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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 7,389,700 | 5,787,480 | 5,955,734 | 0.50 | 4.61 | 2.81 |
| 2016-06-30 | 7,376,565 | 5,775,344 | 6,078,568 | 0.52 | 4.79 | 2.83 |
| 2016-09-30 | 7,508,437 | 5,829,009 | 6,184,619 | 0.59 | 5.31 | 2.83 |
| 2016-12-31 | 7,621,000 | 5,968,133 | 6,349,918 | 0.59 | 5.32 | 2.85 |
| 2017-03-31 | 8,087,302 | 6,322,281 | 6,575,944 | 0.72 | 6.48 | 2.89 |
| 2017-06-30 | 8,105,827 | 6,351,988 | 6,633,008 | 0.67 | 6.04 | 2.92 |
| 2017-09-30 | 8,132,602 | 6,320,168 | 6,717,641 | 0.67 | 6.05 | 2.94 |
| 2017-12-31 | 8,294,175 | 6,526,064 | 6,839,727 | 0.65 | 5.85 | 2.95 |
| 2018-03-31 | 8,446,121 | 6,688,317 | 6,900,303 | 0.66 | 5.94 | 2.97 |
| 2018-06-30 | 8,391,429 | 6,671,885 | 6,922,340 | 0.74 | 6.63 | 2.99 |
| 2018-09-30 | 8,406,224 | 6,635,560 | 6,913,638 | 0.82 | 7.28 | 3.03 |
| 2018-12-31 | 8,514,086 | 6,769,396 | 6,905,935 | 0.82 | 7.18 | 3.05 |
| 2019-03-31 | 8,591,949 | 6,755,163 | 7,063,399 | 0.69 | 5.91 | 3.13 |
| 2019-06-30 | 8,704,665 | 6,896,325 | 7,142,502 | 0.77 | 6.49 | 3.11 |
| 2019-09-30 | 8,998,267 | 6,938,817 | 7,268,939 | 0.81 | 6.91 | 3.07 |
| 2019-12-31 | 9,043,235 | 6,958,845 | 7,274,059 | 0.81 | 6.85 | 3.02 |
| 2020-03-31 | 9,284,085 | 7,225,269 | 7,396,319 | 0.55 | 4.69 | 2.91 |
| 2020-06-30 | 9,845,891 | 7,780,754 | 7,620,910 | 0.57 | 4.98 | 2.81 |
| 2020-09-30 | 9,828,179 | 7,781,422 | 7,511,550 | 0.61 | 5.36 | 2.74 |
| 2020-12-31 | 9,926,432 | 7,906,363 | 7,268,259 | 0.66 | 5.74 | 2.72 |
| 2021-03-31 | 10,337,268 | 8,351,949 | 7,258,727 | 0.38 | 3.38 | 2.57 |
| 2021-06-30 | 10,215,823 | 8,431,163 | 7,096,520 | 0.40 | 3.76 | 2.56 |
| 2021-09-30 | 10,233,359 | 8,396,971 | 7,060,273 | 0.46 | 4.43 | 2.57 |
| 2021-12-31 | 10,312,436 | 8,635,108 | 7,046,316 | 0.48 | 4.71 | 2.58 |
| 2022-03-31 | 10,233,377 | 8,675,037 | 7,169,038 | 0.43 | 4.62 | 2.60 |
| 2022-06-30 | 9,942,030 | 8,448,493 | 7,419,683 | 0.55 | 6.03 | 2.76 |
| 2022-09-30 | 11,027,173 | 9,371,372 | 8,156,636 | 0.64 | 6.74 | 2.93 |
| 2022-12-31 | 11,417,843 | 9,179,508 | 8,409,487 | 0.59 | 6.24 | 3.00 |
| 2023-03-31 | 11,446,147 | 9,082,678 | 8,631,267 | 0.54 | 5.88 | 3.08 |
| 2023-06-30 | 11,616,186 | 9,132,164 | 8,748,657 | 0.53 | 5.79 | 3.03 |
| 2023-09-30 | 11,523,913 | 9,154,789 | 8,799,428 | 0.36 | 3.95 | 3.00 |
| 2023-12-31 | 11,506,265 | 9,449,453 | 8,820,153 | 0.30 | 3.25 | 2.97 |
| 2024-03-31 | 11,558,102 | 9,598,637 | 8,780,624 | 0.29 | 3.06 | 2.77 |
| 2024-06-30 | 11,501,630 | 9,501,226 | 8,956,932 | 0.39 | 4.03 | 2.83 |
| 2024-09-30 | 11,653,723 | 9,666,412 | 9,009,179 | 0.39 | 4.02 | 2.83 |
| 2024-12-31 | 11,639,893 | 9,727,310 | 9,104,545 | 0.42 | 4.35 | 2.87 |
| 2025-03-31 | 11,742,879 | 9,826,174 | 9,113,013 | 0.48 | 4.76 | 3.06 |
| 2025-06-30 | 11,943,351 | 9,803,672 | 9,278,145 | 0.48 | 4.78 | 3.10 |
| 2025-09-30 | 12,219,114 | 10,067,729 | 9,466,500 | 0.51 | 5.04 | 3.15 |
| 2025-12-31 | 12,513,390 | 10,127,762 | 9,601,724 | 0.53 | 5.19 | 3.15 |
| 2026-03-31 | 12,480,067 | 10,163,816 | 9,603,383 | 0.60 | 5.84 | 3.18 |
| 2026-06-30 | 12,696,318 | 10,012,481 | 9,811,240 | 0.61 | 5.92 | 3.23 |
91 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-09-06 | 1 | 811279 | 961624 |
| 2017-03-25 | 1 | 613772 | 961624 |
| 2017-01-01 | 1 | 546384 | 961624 |
| 1984-09-21 | 1 | 629175 | 961624 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.