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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,844,080 | 1,447,796 | 1,306,346 | 1.06 | 10.41 | 3.94 |
| 2016-06-30 | 1,907,537 | 1,449,478 | 1,350,198 | 1.09 | 10.60 | 3.92 |
| 2016-09-30 | 1,942,249 | 1,495,241 | 1,386,894 | 1.08 | 10.53 | 3.91 |
| 2016-12-31 | 1,948,257 | 1,528,096 | 1,416,566 | 1.08 | 10.55 | 3.90 |
| 2017-03-31 | 2,008,706 | 1,543,844 | 1,450,840 | 1.10 | 10.90 | 3.85 |
| 2017-06-30 | 2,067,563 | 1,544,982 | 1,493,751 | 1.11 | 10.92 | 3.88 |
| 2017-09-30 | 2,142,653 | 1,613,250 | 1,539,563 | 1.11 | 10.86 | 3.87 |
| 2017-12-31 | 2,139,762 | 1,609,220 | 1,564,859 | 1.06 | 10.36 | 3.88 |
| 2018-03-31 | 2,148,685 | 1,641,770 | 1,586,694 | 1.40 | 13.36 | 3.83 |
| 2018-06-30 | 2,218,423 | 1,655,092 | 1,628,177 | 1.41 | 13.57 | 3.84 |
| 2018-09-30 | 2,272,166 | 1,765,170 | 1,679,110 | 1.41 | 13.62 | 3.84 |
| 2018-12-31 | 2,309,148 | 1,804,810 | 1,723,236 | 1.42 | 13.71 | 3.83 |
| 2019-03-31 | 2,335,841 | 1,959,300 | 1,731,929 | 1.38 | 12.85 | 3.71 |
| 2019-06-30 | 2,384,487 | 2,004,553 | 1,767,181 | 1.39 | 12.73 | 3.73 |
| 2019-09-30 | 2,411,225 | 2,046,464 | 1,771,698 | 1.42 | 12.86 | 3.73 |
| 2019-12-31 | 2,432,103 | 2,036,013 | 1,799,496 | 1.45 | 13.22 | 3.74 |
| 2020-03-31 | 2,652,881 | 2,253,590 | 1,964,604 | 1.35 | 12.54 | 3.80 |
| 2020-06-30 | 2,870,753 | 2,446,381 | 2,135,910 | 1.46 | 13.33 | 3.77 |
| 2020-09-30 | 2,970,673 | 2,545,009 | 2,134,776 | 1.45 | 13.24 | 3.71 |
| 2020-12-31 | 3,055,881 | 2,620,917 | 2,060,389 | 1.46 | 13.35 | 3.71 |
| 2021-03-31 | 3,311,568 | 2,843,508 | 2,016,051 | 1.71 | 16.26 | 3.41 |
| 2021-06-30 | 3,243,596 | 2,788,987 | 1,936,813 | 1.76 | 16.56 | 3.46 |
| 2021-09-30 | 3,300,787 | 2,913,280 | 1,873,473 | 1.80 | 17.35 | 3.48 |
| 2021-12-31 | 4,124,648 | 3,639,389 | 2,306,167 | 1.47 | 13.92 | 3.43 |
| 2022-03-31 | 4,182,998 | 3,780,160 | 2,279,744 | 1.04 | 10.40 | 3.36 |
| 2022-06-30 | 4,097,333 | 3,740,958 | 2,349,724 | 1.30 | 14.55 | 3.41 |
| 2022-09-30 | 4,100,625 | 3,677,976 | 2,374,842 | 1.39 | 17.11 | 3.44 |
| 2022-12-31 | 4,065,303 | 3,668,179 | 2,378,629 | 1.36 | 17.48 | 3.40 |
| 2023-03-31 | 5,087,638 | 4,445,494 | 3,118,031 | 0.66 | 9.16 | 3.66 |
| 2023-06-30 | 5,051,070 | 4,322,200 | 3,122,440 | 0.96 | 13.09 | 3.45 |
| 2023-09-30 | 4,955,742 | 4,573,658 | 3,135,711 | 1.01 | 14.09 | 3.36 |
| 2023-12-31 | 5,066,362 | 4,235,988 | 3,167,398 | 1.05 | 14.16 | 3.28 |
| 2024-03-31 | 5,066,508 | 4,248,699 | 3,150,013 | 0.93 | 11.13 | 2.90 |
| 2024-06-30 | 5,142,831 | 4,258,222 | 3,205,955 | 0.95 | 11.40 | 2.90 |
| 2024-09-30 | 5,224,321 | 4,417,842 | 3,247,183 | 0.85 | 10.03 | 2.88 |
| 2024-12-31 | 5,105,719 | 4,315,111 | 3,237,488 | 0.91 | 10.84 | 2.90 |
| 2025-03-31 | 5,142,261 | 4,521,961 | 3,218,815 | 1.07 | 12.31 | 3.09 |
| 2025-06-30 | 5,162,387 | 4,429,279 | 3,266,970 | 1.09 | 12.20 | 3.12 |
| 2025-09-30 | 5,221,740 | 4,440,106 | 3,303,227 | 1.04 | 11.45 | 3.15 |
| 2025-12-31 | 5,230,209 | 4,373,220 | 3,269,418 | 1.07 | 11.50 | 3.18 |
| 2026-03-31 | 7,215,780 | 5,941,551 | 4,747,299 | 1.23 | 11.32 | 3.16 |
| 2026-06-30 | 7,159,502 | 5,868,532 | 4,726,054 | 1.29 | 11.64 | 3.50 |
85 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2026-03-02 | 1 | 177920 | 680813 |
| 2023-01-01 | 1 | 119528 | 680813 |
| 2021-11-01 | 1 | 846619 | 680813 |
| 2020-01-07 | 1 | 291273 | 680813 |
| 2017-08-16 | 1 | 1009813 | 680813 |
| 2015-10-01 | 1 | 1000511 | 680813 |
| 2015-06-19 | 1 | 217620 | 680813 |
| 2000-12-31 | 1 | 618423 | 680813 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.