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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2023-12-31 | 6,241,996 | 4,696,889 | 4,616,106 | 2.89 | 12.65 | 21.70 |
| 2024-03-31 | 6,239,674 | 4,670,784 | 4,617,465 | 0.72 | 3.14 | 4.39 |
| 2024-06-30 | 6,253,406 | 4,603,873 | 4,580,013 | 0.49 | 2.12 | 4.37 |
| 2024-09-30 | 6,259,695 | 4,537,928 | 4,368,064 | 1.32 | 5.69 | 4.42 |
| 2024-12-31 | 6,203,111 | 4,866,565 | 4,224,742 | 0.71 | 3.22 | 4.47 |
| 2025-03-31 | 5,952,816 | 4,603,506 | 4,067,221 | -0.43 | -2.32 | 3.89 |
| 2025-06-30 | 5,777,481 | 4,418,486 | 4,048,187 | 0.31 | 1.64 | 4.06 |
| 2025-09-30 | 5,800,556 | 4,323,535 | 3,978,023 | 1.54 | 7.92 | 4.30 |
| 2025-12-31 | 5,766,998 | 4,312,100 | 4,012,601 | 1.35 | 6.82 | 4.28 |
| 2026-03-31 | 5,853,462 | 4,381,010 | 3,915,610 | 0.50 | 2.38 | 4.87 |
| 2026-06-30 | 5,679,354 | 4,184,612 | 3,902,097 | 0.60 | 2.83 | 4.59 |
7 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-10-01 | 1 | 3049729 | 137915 |
| 2013-01-01 | 1 | 3363957 | 137915 |
| 2013-01-01 | 1 | 3363966 | 137915 |
| 2013-01-01 | 1 | 3363920 | 137915 |
| 2013-01-01 | 1 | 3363939 | 137915 |
| 2005-09-01 | 5 | 137915 | 3363920 |
| 2005-09-01 | 5 | 137915 | 3363939 |
| 2005-09-01 | 5 | 137915 | 3363957 |
| 2005-09-01 | 5 | 137915 | 3363966 |
| 1992-02-22 | 50 | 26103 | 137915 |
| 1979-03-23 | 1 | 743905 | 137915 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.