Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

ENTERPRISE BANK&TRUST

FDIC #27237 · MO · period 20260630

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Total assets3,691,388-27.47% YoY

Total deposits2,951,144-27.21% YoY

Net loans and leases2,858,560-25.79% YoY

Return on assets1.28%+6.37% YoY

Return on equity12.29%+14.11% YoY

Net interest margin3.89%+3.24% YoY

Peer position

Return on assets38thin line · n=112

Return on equity40thin line · n=108

Net interest margin83rdstrength · n=112

Equity to assets55thin line · n=108

Noncurrent loans25thopportunity · n=106

Liquid assets64thin line · n=108

Brokered deposits35thin line · n=107

Loans to deposits72ndstrength · n=107

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	3,691,388	2,951,144	2,858,560	1.28	12.29	3.89
2016-06-30	3,740,087	3,041,550	2,906,058	1.33	12.68	3.89
2016-09-30	3,896,450	3,135,414	3,048,886	1.32	12.58	3.87
2016-12-31	4,058,105	3,338,457	3,124,314	1.37	13.15	3.87
2017-03-31	5,089,667	4,054,401	3,851,819	1.21	10.77	3.77
2017-06-30	5,008,904	3,938,963	3,857,256	1.12	9.65	3.98
2017-09-30	5,212,760	4,071,397	3,993,878	1.21	10.23	3.98
2017-12-31	5,270,086	4,172,367	4,057,628	1.04	8.83	4.01
2018-03-31	5,363,446	4,294,615	4,147,943	1.65	13.92	3.87
2018-06-30	5,490,198	4,266,722	4,232,779	1.64	13.95	3.87
2018-09-30	5,497,918	4,233,141	4,223,982	1.66	14.03	3.89
2018-12-31	5,625,398	4,605,464	4,306,917	1.71	14.34	3.93
2019-03-31	6,911,436	5,552,978	4,974,636	1.28	9.90	3.75
2019-06-30	7,149,076	5,576,465	5,107,112	1.23	9.41	3.93
2019-09-30	7,314,544	5,643,427	5,189,740	1.36	10.37	3.97
2019-12-31	7,293,396	5,800,174	5,276,619	1.46	11.07	3.95
2020-03-31	7,479,341	6,016,811	5,373,760	0.80	6.13	3.88
2020-06-30	8,333,527	6,782,362	6,045,810	0.82	6.47	3.79
2020-09-30	8,344,822	6,760,465	6,017,069	0.91	7.25	3.70
2020-12-31	9,727,577	8,072,286	7,101,828	1.05	8.43	3.71
2021-03-31	10,156,245	8,619,087	7,165,785	1.31	10.91	3.58
2021-06-30	10,311,563	8,752,926	7,103,845	1.46	12.22	3.59
2021-09-30	12,851,859	10,923,479	8,969,555	1.15	9.65	3.58
2021-12-31	13,498,982	11,447,700	8,878,990	1.25	10.55	3.55
2022-03-31	13,665,771	11,802,005	8,921,131	1.47	12.93	3.29
2022-06-30	13,044,603	11,197,467	9,133,245	1.46	12.85	3.48
2022-09-30	12,959,183	11,150,880	9,215,200	1.52	13.35	3.74
2022-12-31	13,020,948	10,938,534	9,601,434	1.61	13.97	3.98
2023-03-31	13,300,684	11,276,695	9,873,884	1.74	14.45	4.71
2023-06-30	13,842,482	11,734,947	10,371,855	1.61	13.42	4.64
2023-09-30	13,995,136	12,022,889	10,474,899	1.54	12.92	4.60
2023-12-31	14,487,768	12,282,554	10,749,706	1.48	12.43	4.54
2024-03-31	14,583,193	12,369,101	10,893,604	1.19	9.87	4.18
2024-06-30	14,587,321	12,403,597	10,861,149	1.26	10.45	4.22
2024-09-30	14,923,646	12,593,328	10,940,418	1.32	10.94	4.23
2024-12-31	15,568,085	13,276,224	11,082,515	1.33	11.07	4.22
2025-03-31	15,647,682	13,161,765	11,155,819	1.36	11.47	4.17
2025-06-30	16,046,611	13,454,408	11,264,293	1.36	11.44	4.21
2025-09-30	16,378,148	13,714,080	11,434,936	1.29	10.87	4.24
2025-12-31	17,269,411	14,764,146	11,661,244	1.29	10.88	4.27
2026-03-31	17,196,325	14,656,822	11,551,134	1.20	10.29	4.26
2026-06-30	17,357,139	14,728,842	11,754,306	1.11	9.48	4.29

Structure and branch footprint

57 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2021-07-22	1	3374878	1190476
2020-11-13	1	3194638	1190476
2019-03-08	1	205654	1190476
2017-02-11	1	846356	1190476
2011-08-13	50	456456	1190476
2011-01-08	50	3303476	1190476
2009-12-12	50	3472167	1190476
2006-10-07	1	2855893	1190476
2001-09-29	1	2396574	1190476

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.