Loading bank profile
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 33,048,974 | 28,744,589 | 23,527,985 | 1.31 | 13.24 | 3.33 |
| 2016-06-30 | 32,896,992 | 28,333,432 | 24,025,750 | 1.28 | 12.76 | 3.33 |
| 2016-09-30 | 33,219,884 | 28,703,871 | 24,528,684 | 1.30 | 12.81 | 3.32 |
| 2016-12-31 | 34,750,506 | 29,966,562 | 25,290,695 | 1.29 | 12.76 | 3.34 |
| 2017-03-31 | 35,298,930 | 30,647,603 | 26,257,129 | 1.90 | 18.56 | 3.32 |
| 2017-06-30 | 35,886,767 | 31,279,921 | 26,975,999 | 1.62 | 15.69 | 3.40 |
| 2017-09-30 | 36,303,343 | 31,655,102 | 28,259,609 | 1.57 | 15.25 | 3.46 |
| 2017-12-31 | 37,120,068 | 32,409,443 | 28,816,808 | 1.40 | 13.58 | 3.53 |
| 2018-03-31 | 37,665,418 | 32,762,561 | 29,353,775 | 2.03 | 19.36 | 3.72 |
| 2018-06-30 | 38,046,408 | 32,972,320 | 29,993,487 | 1.94 | 18.31 | 3.79 |
| 2018-09-30 | 39,048,611 | 33,823,394 | 30,903,258 | 1.89 | 17.79 | 3.81 |
| 2018-12-31 | 41,017,421 | 35,622,230 | 32,144,142 | 1.85 | 17.37 | 3.83 |
| 2019-03-31 | 42,071,305 | 36,441,259 | 32,545,392 | 1.62 | 14.99 | 3.72 |
| 2019-06-30 | 42,874,783 | 36,670,382 | 33,403,631 | 1.53 | 14.11 | 3.71 |
| 2019-09-30 | 43,243,487 | 36,856,012 | 33,679,694 | 1.57 | 14.30 | 3.70 |
| 2019-12-31 | 44,181,503 | 37,526,284 | 34,420,686 | 1.62 | 14.64 | 3.67 |
| 2020-03-31 | 45,939,280 | 38,923,469 | 35,337,984 | 1.32 | 12.04 | 3.45 |
| 2020-06-30 | 49,410,409 | 41,180,315 | 36,601,216 | 1.08 | 10.35 | 3.26 |
| 2020-09-30 | 50,396,229 | 42,169,284 | 36,823,025 | 1.16 | 11.33 | 3.10 |
| 2020-12-31 | 52,225,880 | 45,344,178 | 38,072,760 | 1.19 | 11.82 | 3.04 |
| 2021-03-31 | 56,858,871 | 49,934,598 | 39,831,280 | 1.52 | 16.34 | 2.76 |
| 2021-06-30 | 59,838,864 | 52,983,042 | 40,476,778 | 1.54 | 16.80 | 2.76 |
| 2021-09-30 | 60,941,947 | 53,774,332 | 41,182,443 | 1.53 | 16.82 | 2.78 |
| 2021-12-31 | 60,849,631 | 53,752,514 | 42,171,340 | 1.51 | 16.56 | 2.80 |
| 2022-03-31 | 62,224,510 | 55,319,850 | 43,567,450 | 1.56 | 17.26 | 2.87 |
| 2022-06-30 | 62,379,357 | 54,651,153 | 46,257,064 | 1.62 | 18.06 | 3.06 |
| 2022-09-30 | 62,554,569 | 54,181,545 | 46,882,224 | 1.72 | 19.18 | 3.30 |
| 2022-12-31 | 64,087,895 | 56,273,031 | 47,664,621 | 1.82 | 20.25 | 3.49 |
| 2023-03-31 | 67,218,944 | 55,034,827 | 48,324,305 | 1.98 | 21.56 | 3.89 |
| 2023-06-30 | 68,508,732 | 55,993,598 | 49,195,794 | 1.92 | 20.85 | 3.73 |
| 2023-09-30 | 68,154,331 | 55,428,794 | 50,256,423 | 1.86 | 20.05 | 3.69 |
| 2023-12-31 | 69,478,848 | 56,572,639 | 51,542,155 | 1.74 | 18.75 | 3.65 |
| 2024-03-31 | 70,747,599 | 58,898,134 | 51,335,504 | 1.64 | 17.46 | 3.43 |
| 2024-06-30 | 72,334,717 | 60,363,521 | 52,103,024 | 1.63 | 17.33 | 3.35 |
| 2024-09-30 | 74,349,454 | 62,131,171 | 52,556,696 | 1.64 | 17.21 | 3.33 |
| 2024-12-31 | 75,841,883 | 63,621,187 | 53,024,585 | 1.62 | 17.03 | 3.32 |
| 2025-03-31 | 75,712,113 | 63,156,194 | 53,517,878 | 1.54 | 15.88 | 3.34 |
| 2025-06-30 | 77,620,355 | 65,152,247 | 54,212,641 | 1.58 | 16.19 | 3.36 |
| 2025-09-30 | 79,081,956 | 66,728,118 | 54,995,848 | 1.69 | 17.09 | 3.46 |
| 2025-12-31 | 79,661,753 | 67,208,343 | 56,089,375 | 1.72 | 17.27 | 3.47 |
| 2026-03-31 | 82,474,471 | 69,086,073 | 57,292,460 | 1.78 | 17.61 | 3.48 |
| 2026-06-30 | 84,318,631 | 70,314,669 | 58,119,285 | 1.77 | 17.70 | 3.47 |
98 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-01-18 | 1 | 189352 | 197478 |
| 2014-01-18 | 1 | 1864601 | 197478 |
| 2010-06-12 | 50 | 1450620 | 197478 |
| 2009-11-07 | 50 | 43173 | 197478 |
| 2007-08-18 | 1 | 155263 | 197478 |
| 2006-03-18 | 1 | 488970 | 197478 |
| 2005-09-07 | 1 | 301668 | 197478 |
| 2004-08-07 | 1 | 405874 | 197478 |
| 2003-03-15 | 1 | 932361 | 197478 |
| 2001-01-13 | 1 | 2653893 | 197478 |
| 2000-01-15 | 1 | 627461 | 197478 |
| 1999-05-29 | 1 | 646668 | 197478 |
| 1994-03-26 | 50 | 740276 | 197478 |
| 1991-07-13 | 50 | 411875 | 197478 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.