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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,001,667 | 803,537 | 725,198 | 1.05 | 10.14 | 3.53 |
| 2016-09-30 | 1,024,176 | 838,760 | 732,070 | 1.06 | 10.20 | 3.55 |
| 2016-12-31 | 1,035,722 | 843,612 | 753,365 | 1.07 | 10.42 | 3.56 |
| 2017-03-31 | 1,047,181 | 896,743 | 765,423 | 1.02 | 10.13 | 3.50 |
| 2017-06-30 | 1,044,005 | 878,037 | 785,646 | 1.10 | 10.83 | 3.56 |
| 2017-09-30 | 1,066,938 | 903,839 | 790,482 | 1.10 | 10.81 | 3.62 |
| 2017-12-31 | 1,082,413 | 919,617 | 817,377 | 1.12 | 11.07 | 3.66 |
| 2018-03-31 | 1,099,257 | 954,140 | 830,706 | 1.29 | 12.85 | 3.78 |
| 2018-06-30 | 1,080,434 | 931,364 | 825,139 | 1.37 | 13.45 | 3.85 |
| 2018-09-30 | 1,083,013 | 929,478 | 833,622 | 1.34 | 13.08 | 3.87 |
| 2018-12-31 | 1,087,497 | 929,434 | 840,094 | 1.30 | 12.52 | 3.90 |
| 2019-03-31 | 1,447,562 | 1,188,899 | 1,092,688 | 0.96 | 7.70 | 4.37 |
| 2019-06-30 | 1,505,223 | 1,242,871 | 1,086,357 | 1.34 | 10.47 | 4.41 |
| 2019-09-30 | 1,551,197 | 1,278,668 | 1,152,543 | 1.25 | 9.70 | 4.17 |
| 2019-12-31 | 1,582,933 | 1,289,151 | 1,216,019 | 1.22 | 9.49 | 4.06 |
| 2020-03-31 | 1,631,395 | 1,351,730 | 1,241,261 | 0.96 | 7.39 | 3.79 |
| 2020-06-30 | 1,760,440 | 1,479,221 | 1,346,235 | 1.02 | 8.03 | 3.74 |
| 2020-09-30 | 1,802,050 | 1,521,813 | 1,359,600 | 0.99 | 7.93 | 3.71 |
| 2020-12-31 | 1,884,051 | 1,600,554 | 1,297,058 | 1.10 | 8.97 | 3.73 |
| 2021-03-31 | 1,969,334 | 1,706,685 | 1,334,765 | 0.93 | 8.49 | 3.37 |
| 2021-06-30 | 2,142,721 | 1,854,761 | 1,451,377 | 0.93 | 8.60 | 3.35 |
| 2021-09-30 | 2,194,576 | 1,896,377 | 1,483,599 | 0.99 | 9.19 | 3.49 |
| 2021-12-31 | 2,608,177 | 2,197,311 | 1,848,891 | 1.08 | 9.49 | 3.51 |
| 2022-03-31 | 2,657,907 | 2,258,973 | 1,951,509 | 1.28 | 10.73 | 3.32 |
| 2022-06-30 | 2,647,206 | 2,227,324 | 2,020,624 | 1.29 | 11.13 | 3.48 |
| 2022-09-30 | 2,748,849 | 2,286,095 | 2,124,808 | 1.29 | 11.43 | 3.52 |
| 2022-12-31 | 3,002,849 | 2,485,265 | 2,336,901 | 1.21 | 10.89 | 3.49 |
| 2023-03-31 | 3,059,955 | 2,519,040 | 2,422,969 | 0.89 | 8.39 | 3.15 |
| 2023-06-30 | 3,137,642 | 2,473,049 | 2,492,342 | 0.84 | 7.93 | 3.00 |
| 2023-09-30 | 3,224,512 | 2,577,156 | 2,505,368 | 0.76 | 7.28 | 2.90 |
| 2023-12-31 | 3,274,450 | 2,611,023 | 2,557,743 | 0.75 | 7.18 | 2.85 |
| 2024-03-31 | 3,279,127 | 2,625,471 | 2,519,097 | 0.70 | 6.80 | 2.70 |
| 2024-06-30 | 3,314,855 | 2,645,108 | 2,536,096 | 0.73 | 7.08 | 2.77 |
| 2024-09-30 | 3,381,511 | 2,688,328 | 2,514,558 | 0.76 | 7.32 | 2.79 |
| 2024-12-31 | 3,357,642 | 2,691,097 | 2,539,039 | 0.83 | 7.91 | 2.84 |
| 2025-03-31 | 3,379,947 | 2,702,939 | 2,557,883 | 0.88 | 8.14 | 3.11 |
| 2025-06-30 | 3,336,814 | 2,713,985 | 2,606,276 | 0.93 | 8.54 | 3.24 |
| 2025-09-30 | 3,382,310 | 2,755,764 | 2,635,671 | 0.98 | 8.93 | 3.32 |
| 2025-12-31 | 3,426,287 | 2,735,120 | 2,689,924 | 1.03 | 9.32 | 3.38 |
| 2026-03-31 | 3,479,335 | 2,815,802 | 2,659,714 | 1.15 | 10.12 | 3.47 |
| 2026-06-30 | 3,490,494 | 2,873,662 | 2,680,066 | 1.28 | 11.22 | 3.54 |
41 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2022-10-01 | 1 | 210779 | 214414 |
| 2021-10-01 | 1 | 712273 | 214414 |
| 2021-05-01 | 1 | 948643 | 214414 |
| 2019-01-01 | 1 | 590949 | 214414 |
| 2007-12-31 | 1 | 224749 | 214414 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.