FCB BANKS

FDIC #33005 · IL · period 20260630

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Total assets1,395,480-10.25% YoY

Total deposits1,129,221-10.61% YoY

Net loans and leases1,146,556-7.54% YoY

Return on assets0.95%-16.03% YoY

Return on equity11.01%-14.45% YoY

Net interest margin3.08%+1.04% YoY

Peer position

Return on assets82ndstrength · n=902

Return on equity93rdstrength · n=894

Net interest margin26thopportunity · n=902

Equity to assets8thopportunity · n=894

Noncurrent loans36thin line · n=887

Liquid assets53rdin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits44thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2017-12-31	1,395,480	1,129,221	1,146,556	0.95	11.01	3.08
2018-03-31	1,428,356	1,164,003	1,150,769	1.20	13.76	3.12
2018-06-30	1,477,210	1,212,723	1,180,801	1.21	13.91	3.11
2018-09-30	1,493,793	1,214,615	1,219,809	1.18	13.51	3.11
2018-12-31	1,554,869	1,263,234	1,240,018	1.13	12.87	3.05
2019-03-31	1,633,546	1,343,609	1,264,584	0.88	10.17	2.71
2019-06-30	1,695,399	1,402,040	1,285,620	0.91	10.67	2.70
2019-09-30	1,681,608	1,384,625	1,294,784	0.97	11.19	2.72
2019-12-31	1,749,595	1,454,697	1,352,315	0.98	11.32	2.73
2020-03-31	1,779,110	1,474,747	1,346,636	0.96	11.03	2.70
2020-06-30	1,935,957	1,634,079	1,379,458	0.92	10.80	2.61
2020-09-30	1,935,960	1,624,236	1,412,526	0.93	10.90	2.63
2020-12-31	1,971,194	1,667,713	1,399,419	0.92	10.81	2.62
2021-03-31	1,997,221	1,760,225	1,383,276	1.02	12.37	2.47
2021-06-30	2,073,759	1,833,466	1,337,383	1.05	12.77	2.46
2021-09-30	2,034,931	1,782,505	1,318,543	1.06	12.76	2.48
2021-12-31	2,026,686	1,785,260	1,276,337	1.04	12.44	2.53
2022-03-31	2,036,207	1,805,657	1,284,559	0.83	10.12	2.51
2022-06-30	2,093,594	1,856,581	1,307,045	1.07	13.58	2.61
2022-09-30	2,049,822	1,813,187	1,412,520	1.18	15.25	2.73
2022-12-31	2,111,560	1,751,770	1,564,745	1.11	14.52	2.72
2023-03-31	2,137,913	1,756,179	1,610,808	0.76	10.27	2.41
2023-06-30	2,250,424	1,860,385	1,682,613	0.84	11.59	2.37
2023-09-30	2,199,521	1,771,719	1,731,941	0.83	11.47	2.39
2023-12-31	2,214,641	1,798,995	1,774,446	0.83	11.19	2.40
2024-03-31	2,234,935	1,825,408	1,800,352	0.95	12.09	2.45
2024-06-30	2,384,266	1,961,347	1,826,822	1.01	12.95	2.50
2024-09-30	2,413,546	1,966,532	1,869,044	1.10	14.09	2.57
2024-12-31	2,443,123	1,986,582	1,881,479	1.15	14.72	2.63
2025-03-31	2,510,982	2,080,369	1,910,818	1.43	18.22	2.82
2025-06-30	2,599,658	2,150,487	1,920,822	1.49	19.09	2.92
2025-09-30	2,612,067	2,236,109	1,923,734	1.58	20.18	3.03
2025-12-31	2,595,483	2,207,469	1,992,441	1.62	20.48	3.13
2026-03-31	2,607,581	2,231,190	2,017,012	1.74	21.28	3.27
2026-06-30	2,641,469	2,269,637	2,028,072	1.79	21.98	3.31

Structure and branch footprint

20 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2019-10-26	1	1006344	1459717
2017-10-21	1	327949	1459717
1999-10-01	1	39671	1459717

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.