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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,118,988 | 5,258,119 | 5,137,764 | 1.59 | 13.10 | 4.40 |
| 2016-06-30 | 6,352,998 | 5,404,317 | 5,396,893 | 1.61 | 13.23 | 4.38 |
| 2016-09-30 | 6,749,020 | 5,647,572 | 5,494,236 | 1.60 | 12.66 | 4.34 |
| 2016-12-31 | 6,877,477 | 5,807,707 | 5,661,434 | 1.59 | 12.32 | 4.35 |
| 2017-03-31 | 7,075,490 | 5,874,990 | 5,785,714 | 1.67 | 11.96 | 4.21 |
| 2017-06-30 | 7,228,725 | 5,953,269 | 5,958,279 | 1.68 | 11.93 | 4.24 |
| 2017-09-30 | 7,376,587 | 5,993,478 | 6,038,237 | 1.70 | 12.06 | 4.27 |
| 2017-12-31 | 7,464,237 | 5,936,898 | 6,362,929 | 1.51 | 10.66 | 4.31 |
| 2018-03-31 | 7,684,239 | 6,200,874 | 6,555,445 | 2.02 | 14.03 | 4.37 |
| 2018-06-30 | 7,870,576 | 6,344,313 | 6,610,699 | 2.03 | 13.94 | 4.35 |
| 2018-09-30 | 8,050,333 | 6,446,833 | 6,795,211 | 2.02 | 13.79 | 4.35 |
| 2018-12-31 | 8,380,685 | 7,048,933 | 6,940,757 | 2.04 | 13.87 | 4.33 |
| 2019-03-31 | 8,384,205 | 6,752,748 | 7,123,383 | 1.75 | 11.53 | 4.19 |
| 2019-06-30 | 8,665,915 | 7,011,807 | 7,358,035 | 1.81 | 11.85 | 4.16 |
| 2019-09-30 | 8,994,659 | 7,470,282 | 7,537,641 | 1.80 | 11.91 | 4.10 |
| 2019-12-31 | 8,950,172 | 7,267,630 | 7,528,797 | 1.79 | 11.87 | 4.06 |
| 2020-03-31 | 9,984,414 | 8,208,896 | 7,804,573 | 1.17 | 8.39 | 3.66 |
| 2020-06-30 | 9,781,732 | 7,984,843 | 7,981,398 | 1.25 | 8.97 | 3.66 |
| 2020-09-30 | 10,088,931 | 8,214,626 | 7,849,124 | 1.42 | 10.24 | 3.60 |
| 2020-12-31 | 11,021,530 | 9,218,512 | 7,738,838 | 1.48 | 10.96 | 3.51 |
| 2021-03-31 | 11,102,077 | 9,292,504 | 7,566,815 | 1.67 | 13.62 | 3.24 |
| 2021-06-30 | 10,934,369 | 9,115,082 | 7,222,947 | 1.77 | 14.18 | 3.29 |
| 2021-09-30 | 11,550,432 | 9,725,865 | 6,821,370 | 1.72 | 14.06 | 3.19 |
| 2021-12-31 | 11,799,111 | 10,024,167 | 7,037,851 | 1.66 | 13.77 | 3.10 |
| 2022-03-31 | 11,174,564 | 9,624,140 | 7,067,806 | 1.63 | 14.30 | 2.97 |
| 2022-06-30 | 10,884,259 | 9,210,915 | 7,095,835 | 1.37 | 12.00 | 3.07 |
| 2022-09-30 | 10,657,477 | 8,786,154 | 7,238,118 | 1.38 | 12.07 | 3.15 |
| 2022-12-31 | 11,097,748 | 8,705,351 | 7,567,922 | 1.43 | 12.50 | 3.15 |
| 2023-03-31 | 11,040,406 | 7,507,575 | 7,665,787 | 0.96 | 8.63 | 2.88 |
| 2023-06-30 | 10,982,157 | 7,754,101 | 7,688,690 | 1.02 | 9.12 | 2.82 |
| 2023-09-30 | 11,110,771 | 8,410,269 | 7,833,059 | 1.01 | 9.14 | 2.78 |
| 2023-12-31 | 11,610,522 | 8,846,434 | 7,882,755 | 0.94 | 8.50 | 2.76 |
| 2024-03-31 | 11,561,521 | 8,537,769 | 7,883,018 | 0.00 | 0.04 | 2.72 |
| 2024-06-30 | 11,248,022 | 8,304,467 | 7,900,438 | -1.44 | -13.47 | 2.68 |
| 2024-09-30 | 11,228,331 | 8,568,196 | 7,858,402 | -0.72 | -6.64 | 2.67 |
| 2024-12-31 | 11,079,766 | 9,154,640 | 7,820,498 | -0.36 | -3.33 | 2.68 |
| 2025-03-31 | 11,267,391 | 9,291,538 | 7,829,088 | 0.13 | 1.14 | 2.53 |
| 2025-06-30 | 10,550,095 | 9,133,475 | 7,575,444 | -1.18 | -10.49 | 2.64 |
| 2025-09-30 | 10,763,529 | 9,473,062 | 7,284,957 | -1.59 | -14.37 | 2.68 |
| 2025-12-31 | 10,445,598 | 9,142,300 | 7,211,505 | -1.20 | -10.84 | 2.72 |
| 2026-03-31 | 9,902,571 | 8,596,517 | 6,847,099 | 0.66 | 5.81 | 2.77 |
| 2026-06-30 | 9,618,012 | 8,201,597 | 6,550,957 | 0.52 | 4.50 | 2.81 |
14 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-11-01 | 1 | 3374298 | 2652092 |
| 2008-09-01 | 1 | 3211768 | 2652092 |
| Period | Type | Headline | Status |
|---|---|---|---|
| 2022-08-15 | regulatory action | Civil Money Penalty | published |
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.