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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2019-03-31 | 1,014,188 | 855,007 | 790,512 | 0.41 | 4.68 | 3.10 |
| 2019-06-30 | 1,053,605 | 883,810 | 837,350 | 0.50 | 5.74 | 3.05 |
| 2019-09-30 | 1,065,470 | 919,228 | 803,015 | 0.52 | 6.06 | 2.96 |
| 2019-12-31 | 1,070,912 | 918,253 | 837,986 | 0.52 | 6.06 | 2.94 |
| 2020-03-31 | 1,105,257 | 939,257 | 878,963 | 0.33 | 3.90 | 2.86 |
| 2020-06-30 | 1,186,866 | 1,028,544 | 914,392 | 0.60 | 7.14 | 2.77 |
| 2020-09-30 | 1,216,888 | 1,063,528 | 909,584 | 0.64 | 7.69 | 2.72 |
| 2020-12-31 | 1,222,548 | 1,087,376 | 923,482 | 0.72 | 8.74 | 2.76 |
| 2021-03-31 | 1,320,164 | 1,158,125 | 939,210 | 1.18 | 15.30 | 2.75 |
| 2021-06-30 | 1,334,896 | 1,173,270 | 982,257 | 0.95 | 12.36 | 2.74 |
| 2021-09-30 | 1,340,639 | 1,169,986 | 1,017,803 | 0.86 | 10.60 | 2.89 |
| 2021-12-31 | 1,446,964 | 1,225,285 | 1,081,336 | 0.92 | 11.07 | 2.88 |
| 2022-03-31 | 1,439,035 | 1,246,929 | 1,080,932 | 0.43 | 5.05 | 2.96 |
| 2022-06-30 | 1,617,358 | 1,269,443 | 1,251,579 | 0.62 | 7.95 | 2.92 |
| 2022-09-30 | 1,685,137 | 1,271,980 | 1,308,407 | 0.52 | 7.17 | 2.92 |
| 2022-12-31 | 1,705,192 | 1,322,199 | 1,335,607 | 0.77 | 11.05 | 2.90 |
| 2023-03-31 | 1,729,179 | 1,308,028 | 1,355,848 | 0.20 | 3.08 | 2.54 |
| 2023-06-30 | 1,779,053 | 1,291,920 | 1,378,439 | 0.38 | 5.91 | 2.49 |
| 2023-09-30 | 1,795,373 | 1,307,900 | 1,392,425 | 0.44 | 7.02 | 2.42 |
| 2023-12-31 | 1,809,208 | 1,313,917 | 1,421,902 | 0.34 | 5.40 | 2.36 |
| 2024-03-31 | 1,830,368 | 1,327,464 | 1,427,577 | 0.14 | 2.14 | 2.07 |
| 2024-06-30 | 1,859,941 | 1,314,838 | 1,444,204 | 0.39 | 5.85 | 2.08 |
| 2024-09-30 | 1,867,006 | 1,328,759 | 1,440,490 | 0.33 | 4.92 | 2.12 |
| 2024-12-31 | 1,874,686 | 1,349,079 | 1,441,057 | 0.21 | 3.15 | 2.13 |
| 2025-03-31 | 1,886,107 | 1,361,369 | 1,442,221 | -0.06 | -0.97 | 2.03 |
| 2025-06-30 | 1,875,014 | 1,347,576 | 1,469,387 | 0.28 | 4.18 | 2.14 |
| 2025-09-30 | 1,879,805 | 1,352,902 | 1,460,811 | 0.31 | 4.53 | 2.19 |
| 2025-12-31 | 1,889,460 | 1,362,906 | 1,445,259 | 0.30 | 4.43 | 2.24 |
| 2026-03-31 | 1,895,394 | 1,370,455 | 1,420,372 | 0.29 | 4.06 | 2.43 |
| 2026-06-30 | 1,856,605 | 1,377,296 | 1,439,026 | 0.39 | 5.38 | 2.53 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-09-22 | 1 | 230508 | 833404 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.