Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-03-31 | 1,006,127 | 733,531 | 689,699 | 1.74 | 17.88 | 3.09 |
| 2020-06-30 | 1,099,631 | 779,845 | 753,939 | 1.77 | 18.44 | 3.16 |
| 2020-09-30 | 1,129,082 | 799,943 | 767,009 | 1.71 | 17.78 | 3.07 |
| 2020-12-31 | 1,141,747 | 817,713 | 763,312 | 1.69 | 17.21 | 3.05 |
| 2021-03-31 | 1,168,759 | 867,384 | 788,628 | 2.35 | 22.08 | 3.34 |
| 2021-06-30 | 1,183,148 | 869,617 | 798,634 | 2.12 | 19.77 | 3.30 |
| 2021-09-30 | 1,183,031 | 877,893 | 803,465 | 2.09 | 19.37 | 3.29 |
| 2021-12-31 | 1,232,471 | 893,733 | 823,052 | 1.95 | 18.09 | 3.25 |
| 2022-03-31 | 1,199,473 | 911,279 | 821,830 | 2.34 | 22.38 | 3.20 |
| 2022-06-30 | 1,253,756 | 935,278 | 860,364 | 2.08 | 20.73 | 3.20 |
| 2022-09-30 | 1,270,055 | 946,456 | 881,052 | 2.01 | 20.82 | 3.24 |
| 2022-12-31 | 1,310,158 | 971,850 | 910,439 | 1.87 | 19.60 | 3.22 |
| 2023-03-31 | 1,342,006 | 1,024,122 | 933,827 | 2.52 | 26.59 | 2.86 |
| 2023-06-30 | 1,369,885 | 1,044,569 | 965,731 | 1.99 | 21.21 | 2.84 |
| 2023-09-30 | 1,374,300 | 1,060,167 | 984,066 | 1.85 | 20.29 | 2.84 |
| 2023-12-31 | 1,415,211 | 1,060,006 | 995,020 | 1.66 | 17.99 | 2.82 |
| 2024-03-31 | 1,395,800 | 1,132,295 | 1,003,235 | 2.25 | 22.85 | 2.69 |
| 2024-06-30 | 1,418,932 | 1,138,061 | 1,005,322 | 1.86 | 18.98 | 2.69 |
| 2024-09-30 | 1,441,744 | 1,172,494 | 1,010,667 | 1.68 | 17.23 | 2.67 |
| 2024-12-31 | 1,490,495 | 1,204,045 | 1,011,427 | 1.59 | 16.32 | 2.67 |
| 2025-03-31 | 1,491,884 | 1,167,692 | 1,021,074 | 1.65 | 17.50 | 2.89 |
| 2025-06-30 | 1,531,441 | 1,192,615 | 1,057,940 | 1.75 | 18.62 | 2.99 |
| 2025-09-30 | 1,540,580 | 1,193,401 | 1,057,697 | 1.77 | 18.47 | 3.02 |
| 2025-12-31 | 1,573,634 | 1,199,335 | 1,065,174 | 1.83 | 18.62 | 3.08 |
| 2026-03-31 | 1,559,458 | 1,209,298 | 1,059,365 | 1.94 | 18.15 | 3.15 |
| 2026-06-30 | 1,575,285 | 1,219,400 | 1,073,559 | 2.13 | 19.60 | 3.35 |
8 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2014-10-01 | 1 | 240356 | 492650 |
| 2011-11-02 | 1 | 2308326 | 492650 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.