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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2024-03-31 | 1,023,039 | 887,378 | 788,740 | 2.38 | 19.67 | 4.75 |
| 2024-06-30 | 1,034,664 | 899,225 | 799,913 | 2.29 | 19.01 | 4.75 |
| 2024-09-30 | 1,054,058 | 915,047 | 812,445 | 2.26 | 18.83 | 4.73 |
| 2025-03-31 | 1,088,948 | 946,468 | 833,394 | 2.38 | 19.38 | 4.68 |
| 2025-06-30 | 1,106,095 | 963,123 | 831,526 | 2.37 | 19.58 | 4.75 |
| 2025-09-30 | 1,124,749 | 978,495 | 858,123 | 2.46 | 20.40 | 4.76 |
| 2025-12-31 | 1,137,917 | 984,428 | 867,609 | 2.44 | 20.40 | 4.80 |
| 2026-03-31 | 1,168,092 | 1,016,460 | 893,061 | 2.50 | 21.35 | 4.70 |
| 2026-06-30 | 1,152,722 | 1,000,273 | 917,755 | 2.44 | 20.66 | 4.80 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-10-02 | 1 | 3343146 | 845247 |
| 2002-06-07 | 1 | 200547 | 845247 |
| 1983-01-01 | 1 | 199249 | 845247 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.