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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 51,632,000 | 39,107,000 | 18,010,000 | 0.53 | 3.13 | 1.10 |
| 2016-06-30 | 53,167,000 | 41,402,000 | 16,896,000 | 0.53 | 3.14 | 1.00 |
| 2016-09-30 | 54,669,000 | 43,281,000 | 13,529,000 | 0.58 | 3.43 | 1.01 |
| 2016-12-31 | 53,781,000 | 42,079,000 | 11,335,000 | 0.50 | 2.95 | 0.98 |
| 2017-03-31 | 48,728,000 | 37,133,000 | 10,887,000 | 0.66 | 3.69 | 1.11 |
| 2017-06-30 | 44,195,000 | 32,634,000 | 10,319,000 | 0.80 | 4.28 | 1.28 |
| 2017-09-30 | 43,325,000 | 32,086,000 | 9,728,000 | 0.52 | 2.71 | 1.34 |
| 2017-12-31 | 43,390,000 | 31,619,000 | 9,356,000 | 0.35 | 1.78 | 1.36 |
| 2018-03-31 | 42,106,000 | 29,854,000 | 9,312,000 | 0.71 | 3.35 | 1.54 |
| 2018-06-30 | 43,396,000 | 31,801,000 | 9,118,000 | 1.06 | 4.98 | 1.64 |
| 2018-09-30 | 40,930,000 | 27,249,000 | 9,147,000 | 1.10 | 5.12 | 1.72 |
| 2018-12-31 | 39,181,000 | 27,350,000 | 10,210,000 | 1.17 | 5.35 | 1.82 |
| 2019-03-31 | 41,738,000 | 28,602,000 | 10,100,000 | 1.69 | 7.36 | 2.14 |
| 2019-06-30 | 42,445,000 | 29,193,000 | 10,674,000 | 1.72 | 7.50 | 2.17 |
| 2019-09-30 | 40,272,000 | 27,156,000 | 10,749,000 | 1.56 | 6.77 | 2.09 |
| 2019-12-31 | 37,585,000 | 24,904,000 | 11,809,000 | 1.31 | 5.58 | 2.00 |
| 2020-03-31 | 41,537,000 | 28,955,000 | 12,947,000 | 2.32 | 9.44 | 1.54 |
| 2020-06-30 | 45,207,000 | 32,975,000 | 12,221,000 | 0.65 | 2.78 | 1.17 |
| 2020-09-30 | 46,336,000 | 32,074,000 | 12,626,000 | 0.44 | 1.96 | 1.01 |
| 2020-12-31 | 45,312,000 | 33,657,000 | 12,188,000 | 0.34 | 1.55 | 0.92 |
| 2021-03-31 | 37,741,000 | 26,465,000 | 12,457,000 | 0.14 | 0.65 | 0.67 |
| 2021-06-30 | 42,726,000 | 30,084,000 | 12,883,000 | 0.12 | 0.54 | 0.67 |
| 2021-09-30 | 44,620,000 | 32,743,000 | 12,919,000 | 0.11 | 0.52 | 0.66 |
| 2021-12-31 | 48,756,000 | 37,450,000 | 12,404,000 | 0.10 | 0.46 | 0.65 |
| 2022-03-31 | 42,718,000 | 31,307,000 | 13,640,000 | -0.29 | -1.42 | 0.69 |
| 2022-06-30 | 40,976,000 | 29,072,000 | 13,883,000 | -0.04 | -0.17 | 0.94 |
| 2022-09-30 | 39,868,000 | 27,931,000 | 13,562,000 | 0.23 | 1.07 | 1.28 |
| 2022-12-31 | 39,192,000 | 26,830,000 | 14,056,000 | 0.44 | 2.01 | 1.67 |
| 2023-03-31 | 36,103,000 | 23,619,000 | 14,754,000 | 2.01 | 7.89 | 3.63 |
| 2023-06-30 | 36,888,000 | 23,975,000 | 15,118,000 | 1.20 | 4.68 | 3.72 |
| 2023-09-30 | 38,079,000 | 25,355,000 | 15,522,000 | 1.25 | 4.92 | 3.82 |
| 2023-12-31 | 38,725,000 | 26,278,000 | 16,331,000 | 1.67 | 6.59 | 3.72 |
| 2024-03-31 | 38,920,000 | 26,750,000 | 16,624,000 | 0.67 | 2.68 | 3.66 |
| 2024-06-30 | 40,591,000 | 27,997,000 | 16,588,000 | 1.13 | 4.57 | 3.72 |
| 2024-09-30 | 39,861,000 | 27,432,000 | 15,575,000 | 2.17 | 8.80 | 3.64 |
| 2024-12-31 | 39,780,000 | 27,421,000 | 15,134,000 | 1.49 | 6.06 | 3.53 |
| 2025-03-31 | 39,663,000 | 27,706,000 | 15,206,000 | 2.38 | 9.64 | 2.96 |
| 2025-06-30 | 42,880,000 | 30,415,000 | 16,066,000 | 2.26 | 9.29 | 2.91 |
| 2025-09-30 | 40,293,000 | 28,141,000 | 15,333,000 | 2.04 | 8.44 | 2.92 |
| 2025-12-31 | 43,031,000 | 30,856,000 | 14,949,000 | 1.86 | 7.77 | 2.87 |
| 2026-03-31 | 39,745,000 | 27,713,000 | 15,673,000 | 0.84 | 3.54 | 2.50 |
| 2026-06-30 | 40,535,000 | 28,146,000 | 15,482,000 | 0.91 | 3.81 | 2.51 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1976-10-30 | 1 | 172514 | 214807 |
| 1968-11-29 | 1 | 219905 | 214807 |
| 1963-09-09 | 1 | 807508 | 214807 |
| 1960-10-03 | 1 | 850607 | 214807 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.