.71 | 6.70 | 2.71 |
| 2026-03-31 | 2,576,353 | 2,049,446 | 1,982,964 | 0.32 | 2.93 | 2.85 |
| 2026-06-30 | 2,600,580 | 2,057,822 | 2,019,451 | 0.88 | 7.99 | 2.89 |
15 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1991-09-28 | 50 | 468002 | 193809 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.