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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,912,604 | 2,959,507 | 2,459,448 | 1.00 | 9.17 | 3.53 |
| 2016-06-30 | 3,741,370 | 2,854,388 | 2,502,218 | 1.02 | 9.09 | 3.64 |
| 2016-09-30 | 3,833,339 | 2,924,315 | 2,561,959 | 1.03 | 8.98 | 3.66 |
| 2016-12-31 | 4,054,002 | 2,954,934 | 2,574,536 | 1.02 | 8.91 | 3.62 |
| 2017-03-31 | 4,064,126 | 3,004,655 | 2,630,901 | 0.98 | 8.26 | 3.46 |
| 2017-06-30 | 4,221,192 | 3,077,698 | 2,768,765 | 0.95 | 8.01 | 3.42 |
| 2017-09-30 | 4,283,797 | 3,215,156 | 2,892,432 | 0.95 | 8.05 | 3.44 |
| 2017-12-31 | 4,428,972 | 3,342,373 | 3,071,045 | 0.56 | 4.76 | 3.45 |
| 2018-03-31 | 4,498,836 | 3,437,413 | 3,169,085 | 1.17 | 10.33 | 3.50 |
| 2018-06-30 | 4,412,786 | 3,560,123 | 3,155,362 | 0.93 | 8.15 | 3.49 |
| 2018-09-30 | 4,446,676 | 3,624,706 | 3,167,177 | 0.84 | 7.37 | 3.49 |
| 2018-12-31 | 4,699,432 | 3,887,930 | 3,244,393 | 0.95 | 8.36 | 3.45 |
| 2019-03-31 | 4,674,484 | 3,725,808 | 3,359,320 | 1.18 | 10.30 | 3.34 |
| 2019-06-30 | 4,714,355 | 3,840,368 | 3,411,495 | 1.08 | 9.37 | 3.39 |
| 2019-09-30 | 4,735,802 | 3,746,503 | 3,488,802 | 1.14 | 9.80 | 3.44 |
| 2019-12-31 | 4,921,297 | 3,818,310 | 3,660,142 | 1.17 | 10.02 | 3.41 |
| 2020-03-31 | 5,060,489 | 4,062,096 | 3,735,558 | 0.82 | 7.20 | 3.34 |
| 2020-06-30 | 6,150,352 | 5,082,426 | 4,587,427 | 0.81 | 7.60 | 3.24 |
| 2020-09-30 | 6,322,033 | 5,370,526 | 4,605,999 | 0.85 | 8.25 | 3.15 |
| 2020-12-31 | 6,433,919 | 5,489,532 | 4,605,988 | 0.79 | 7.82 | 3.13 |
| 2021-03-31 | 13,012,359 | 10,917,566 | 10,431,602 | -0.74 | -7.73 | 3.52 |
| 2021-06-30 | 12,688,444 | 11,143,352 | 9,483,206 | 0.65 | 6.62 | 3.51 |
| 2021-09-30 | 12,350,102 | 10,728,041 | 9,218,336 | 0.90 | 8.89 | 3.50 |
| 2021-12-31 | 12,056,919 | 10,484,246 | 9,166,301 | 1.00 | 9.57 | 3.47 |
| 2022-03-31 | 12,070,449 | 10,444,569 | 9,187,287 | 1.20 | 10.71 | 3.25 |
| 2022-06-30 | 12,333,501 | 10,580,785 | 9,582,011 | 1.28 | 11.56 | 3.34 |
| 2022-09-30 | 12,868,663 | 10,513,085 | 10,035,295 | 1.29 | 11.87 | 3.40 |
| 2022-12-31 | 13,173,581 | 10,275,348 | 10,483,324 | 1.29 | 11.99 | 3.38 |
| 2023-03-31 | 13,826,566 | 10,588,514 | 10,655,681 | 1.15 | 11.40 | 2.83 |
| 2023-06-30 | 13,786,927 | 10,537,330 | 10,801,140 | 0.99 | 9.78 | 2.73 |
| 2023-09-30 | 13,635,038 | 10,671,843 | 10,781,972 | 0.80 | 7.99 | 2.66 |
| 2023-12-31 | 13,623,362 | 10,562,589 | 10,711,844 | 0.73 | 7.22 | 2.60 |
| 2024-03-31 | 13,474,036 | 10,919,188 | 10,697,488 | 0.58 | 5.63 | 2.37 |
| 2024-06-30 | 13,534,262 | 11,066,608 | 10,761,812 | 0.60 | 5.65 | 2.43 |
| 2024-09-30 | 13,732,600 | 11,457,619 | 10,819,921 | 0.56 | 5.25 | 2.51 |
| 2024-12-31 | 14,336,854 | 11,778,419 | 10,805,817 | 0.28 | 2.61 | 2.61 |
| 2025-03-31 | 14,085,196 | 11,693,991 | 10,780,807 | 0.72 | 6.41 | 2.98 |
| 2025-06-30 | 14,196,848 | 11,830,011 | 10,791,300 | 0.83 | 7.40 | 3.04 |
| 2025-09-30 | 14,528,464 | 12,152,284 | 10,631,613 | 0.84 | 7.47 | 3.09 |
| 2025-12-31 | 15,332,384 | 12,949,436 | 10,662,825 | 0.87 | 7.79 | 3.15 |
| 2026-03-31 | 14,990,679 | 12,667,013 | 10,550,477 | 0.97 | 8.90 | 3.29 |
| 2026-06-30 | 15,033,530 | 12,739,858 | 10,601,272 | 0.99 | 8.95 | 3.33 |
64 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-02-01 | 1 | 924405 | 23504 |
| 2015-06-20 | 1 | 3345168 | 23504 |
| 2014-02-15 | 1 | 3576337 | 23504 |
| 2011-05-28 | 1 | 2735191 | 23504 |
| Period | Type | Headline | Status |
|---|---|---|---|
| 2021-08-11 | regulatory action | Civil Money Penalty | published |
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.