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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,005,026 | 884,556 | 591,579 | 1.12 | 9.51 | 2.73 |
| 2021-09-30 | 1,001,089 | 876,941 | 608,620 | 1.23 | 10.41 | 2.93 |
| 2022-03-31 | 1,002,071 | 887,218 | 609,366 | 0.88 | 7.68 | 2.81 |
| 2022-12-31 | 1,019,684 | 891,911 | 725,652 | 0.95 | 8.49 | 2.87 |
| 2023-03-31 | 1,052,716 | 936,119 | 751,934 | 0.66 | 6.26 | 2.52 |
| 2023-06-30 | 1,089,688 | 929,498 | 796,279 | 0.67 | 6.40 | 2.54 |
| 2023-09-30 | 1,142,654 | 972,388 | 841,607 | 0.63 | 6.16 | 2.49 |
| 2023-12-31 | 1,244,938 | 1,016,445 | 866,355 | 0.63 | 6.23 | 2.46 |
| 2024-03-31 | 1,261,223 | 1,041,359 | 891,018 | 0.71 | 7.49 | 2.46 |
| 2024-06-30 | 1,303,199 | 1,034,562 | 924,778 | 0.75 | 8.02 | 2.48 |
| 2024-09-30 | 1,351,013 | 1,051,287 | 964,854 | 0.73 | 7.79 | 2.52 |
| 2024-12-31 | 1,360,078 | 1,092,368 | 983,945 | 0.77 | 8.21 | 2.58 |
| 2025-03-31 | 1,376,357 | 1,129,615 | 982,151 | 1.03 | 10.93 | 3.05 |
| 2025-06-30 | 1,372,988 | 1,096,997 | 983,074 | 1.09 | 11.37 | 3.07 |
| 2025-09-30 | 1,416,289 | 1,142,487 | 1,002,502 | 1.15 | 11.88 | 3.13 |
| 2025-12-31 | 1,416,593 | 1,142,600 | 1,021,438 | 1.16 | 11.87 | 3.14 |
| 2026-03-31 | 1,436,345 | 1,141,775 | 1,041,169 | 1.42 | 13.62 | 3.39 |
| 2026-06-30 | 1,490,613 | 1,118,652 | 1,071,540 | 1.25 | 12.11 | 3.43 |
8 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-02-06 | 1 | 664457 | 439356 |
| 1997-07-12 | 1 | 2124571 | 439356 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.