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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,548,701 | 1,394,228 | 1,053,031 | 1.27 | 13.81 | 3.72 |
| 2016-06-30 | 1,570,422 | 1,370,372 | 1,088,642 | 1.34 | 14.44 | 3.73 |
| 2016-09-30 | 1,571,726 | 1,408,557 | 1,134,548 | 1.53 | 16.30 | 3.74 |
| 2016-12-31 | 1,573,889 | 1,402,107 | 1,156,265 | 1.46 | 15.55 | 3.75 |
| 2017-03-31 | 1,605,080 | 1,445,629 | 1,176,559 | 1.30 | 13.77 | 3.79 |
| 2017-06-30 | 1,768,806 | 1,457,499 | 1,198,488 | 1.24 | 13.51 | 3.69 |
| 2017-09-30 | 1,776,248 | 1,462,860 | 1,224,481 | 1.32 | 14.66 | 3.68 |
| 2017-12-31 | 1,767,492 | 1,457,324 | 1,262,804 | 1.27 | 14.20 | 3.70 |
| 2018-03-31 | 1,817,200 | 1,503,717 | 1,279,243 | 1.41 | 16.52 | 3.70 |
| 2018-06-30 | 1,706,760 | 1,537,922 | 1,275,125 | 1.62 | 18.33 | 3.80 |
| 2018-09-30 | 1,678,417 | 1,513,476 | 1,238,953 | 1.67 | 18.71 | 3.88 |
| 2018-12-31 | 1,686,673 | 1,508,485 | 1,246,533 | 1.74 | 19.33 | 3.93 |
| 2019-03-31 | 1,728,033 | 1,558,917 | 1,251,089 | 1.57 | 16.81 | 4.07 |
| 2019-06-30 | 1,734,923 | 1,562,401 | 1,263,567 | 1.66 | 17.63 | 4.07 |
| 2019-09-30 | 1,778,820 | 1,602,100 | 1,295,609 | 1.75 | 18.62 | 4.07 |
| 2019-12-31 | 1,817,179 | 1,641,242 | 1,297,807 | 1.76 | 18.84 | 4.03 |
| 2020-03-31 | 1,864,899 | 1,693,385 | 1,321,849 | 1.08 | 12.21 | 3.66 |
| 2020-06-30 | 2,060,928 | 1,868,322 | 1,427,253 | 1.07 | 12.37 | 3.55 |
| 2020-09-30 | 2,077,387 | 1,876,653 | 1,421,742 | 1.03 | 11.83 | 3.48 |
| 2020-12-31 | 2,122,627 | 1,918,636 | 1,379,113 | 1.03 | 11.86 | 3.42 |
| 2021-03-31 | 2,336,670 | 2,132,262 | 1,342,063 | 1.16 | 13.59 | 2.91 |
| 2021-06-30 | 2,345,821 | 2,133,304 | 1,324,708 | 1.14 | 13.43 | 2.86 |
| 2021-09-30 | 2,374,979 | 2,159,216 | 1,331,949 | 1.08 | 12.73 | 2.82 |
| 2021-12-31 | 2,361,582 | 2,140,995 | 1,401,404 | 1.16 | 13.58 | 2.83 |
| 2022-03-31 | 2,373,905 | 2,183,053 | 1,416,643 | 1.05 | 12.88 | 2.78 |
| 2022-06-30 | 2,338,837 | 2,169,938 | 1,478,224 | 1.12 | 14.48 | 2.90 |
| 2022-09-30 | 2,288,985 | 2,133,073 | 1,483,119 | 1.26 | 17.02 | 3.12 |
| 2022-12-31 | 2,375,666 | 2,156,489 | 1,581,565 | 1.35 | 18.71 | 3.28 |
| 2023-03-31 | 2,388,828 | 2,168,808 | 1,604,045 | 1.50 | 22.94 | 3.80 |
| 2023-06-30 | 2,415,653 | 2,119,923 | 1,652,182 | 1.38 | 21.13 | 3.80 |
| 2023-09-30 | 2,451,592 | 2,081,459 | 1,705,306 | 1.37 | 21.00 | 3.79 |
| 2023-12-31 | 2,470,582 | 2,090,077 | 1,738,198 | 1.41 | 21.26 | 3.75 |
| 2024-03-31 | 2,549,157 | 2,157,612 | 1,782,908 | 1.05 | 14.93 | 3.50 |
| 2024-06-30 | 2,536,386 | 2,133,472 | 1,815,618 | 1.14 | 15.92 | 3.52 |
| 2024-09-30 | 2,535,344 | 2,262,730 | 1,801,650 | 1.19 | 16.20 | 3.60 |
| 2024-12-31 | 2,514,769 | 2,272,930 | 1,839,073 | 1.26 | 17.11 | 3.61 |
| 2025-03-31 | 2,589,249 | 2,384,283 | 1,820,775 | 1.11 | 15.06 | 3.59 |
| 2025-06-30 | 2,592,410 | 2,380,889 | 1,858,828 | 1.21 | 16.25 | 3.68 |
| 2025-09-30 | 2,677,153 | 2,407,264 | 1,885,704 | 1.35 | 18.04 | 3.72 |
| 2025-12-31 | 2,751,411 | 2,478,897 | 1,930,265 | 1.32 | 17.58 | 3.78 |
| 2026-03-31 | 2,773,623 | 2,501,889 | 1,971,393 | 1.52 | 20.28 | 4.00 |
| 2026-06-30 | 2,820,619 | 2,512,987 | 2,009,425 | 1.58 | 21.01 | 4.03 |
32 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2006-11-11 | 1 | 985956 | 65858 |
| 2005-05-14 | 1 | 751151 | 65858 |
| 2005-05-14 | 1 | 756950 | 65858 |
| 2004-09-18 | 1 | 675958 | 65858 |
| 2002-04-01 | 1 | 406554 | 65858 |
| 1997-01-06 | 1 | 770974 | 65858 |
| 1989-01-01 | 1 | 90654 | 65858 |
| 1989-01-01 | 1 | 375454 | 65858 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.