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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-09-30 | 1,039,327 | 698,131 | 470,648 | 2.51 | 13.24 | 3.16 |
| 2021-03-31 | 1,093,447 | 744,005 | 582,720 | 2.41 | 12.89 | 2.96 |
| 2021-06-30 | 1,064,559 | 769,119 | 427,399 | 1.63 | 8.74 | 2.91 |
| 2021-09-30 | 1,045,100 | 747,015 | 421,073 | 1.51 | 8.04 | 2.97 |
| 2022-03-31 | 1,019,633 | 734,538 | 385,621 | 1.26 | 6.45 | 2.65 |
| 2022-06-30 | 1,022,350 | 757,030 | 367,080 | 1.37 | 7.24 | 2.78 |
| 2022-09-30 | 1,004,885 | 792,150 | 357,210 | 1.45 | 7.85 | 2.91 |
| 2023-03-31 | 1,001,582 | 769,785 | 368,470 | 1.70 | 9.13 | 3.08 |
| 2023-06-30 | 1,047,946 | 730,367 | 408,207 | 1.62 | 8.87 | 3.04 |
| 2023-09-30 | 1,009,369 | 762,957 | 404,546 | 1.63 | 9.00 | 3.02 |
| 2024-03-31 | 1,011,499 | 744,470 | 421,366 | 1.51 | 7.61 | 3.18 |
| 2024-06-30 | 1,060,986 | 763,213 | 468,785 | 1.61 | 8.25 | 3.16 |
| 2024-09-30 | 1,041,455 | 772,302 | 462,359 | 1.69 | 8.58 | 3.21 |
| 2025-09-30 | 1,036,523 | 729,875 | 496,531 | 2.17 | 10.21 | 3.73 |
| 2025-12-31 | 1,020,387 | 698,504 | 510,906 | 2.19 | 10.16 | 3.78 |
| 2026-03-31 | 1,048,648 | 721,137 | 522,825 | 2.82 | 12.52 | 3.85 |
| 2026-06-30 | 1,053,887 | 699,090 | 498,255 | 2.56 | 11.30 | 3.87 |
9 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2011-07-21 | 1 | 2616012 | 482156 |
| 2010-09-11 | 1 | 10157 | 482156 |
| 1996-08-01 | 1 | 3654 | 482156 |
| 1990-04-13 | 50 | 999252 | 482156 |
| 1986-09-26 | 50 | 7858 | 482156 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.