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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-06-30 | 1,051,825 | 921,762 | 692,360 | 1.93 | 16.58 | 4.35 |
| 2021-09-30 | 1,101,618 | 977,445 | 734,430 | 1.68 | 14.82 | 4.36 |
| 2021-12-31 | 1,157,542 | 1,029,071 | 774,449 | 1.91 | 17.17 | 4.34 |
| 2022-03-31 | 1,222,921 | 1,090,278 | 808,370 | 1.95 | 19.18 | 4.10 |
| 2022-06-30 | 1,290,452 | 1,157,878 | 848,080 | 2.08 | 20.99 | 4.32 |
| 2022-09-30 | 1,328,550 | 1,188,986 | 863,254 | 2.25 | 23.01 | 4.54 |
| 2022-12-31 | 1,377,862 | 1,238,703 | 933,106 | 2.43 | 25.20 | 4.85 |
| 2023-03-31 | 1,427,519 | 1,272,021 | 945,363 | 2.82 | 30.11 | 5.75 |
| 2023-06-30 | 1,423,458 | 1,263,031 | 1,031,973 | 2.78 | 28.83 | 5.82 |
| 2023-09-30 | 1,459,280 | 1,289,507 | 1,089,761 | 2.82 | 28.59 | 5.96 |
| 2023-12-31 | 1,594,795 | 1,413,017 | 1,182,902 | 2.79 | 27.85 | 5.97 |
| 2024-03-31 | 1,635,173 | 1,444,885 | 1,209,279 | 2.67 | 24.96 | 5.84 |
| 2024-06-30 | 1,698,664 | 1,498,267 | 1,241,607 | 2.69 | 24.83 | 5.98 |
| 2024-09-30 | 1,766,145 | 1,547,260 | 1,277,064 | 2.74 | 24.75 | 6.08 |
| 2024-12-31 | 1,872,429 | 1,654,856 | 1,371,720 | 2.75 | 24.99 | 6.10 |
| 2025-03-31 | 1,933,525 | 1,699,624 | 1,391,364 | 2.62 | 23.51 | 6.10 |
| 2025-06-30 | 2,039,750 | 1,796,674 | 1,470,874 | 2.58 | 23.07 | 6.17 |
| 2025-09-30 | 2,165,916 | 1,896,435 | 1,522,854 | 2.69 | 24.04 | 6.21 |
| 2025-12-31 | 2,345,974 | 2,075,080 | 1,729,883 | 2.66 | 23.88 | 6.19 |
| 2026-03-31 | 2,405,103 | 2,120,730 | 1,790,728 | 2.33 | 21.09 | 6.00 |
| 2026-06-30 | 2,494,969 | 2,198,857 | 1,876,672 | 2.34 | 21.06 | 6.06 |
3 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-08-01 | 1 | 3437483 | 3447820 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.