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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 6,220,649 | 4,756,044 | 3,276,937 | 1.17 | 8.39 | 3.54 |
| 2016-06-30 | 6,335,203 | 4,853,165 | 3,436,909 | 1.15 | 8.27 | 3.54 |
| 2016-09-30 | 6,627,923 | 5,103,866 | 3,379,787 | 1.13 | 8.17 | 3.48 |
| 2016-12-31 | 6,729,058 | 5,122,957 | 3,410,281 | 1.11 | 8.08 | 3.45 |
| 2017-03-31 | 6,834,068 | 5,220,365 | 3,546,799 | 1.19 | 8.78 | 3.34 |
| 2017-06-30 | 6,908,218 | 5,328,165 | 3,652,532 | 1.07 | 7.90 | 3.35 |
| 2017-09-30 | 7,482,661 | 5,888,374 | 3,817,673 | 1.02 | 7.61 | 3.31 |
| 2017-12-31 | 6,991,578 | 5,391,111 | 3,849,035 | 0.93 | 6.90 | 3.34 |
| 2018-03-31 | 7,114,221 | 5,473,451 | 3,894,976 | 1.19 | 8.70 | 3.37 |
| 2018-06-30 | 7,274,369 | 5,588,950 | 3,955,861 | 1.20 | 8.77 | 3.37 |
| 2018-09-30 | 7,309,219 | 5,630,907 | 4,185,581 | 1.18 | 8.59 | 3.41 |
| 2018-12-31 | 7,308,236 | 5,584,465 | 4,212,388 | 1.19 | 8.62 | 3.45 |
| 2019-03-31 | 7,374,777 | 5,667,061 | 4,279,897 | 1.22 | 8.63 | 3.46 |
| 2019-06-30 | 7,530,394 | 5,725,019 | 4,309,813 | 1.19 | 8.48 | 3.46 |
| 2019-09-30 | 7,597,080 | 5,849,283 | 4,324,425 | 1.20 | 8.52 | 3.47 |
| 2019-12-31 | 7,605,569 | 5,828,265 | 4,359,561 | 1.14 | 8.12 | 3.45 |
| 2020-03-31 | 7,950,718 | 6,184,737 | 4,368,744 | 0.92 | 6.58 | 3.28 |
| 2020-06-30 | 9,448,189 | 7,228,730 | 5,138,857 | 0.93 | 7.01 | 3.22 |
| 2020-09-30 | 9,682,905 | 7,421,329 | 5,287,729 | 0.90 | 7.03 | 3.10 |
| 2020-12-31 | 9,871,778 | 7,617,626 | 5,349,693 | 0.90 | 7.15 | 3.04 |
| 2021-03-31 | 10,453,776 | 8,242,315 | 5,555,380 | 0.99 | 8.76 | 2.86 |
| 2021-06-30 | 10,684,147 | 8,371,971 | 5,379,537 | 1.08 | 9.55 | 2.90 |
| 2021-09-30 | 11,286,280 | 8,947,240 | 5,282,700 | 1.09 | 9.75 | 2.88 |
| 2021-12-31 | 11,438,260 | 9,241,490 | 5,381,179 | 1.07 | 9.67 | 2.83 |
| 2022-03-31 | 11,673,393 | 9,359,167 | 5,405,417 | 0.96 | 8.90 | 2.58 |
| 2022-06-30 | 11,731,961 | 9,461,867 | 5,782,171 | 0.98 | 9.04 | 2.67 |
| 2022-09-30 | 11,937,528 | 9,350,260 | 6,392,318 | 0.95 | 8.79 | 2.72 |
| 2022-12-31 | 12,054,744 | 9,142,496 | 6,674,459 | 0.93 | 8.54 | 2.71 |
| 2023-03-31 | 12,021,615 | 8,969,147 | 6,719,186 | 0.72 | 6.60 | 2.44 |
| 2023-06-30 | 12,268,215 | 8,894,730 | 6,712,753 | 0.66 | 6.05 | 2.32 |
| 2023-09-30 | 12,464,229 | 9,055,590 | 6,700,715 | 0.62 | 5.77 | 2.27 |
| 2023-12-31 | 12,035,854 | 8,670,068 | 6,646,838 | 0.58 | 5.27 | 2.24 |
| 2024-03-31 | 12,191,083 | 8,597,629 | 6,494,805 | 0.43 | 3.84 | 1.96 |
| 2024-06-30 | 12,193,082 | 8,813,285 | 6,400,334 | 0.44 | 3.91 | 1.95 |
| 2024-09-30 | 12,017,065 | 8,771,794 | 6,359,239 | 0.45 | 4.01 | 1.99 |
| 2024-12-31 | 11,690,069 | 8,769,593 | 6,363,727 | 0.37 | 3.30 | 2.04 |
| 2025-03-31 | 11,487,118 | 8,696,628 | 6,322,463 | 0.58 | 4.90 | 2.29 |
| 2025-06-30 | 11,395,539 | 8,688,047 | 6,361,471 | 0.53 | 4.45 | 2.35 |
| 2025-09-30 | 11,621,496 | 8,872,341 | 6,144,327 | 0.56 | 4.70 | 2.39 |
| 2025-12-31 | 11,797,060 | 8,950,794 | 5,983,529 | 0.59 | 4.78 | 2.45 |
| 2026-03-31 | 11,856,598 | 8,938,167 | 6,243,727 | 0.74 | 5.45 | 2.71 |
| 2026-06-30 | 11,770,092 | 8,762,647 | 6,551,387 | 0.97 | 7.10 | 2.76 |
27 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1985-11-09 | 1 | 421360 | 871769 |
| 1985-04-06 | 50 | 143363 | 871769 |
| 1962-04-14 | 1 | 872261 | 871769 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.