Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,529,444 | 1,242,556 | 935,275 | 0.96 | 9.82 | 3.66 |
| 2016-06-30 | 1,545,199 | 1,208,176 | 978,082 | 0.89 | 9.06 | 3.58 |
| 2016-09-30 | 1,556,970 | 1,191,715 | 953,061 | 0.86 | 8.72 | 3.53 |
| 2016-12-31 | 2,191,786 | 1,651,630 | 1,382,003 | 0.69 | 6.76 | 3.50 |
| 2017-03-31 | 2,399,925 | 1,828,976 | 1,515,549 | 0.94 | 8.20 | 3.92 |
| 2017-06-30 | 2,409,483 | 1,832,333 | 1,525,292 | 1.05 | 9.06 | 3.98 |
| 2017-09-30 | 2,406,215 | 1,888,177 | 1,537,075 | 1.03 | 8.90 | 3.93 |
| 2017-12-31 | 3,172,341 | 2,386,964 | 2,111,125 | 0.90 | 7.69 | 3.87 |
| 2018-03-31 | 3,177,907 | 2,375,594 | 2,127,120 | 1.19 | 9.88 | 3.96 |
| 2018-06-30 | 3,714,585 | 2,648,550 | 2,445,263 | 1.06 | 8.81 | 3.97 |
| 2018-09-30 | 3,927,983 | 2,823,727 | 2,589,417 | 1.11 | 9.25 | 3.96 |
| 2018-12-31 | 4,058,211 | 3,125,453 | 2,566,926 | 1.11 | 9.35 | 3.94 |
| 2019-03-31 | 4,062,006 | 3,264,671 | 2,594,786 | -0.31 | -2.72 | 3.43 |
| 2019-06-30 | 4,177,410 | 3,189,244 | 2,668,969 | 0.34 | 3.00 | 3.43 |
| 2019-09-30 | 4,072,856 | 3,110,025 | 2,591,833 | 0.60 | 5.20 | 3.46 |
| 2019-12-31 | 3,946,120 | 3,067,257 | 2,550,353 | 0.71 | 6.12 | 3.52 |
| 2020-03-31 | 3,939,770 | 2,977,683 | 2,491,702 | 0.22 | 1.74 | 3.70 |
| 2020-06-30 | 4,201,774 | 3,265,808 | 2,777,058 | 0.24 | 1.97 | 3.68 |
| 2020-09-30 | 3,862,184 | 3,177,379 | 2,700,679 | -2.81 | -23.04 | 3.71 |
| 2020-12-31 | 4,012,781 | 3,483,391 | 2,570,381 | -1.74 | -14.54 | 3.81 |
| 2021-03-31 | 4,197,423 | 3,664,518 | 2,748,824 | 1.64 | 14.89 | 3.55 |
| 2021-06-30 | 4,267,417 | 3,710,548 | 2,769,410 | 1.63 | 14.84 | 3.65 |
| 2021-09-30 | 4,267,275 | 3,682,685 | 2,637,256 | 1.52 | 13.76 | 3.83 |
| 2021-12-31 | 5,141,072 | 4,450,030 | 3,111,476 | 1.39 | 12.57 | 3.73 |
| 2022-03-31 | 5,077,296 | 4,407,814 | 3,196,562 | 1.35 | 12.62 | 3.55 |
| 2022-06-30 | 5,001,411 | 4,322,217 | 3,176,922 | 1.36 | 13.00 | 3.58 |
| 2022-09-30 | 4,999,942 | 4,252,469 | 3,210,042 | 1.36 | 13.34 | 3.68 |
| 2022-12-31 | 4,976,744 | 4,257,562 | 3,266,050 | 1.30 | 12.82 | 3.73 |
| 2023-03-31 | 5,152,516 | 4,301,505 | 3,286,164 | 1.10 | 11.15 | 3.57 |
| 2023-06-30 | 5,090,456 | 4,246,812 | 3,280,582 | 1.07 | 10.90 | 3.59 |
| 2023-09-30 | 4,942,230 | 4,105,371 | 3,238,559 | 1.08 | 10.98 | 3.66 |
| 2023-12-31 | 5,027,770 | 4,161,859 | 3,289,857 | 0.29 | 2.91 | 3.65 |
| 2024-03-31 | 5,232,084 | 4,388,266 | 3,439,025 | 1.24 | 11.90 | 3.97 |
| 2024-06-30 | 5,238,588 | 4,363,979 | 3,412,879 | 1.14 | 11.02 | 4.06 |
| 2024-09-30 | 5,345,947 | 4,389,622 | 3,558,336 | 1.08 | 10.35 | 4.06 |
| 2024-12-31 | 5,319,635 | 4,483,349 | 3,458,063 | 1.16 | 11.02 | 4.12 |
| 2025-03-31 | 5,433,900 | 4,512,865 | 3,586,142 | 1.23 | 11.25 | 4.31 |
| 2025-06-30 | 5,361,329 | 4,280,135 | 3,555,675 | 1.31 | 11.82 | 4.29 |
| 2025-09-30 | 6,355,694 | 5,180,154 | 4,215,735 | 0.28 | 2.56 | 4.41 |
| 2025-12-31 | 6,326,745 | 5,181,640 | 4,146,815 | 0.55 | 4.89 | 4.49 |
| 2026-03-31 | 7,653,639 | 6,332,023 | 5,371,661 | 1.15 | 9.83 | 4.76 |
| 2026-06-30 | 7,714,314 | 6,331,723 | 5,344,028 | 1.37 | 11.77 | 4.59 |
83 current branch locations across 5 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-01-01 | 1 | 33857 | 139656 |
| 2025-07-03 | 1 | 39756 | 139656 |
| 2024-07-02 | 1 | 422059 | 139656 |
| 2024-02-10 | 1 | 796451 | 139656 |
| 2021-10-02 | 1 | 2957014 | 139656 |
| 2020-10-24 | 50 | 224552 | 139656 |
| 2018-08-24 | 1 | 131155 | 139656 |
| 2018-05-05 | 1 | 3603765 | 139656 |
| 2018-05-05 | 1 | 114158 | 139656 |
| 2017-11-11 | 1 | 2371508 | 139656 |
| 2017-11-11 | 1 | 849450 | 139656 |
| 2017-03-11 | 1 | 872953 | 139656 |
| 2016-11-11 | 1 | 2619732 | 139656 |
| 2015-10-10 | 1 | 600576 | 139656 |
| 2012-10-26 | 1 | 735852 | 139656 |
| 2012-08-28 | 1 | 992057 | 139656 |
| 2008-08-16 | 1 | 917359 | 139656 |
| 2007-11-30 | 7 | 992057 | 139656 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.