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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

EL DORADO SAVINGS BANK FSB

FDIC #30953 · CA · period 20260630

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Total assets2,039,654-5.77% YoY

Total deposits1,829,428-5.77% YoY

Net loans and leases466,319-10.99% YoY

Return on assets0.70%+26.54% YoY

Return on equity7.14%+26.15% YoY

Net interest margin2.26%+2.93% YoY

Peer position

Return on assets26thopportunity · n=902

Return on equity15thopportunity · n=894

Net interest margin8thopportunity · n=902

Equity to assets88thstrength · n=894

Noncurrent loans70thstrength · n=887

Liquid assets99thstrength · n=895

Brokered deposits100thstrength · n=890

Loans to deposits98thstrength · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	2,039,654	1,829,428	466,319	0.70	7.14	2.26
2016-06-30	2,051,111	1,839,155	472,236	0.63	6.41	2.24
2016-09-30	2,103,491	1,888,392	475,728	0.60	6.10	2.23
2016-12-31	2,111,141	1,892,204	495,743	0.63	6.36	2.24
2017-03-31	2,164,569	1,941,475	523,899	0.56	5.66	2.20
2017-06-30	2,158,866	1,933,253	528,046	0.61	6.23	2.20
2017-09-30	2,177,802	1,949,299	534,910	0.64	6.44	2.22
2017-12-31	2,172,609	1,941,837	538,547	0.65	6.50	2.24
2018-03-31	2,210,298	1,973,590	557,066	0.87	8.56	2.39
2018-06-30	2,206,292	1,967,424	573,289	0.89	8.69	2.43
2018-09-30	2,198,930	1,956,133	575,779	0.87	8.44	2.47
2018-12-31	2,184,373	1,939,261	581,113	0.90	8.61	2.49
2019-03-31	2,187,131	1,936,065	576,941	0.88	8.06	2.51
2019-06-30	2,151,429	1,897,844	578,976	0.91	8.20	2.52
2019-09-30	2,161,211	1,901,789	576,840	0.90	8.02	2.51
2019-12-31	2,183,806	1,921,436	592,532	0.89	7.94	2.48
2020-03-31	2,218,303	1,953,112	617,003	0.70	6.11	2.30
2020-06-30	2,374,280	2,104,657	615,226	0.58	5.13	2.13
2020-09-30	2,448,387	2,178,984	599,408	0.51	4.63	2.02
2020-12-31	2,512,874	2,243,152	597,468	0.51	4.69	1.93
2021-03-31	2,642,835	2,371,133	581,663	0.29	2.84	1.50
2021-06-30	2,699,122	2,426,064	570,858	0.30	3.04	1.48
2021-09-30	2,765,296	2,490,907	563,900	0.31	3.18	1.46
2021-12-31	2,841,533	2,561,638	556,356	0.35	3.60	1.47
2022-03-31	2,871,462	2,589,867	565,282	0.34	3.71	1.48
2022-06-30	2,858,400	2,573,979	583,700	0.43	4.61	1.58
2022-09-30	2,829,484	2,540,602	575,734	0.51	5.45	1.70
2022-12-31	2,730,489	2,440,673	570,058	0.61	6.39	1.83
2023-03-31	2,666,311	2,370,102	559,649	0.87	8.39	2.34
2023-06-30	2,586,791	2,283,372	552,464	0.87	8.22	2.36
2023-09-30	2,543,062	2,232,984	553,523	0.88	8.13	2.39
2023-12-31	2,445,359	2,137,486	549,184	0.90	8.11	2.41
2024-03-31	2,438,793	2,125,932	541,955	0.75	6.16	2.39
2024-06-30	2,401,124	2,086,692	538,207	0.77	6.26	2.40
2024-09-30	2,405,599	2,086,497	531,389	0.83	6.66	2.48
2024-12-31	2,400,696	2,080,064	522,969	0.87	6.95	2.52
2025-03-31	2,451,708	2,125,134	518,731	0.93	7.27	2.64
2025-06-30	2,472,484	2,144,175	518,193	0.96	7.47	2.67
2025-09-30	2,483,284	2,148,225	513,081	0.97	7.56	2.70
2025-12-31	2,474,106	2,135,407	503,695	0.97	7.49	2.68
2026-03-31	2,472,114	2,126,939	493,023	0.94	7.04	2.71
2026-06-30	2,438,455	2,091,824	487,943	0.93	6.92	2.71

Structure and branch footprint

35 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
1991-09-28	50	801971	961576

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.