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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
Ephrata, PA · FDIC certificate #7493 · RSSD 425911
EPHRATA NATIONAL BANK is an FDIC-insured institution based in Ephrata, PA (FDIC certificate #7493). In its Q2 2026 Call Report it reported total assets of $2.4B, total deposits of $2.0B and net loans of $1.7B. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for EPHRATA NATIONAL BANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 13.24% |
|---|---|
| Equity to assets | 9.44% |
| Noncurrent loans ratio | 0.54% |
| Nonaccrual loans ratio | 0.54% |
| Loan to deposit ratio | 82.70% |
| Liquid assets ratio | 24.88% |
| Brokered deposit ratio | 0.19% |
| Total deposits | $2.0B |
| Net loans and leases | $1.7B |