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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2021-03-31 | 1,019,454 | 882,134 | 638,232 | 1.50 | 16.48 | 3.53 |
| 2021-06-30 | 1,067,127 | 927,405 | 621,626 | 1.41 | 15.70 | 3.31 |
| 2021-09-30 | 1,069,116 | 950,420 | 625,193 | 1.43 | 15.84 | 3.33 |
| 2021-12-31 | 1,091,851 | 980,687 | 666,252 | 1.41 | 15.60 | 3.29 |
| 2022-03-31 | 1,100,834 | 1,001,528 | 690,997 | 1.33 | 15.81 | 3.23 |
| 2022-06-30 | 1,143,913 | 1,047,977 | 705,024 | 1.38 | 17.28 | 3.28 |
| 2022-09-30 | 1,150,061 | 1,057,630 | 723,914 | 1.40 | 18.19 | 3.31 |
| 2022-12-31 | 1,176,849 | 1,068,509 | 740,452 | 1.38 | 18.23 | 3.31 |
| 2023-03-31 | 1,167,858 | 1,056,901 | 738,823 | 1.17 | 15.86 | 3.10 |
| 2023-06-30 | 1,144,127 | 1,022,845 | 746,251 | 1.19 | 15.69 | 3.16 |
| 2023-09-30 | 1,149,566 | 1,028,498 | 767,710 | 1.23 | 16.09 | 3.18 |
| 2023-12-31 | 1,164,807 | 1,054,445 | 787,793 | 1.08 | 13.84 | 3.20 |
| 2024-03-31 | 1,174,209 | 1,034,160 | 781,192 | 1.34 | 15.70 | 3.32 |
| 2024-06-30 | 1,206,730 | 1,089,255 | 794,847 | 1.40 | 16.35 | 3.42 |
| 2024-09-30 | 1,195,886 | 1,060,808 | 798,291 | 1.42 | 16.23 | 3.44 |
| 2024-12-31 | 1,230,326 | 1,097,575 | 821,877 | 1.46 | 16.59 | 3.47 |
| 2025-03-31 | 1,237,212 | 1,101,293 | 830,552 | 1.52 | 16.84 | 3.48 |
| 2025-06-30 | 1,299,935 | 1,161,558 | 829,932 | 1.56 | 17.39 | 3.56 |
| 2025-09-30 | 1,268,041 | 1,122,635 | 844,357 | 1.61 | 17.59 | 3.64 |
| 2025-12-31 | 1,275,496 | 1,127,454 | 878,663 | 1.63 | 17.61 | 3.72 |
| 2026-03-31 | 1,260,534 | 1,110,698 | 886,549 | 1.77 | 17.80 | 3.94 |
| 2026-06-30 | 1,314,941 | 1,160,870 | 902,103 | 1.85 | 18.63 | 4.04 |
12 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-11-02 | 1 | 518840 | 113441 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.