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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 9,923,046 | 8,447,605 | 7,138,996 | 0.67 | 5.43 | 3.30 |
| 2016-06-30 | 10,023,204 | 8,525,919 | 7,372,646 | 0.60 | 4.82 | 3.26 |
| 2016-09-30 | 9,965,949 | 8,453,734 | 7,541,145 | 0.63 | 5.10 | 3.26 |
| 2016-12-31 | 9,802,061 | 8,208,881 | 7,637,897 | 0.64 | 5.11 | 3.29 |
| 2017-03-31 | 10,254,167 | 8,765,490 | 7,707,243 | 1.00 | 7.94 | 3.45 |
| 2017-06-30 | 10,574,493 | 8,848,771 | 7,954,588 | 0.89 | 7.12 | 3.51 |
| 2017-09-30 | 10,731,743 | 8,839,806 | 8,081,502 | 0.99 | 7.98 | 3.54 |
| 2017-12-31 | 10,873,098 | 8,835,562 | 8,156,374 | 0.83 | 6.70 | 3.57 |
| 2018-03-31 | 11,116,638 | 8,964,855 | 8,346,971 | 1.25 | 10.39 | 3.64 |
| 2018-06-30 | 11,293,658 | 9,407,792 | 8,521,979 | 1.15 | 9.50 | 3.73 |
| 2018-09-30 | 11,212,338 | 9,335,146 | 8,651,428 | 1.16 | 9.60 | 3.79 |
| 2018-12-31 | 11,378,267 | 9,420,234 | 8,774,951 | 1.10 | 9.03 | 3.85 |
| 2019-03-31 | 11,331,605 | 9,275,467 | 8,838,937 | 1.16 | 9.06 | 3.99 |
| 2019-06-30 | 11,520,399 | 9,467,935 | 8,946,042 | 1.19 | 9.17 | 3.98 |
| 2019-09-30 | 11,506,995 | 9,434,817 | 8,901,003 | 1.21 | 9.16 | 3.98 |
| 2019-12-31 | 11,628,782 | 9,572,456 | 8,899,224 | 1.18 | 8.86 | 3.95 |
| 2020-03-31 | 12,341,265 | 10,328,739 | 8,974,461 | 0.29 | 2.13 | 3.70 |
| 2020-06-30 | 13,991,983 | 11,861,601 | 9,865,963 | 0.61 | 4.70 | 3.46 |
| 2020-09-30 | 15,453,689 | 13,348,964 | 9,800,731 | 0.68 | 5.44 | 3.27 |
| 2020-12-31 | 15,952,528 | 12,910,803 | 9,595,123 | 0.73 | 5.46 | 3.17 |
| 2021-03-31 | 16,715,144 | 13,728,961 | 9,774,770 | 1.18 | 7.28 | 2.65 |
| 2021-06-30 | 17,035,420 | 14,034,035 | 9,488,458 | 1.03 | 6.45 | 2.67 |
| 2021-09-30 | 17,449,547 | 14,438,350 | 9,379,843 | 0.98 | 6.20 | 2.64 |
| 2021-12-31 | 23,490,236 | 19,783,055 | 12,158,518 | 0.83 | 5.44 | 2.57 |
| 2022-03-31 | 22,814,873 | 19,523,486 | 12,034,795 | 0.90 | 6.81 | 2.40 |
| 2022-06-30 | 22,329,556 | 19,274,300 | 12,252,961 | 0.91 | 7.13 | 2.52 |
| 2022-09-30 | 22,020,406 | 18,880,312 | 12,753,918 | 0.95 | 7.79 | 2.68 |
| 2022-12-31 | 22,629,483 | 19,122,957 | 13,424,899 | 0.90 | 7.65 | 2.73 |
| 2023-03-31 | 22,702,386 | 18,678,441 | 13,523,823 | -3.41 | -32.34 | 2.69 |
| 2023-06-30 | 21,564,231 | 18,302,604 | 13,801,586 | -1.29 | -11.99 | 2.77 |
| 2023-09-30 | 21,126,710 | 17,537,383 | 13,768,746 | -0.49 | -4.52 | 2.79 |
| 2023-12-31 | 21,118,604 | 17,735,519 | 13,800,521 | 1.09 | 9.66 | 2.78 |
| 2024-03-31 | 21,161,254 | 17,813,391 | 13,908,836 | 0.76 | 5.67 | 2.70 |
| 2024-06-30 | 21,028,164 | 17,684,482 | 13,955,107 | 0.64 | 4.80 | 2.69 |
| 2024-09-30 | 25,493,211 | 21,362,712 | 17,504,082 | 0.40 | 2.96 | 2.84 |
| 2024-12-31 | 25,551,908 | 21,505,363 | 17,549,801 | 0.53 | 3.94 | 2.94 |
| 2025-03-31 | 24,985,090 | 20,970,665 | 17,699,475 | -3.39 | -25.12 | 3.34 |
| 2025-06-30 | 25,452,952 | 21,362,168 | 18,083,045 | -0.88 | -6.45 | 3.45 |
| 2025-09-30 | 25,448,467 | 21,387,008 | 18,333,403 | -0.03 | -0.20 | 3.47 |
| 2025-12-31 | 30,579,383 | 25,666,442 | 22,775,984 | 0.39 | 2.88 | 3.50 |
| 2026-03-31 | 30,620,358 | 25,311,703 | 22,622,116 | 0.87 | 6.46 | 3.57 |
| 2026-06-30 | 31,129,348 | 26,145,043 | 22,998,844 | 1.13 | 8.52 | 3.60 |
134 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-11-01 | 1 | 40499 | 128904 |
| 2024-07-13 | 1 | 736206 | 128904 |
| 2021-11-13 | 1 | 377908 | 128904 |
| 2014-10-25 | 1 | 2816474 | 128904 |
| 2012-12-01 | 1 | 180078 | 128904 |
| 2011-03-19 | 1 | 689302 | 128904 |
| 2008-10-11 | 1 | 685407 | 128904 |
| 2007-05-12 | 1 | 332970 | 128904 |
| 2005-05-28 | 1 | 479802 | 128904 |
| 2002-11-22 | 1 | 372109 | 128904 |
| 1998-02-28 | 1 | 89005 | 128904 |
| 1994-11-11 | 1 | 498607 | 128904 |
| 1993-10-09 | 1 | 933902 | 128904 |
| 1992-05-16 | 50 | 859703 | 128904 |
| 1992-04-25 | 50 | 753605 | 128904 |
| 1981-04-30 | 1 | 812100 | 128904 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.