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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 26,633,379 | 19,110,366 | 23,810,330 | 0.47 | 6.01 | 2.86 |
| 2016-06-30 | 27,352,040 | 18,933,958 | 24,620,111 | 0.42 | 5.32 | 2.87 |
| 2016-09-30 | 28,693,152 | 19,758,088 | 25,955,409 | 0.47 | 6.10 | 2.89 |
| 2016-12-31 | 27,829,056 | 19,778,478 | 24,896,936 | 0.58 | 7.43 | 2.91 |
| 2017-03-31 | 27,766,195 | 19,429,158 | 24,745,948 | 0.61 | 7.44 | 2.82 |
| 2017-06-30 | 32,773,078 | 23,115,407 | 27,904,443 | -0.14 | -1.50 | 0.73 |
| 2017-09-30 | 33,265,587 | 22,876,884 | 28,125,070 | 0.09 | 0.99 | 1.55 |
| 2017-12-31 | 34,298,273 | 22,940,290 | 28,927,004 | 0.35 | 3.56 | 1.90 |
| 2018-03-31 | 33,936,532 | 23,113,847 | 28,521,804 | 0.67 | 6.21 | 2.82 |
| 2018-06-30 | 34,447,886 | 23,135,237 | 28,512,734 | 0.63 | 5.78 | 2.83 |
| 2018-09-30 | 34,426,689 | 23,008,253 | 28,189,765 | 0.75 | 6.82 | 2.83 |
| 2018-12-31 | 36,899,806 | 23,506,390 | 30,757,378 | 0.69 | 6.35 | 2.77 |
| 2019-03-31 | 38,034,307 | 24,251,609 | 31,639,084 | 0.42 | 4.03 | 2.52 |
| 2019-06-30 | 39,815,029 | 25,425,424 | 33,347,142 | 0.41 | 4.07 | 2.46 |
| 2019-09-30 | 41,159,008 | 27,088,266 | 34,526,364 | 0.46 | 4.67 | 2.37 |
| 2019-12-31 | 41,950,721 | 28,183,456 | 35,045,349 | 0.50 | 5.11 | 2.30 |
| 2020-03-31 | 42,372,395 | 30,019,991 | 35,873,336 | -4.31 | -50.33 | 2.09 |
| 2020-06-30 | 42,869,914 | 31,671,651 | 35,207,162 | -2.12 | -25.61 | 1.95 |
| 2020-09-30 | 42,826,869 | 31,858,255 | 34,986,441 | -1.47 | -18.11 | 1.94 |
| 2020-12-31 | 41,364,818 | 29,761,005 | 34,583,374 | -1.00 | -12.31 | 1.96 |
| 2021-03-31 | 39,164,920 | 27,479,380 | 32,747,813 | 0.75 | 8.69 | 2.10 |
| 2021-06-30 | 38,435,437 | 27,004,913 | 32,367,268 | 0.68 | 7.66 | 2.09 |
| 2021-09-30 | 37,569,827 | 26,843,827 | 31,346,609 | 0.73 | 7.99 | 2.10 |
| 2021-12-31 | 39,076,186 | 27,760,338 | 31,171,872 | 0.76 | 8.19 | 2.11 |
| 2022-03-31 | 37,942,771 | 26,897,248 | 31,101,835 | 1.05 | 10.50 | 2.30 |
| 2022-06-30 | 38,576,417 | 26,395,979 | 32,068,803 | 1.15 | 11.38 | 2.42 |
| 2022-09-30 | 37,594,043 | 25,794,553 | 31,287,218 | 1.31 | 12.55 | 2.50 |
| 2022-12-31 | 39,416,491 | 26,396,062 | 30,431,499 | -0.97 | -9.55 | 2.45 |
| 2023-03-31 | 36,801,333 | 25,223,811 | 30,286,090 | 0.65 | 7.04 | 2.08 |
| 2023-06-30 | 36,454,143 | 25,045,105 | 28,025,874 | 0.31 | 3.34 | 2.03 |
| 2023-09-30 | 34,631,082 | 26,063,777 | 25,080,571 | 0.26 | 2.72 | 2.07 |
| 2023-12-31 | 36,153,160 | 27,983,944 | 25,960,863 | 0.33 | 3.45 | 2.12 |
| 2024-03-31 | 37,922,802 | 28,818,708 | 26,767,709 | 0.59 | 6.24 | 2.37 |
| 2024-06-30 | 39,445,857 | 29,316,720 | 27,889,770 | 0.59 | 6.39 | 2.39 |
| 2024-09-30 | 39,856,346 | 31,045,352 | 28,165,551 | 0.62 | 6.71 | 2.42 |
| 2024-12-31 | 40,802,282 | 32,049,197 | 29,282,840 | 0.64 | 6.95 | 2.44 |
| 2025-03-31 | 41,858,343 | 30,811,669 | 29,955,566 | 0.72 | 7.96 | 2.48 |
| 2025-06-30 | 44,446,323 | 34,815,654 | 32,713,522 | 0.67 | 7.63 | 2.60 |
| 2025-09-30 | 44,814,438 | 35,744,405 | 33,105,970 | 0.75 | 8.50 | 2.68 |
| 2025-12-31 | 46,033,756 | 36,963,768 | 35,617,829 | 0.72 | 8.10 | 2.71 |
| 2026-03-31 | 47,232,699 | 37,687,611 | 37,090,946 | 0.92 | 10.34 | 2.69 |
| 2026-06-30 | 46,690,554 | 37,809,298 | 36,753,483 | 1.00 | 11.14 | 2.70 |
43 current branch locations across 4 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-01 | 1 | 979375 | 2735146 |
| 2017-06-10 | 1 | 2716547 | 2735146 |
| 2010-05-29 | 50 | 2796615 | 2735146 |
| 2010-05-29 | 50 | 3116274 | 2735146 |
| 2010-05-29 | 50 | 3287325 | 2735146 |
| 2001-01-02 | 1 | 863830 | 2735146 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.