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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

FAIRFIELD COUNTY BANK

FDIC #18213 · CT · period 20260630

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Total assets1,550,869-0.48% YoY

Total deposits1,240,570-0.66% YoY

Net loans and leases1,235,943+0.34% YoY

Return on assets0.65%-0.40% YoY

Return on equity5.56%+4.91% YoY

Net interest margin3.94%+0.56% YoY

Peer position

Return on assets14thopportunity · n=902

Return on equity9thopportunity · n=894

Net interest margin41stin line · n=902

Equity to assets83rdstrength · n=894

Noncurrent loans93rdstrength · n=887

Liquid assets32ndin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits12thopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2016-03-31	1,550,869	1,240,570	1,235,943	0.65	5.56	3.94
2016-06-30	1,596,528	1,263,291	1,258,906	0.67	5.80	3.88
2016-09-30	1,546,451	1,234,912	1,247,059	0.68	5.75	3.89
2016-12-31	1,509,339	1,238,194	1,234,334	0.66	5.59	3.90
2017-03-31	1,558,365	1,248,837	1,231,772	0.65	5.30	3.92
2017-06-30	1,555,285	1,253,608	1,232,927	0.66	5.33	3.95
2017-09-30	1,515,043	1,207,260	1,209,277	0.70	5.64	3.98
2017-12-31	1,507,851	1,213,923	1,103,711	0.10	0.81	3.97
2018-03-31	1,472,431	1,189,283	1,099,506	0.88	6.96	3.91
2018-06-30	1,513,112	1,197,084	1,087,132	0.86	6.79	3.92
2018-09-30	1,495,564	1,198,005	1,113,707	0.77	6.09	3.95
2018-12-31	1,486,214	1,172,945	1,087,005	0.83	6.50	3.97
2019-03-31	1,560,155	1,200,505	1,082,609	0.76	5.70	3.88
2019-06-30	1,566,268	1,258,670	1,079,591	0.85	6.38	3.84
2019-09-30	1,535,090	1,186,369	1,097,301	0.76	5.63	3.79
2019-12-31	1,563,031	1,155,997	1,127,181	0.67	4.94	3.73
2020-03-31	1,562,206	1,176,182	1,125,885	0.67	4.79	3.60
2020-06-30	1,758,564	1,394,673	1,313,743	0.66	4.88	3.63
2020-09-30	1,731,995	1,375,411	1,292,304	0.66	4.90	3.63
2020-12-31	1,717,248	1,371,729	1,260,462	0.77	5.73	3.66
2021-03-31	1,852,526	1,488,120	1,291,041	1.09	8.53	3.62
2021-06-30	1,896,731	1,545,884	1,278,208	0.99	7.78	3.45
2021-09-30	1,947,991	1,566,317	1,248,930	0.92	7.36	3.41
2021-12-31	1,939,644	1,584,739	1,206,368	0.81	6.51	3.33
2022-03-31	1,962,911	1,606,360	1,179,585	0.66	5.58	3.10
2022-06-30	2,015,578	1,691,757	1,235,308	0.68	6.09	3.11
2022-09-30	1,923,978	1,554,905	1,313,009	0.73	6.81	3.20
2022-12-31	1,919,285	1,606,701	1,357,695	0.65	6.07	3.22
2023-03-31	1,931,986	1,613,172	1,373,390	0.38	3.70	3.02
2023-06-30	2,025,815	1,666,047	1,377,629	0.37	3.73	2.94
2023-09-30	1,918,214	1,559,510	1,403,484	0.38	3.81	2.94
2023-12-31	1,927,648	1,484,156	1,405,113	0.32	3.15	2.89
2024-03-31	1,928,780	1,519,593	1,399,606	0.08	0.82	2.58
2024-06-30	1,997,111	1,534,401	1,388,466	0.13	1.30	2.58
2024-09-30	1,913,139	1,485,721	1,371,949	0.17	1.68	2.59
2024-12-31	1,759,057	1,379,932	1,367,141	0.29	2.70	2.68
2025-03-31	1,760,247	1,389,421	1,363,173	0.41	3.17	3.30
2025-06-30	1,830,497	1,429,675	1,370,847	0.42	3.27	3.28
2025-09-30	1,873,862	1,419,195	1,386,408	0.45	3.54	3.29
2025-12-31	1,919,529	1,393,977	1,460,686	0.46	3.61	3.29
2026-03-31	1,887,262	1,427,421	1,467,196	0.60	4.69	3.46
2026-06-30	1,919,913	1,469,248	1,485,256	0.68	5.29	3.56

Structure and branch footprint

17 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2004-06-21	1	2735182	882701
2004-01-01	1	227405	882701

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.