Regulatory profile
Hunt Valley, MD · FDIC certificate #32360
EASTERN SAVINGS BANK FSB is an FDIC-insured institution based in Hunt Valley, MD (FDIC certificate #32360). In its Q3 2026 Call Report it reported total assets of $308M, total deposits of $182M and net loans of $215M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for EASTERN SAVINGS BANK FSB from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $182M |
|---|---|
| Net loans and leases | $215M |
Plain-language readout
EASTERN SAVINGS BANK FSB in Hunt Valley, MD funds its loans with $182M of deposits and holds $215M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for EASTERN SAVINGS BANK FSB in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 118.08% in Q3 2026, against 119.81% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $215M | $182M | 118.08% |
| Q2 2026 | $242M | $208M | 116.16% |
| Q1 2026 | $270M | $225M | 119.81% |