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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,227,850 | 999,912 | 866,681 | 0.83 | 7.78 | 3.65 |
| 2016-06-30 | 1,259,291 | 1,011,230 | 913,550 | 0.74 | 6.87 | 3.62 |
| 2016-09-30 | 1,271,424 | 1,023,463 | 938,301 | 0.74 | 6.94 | 3.61 |
| 2016-12-31 | 1,280,492 | 1,015,432 | 964,143 | 0.76 | 7.08 | 3.63 |
| 2017-03-31 | 1,313,027 | 1,046,762 | 999,920 | 0.83 | 7.84 | 3.62 |
| 2017-06-30 | 1,376,651 | 1,085,786 | 1,024,475 | 0.80 | 7.55 | 3.60 |
| 2017-09-30 | 1,379,848 | 1,111,509 | 1,034,047 | 0.76 | 7.26 | 3.57 |
| 2017-12-31 | 1,422,256 | 1,127,911 | 1,057,580 | 0.54 | 5.19 | 3.54 |
| 2018-03-31 | 1,445,405 | 1,181,922 | 1,073,379 | 0.78 | 7.94 | 3.37 |
| 2018-06-30 | 1,440,876 | 1,185,114 | 1,082,983 | 0.85 | 8.67 | 3.41 |
| 2018-09-30 | 1,444,465 | 1,185,171 | 1,104,407 | 0.92 | 9.35 | 3.44 |
| 2018-12-31 | 1,473,877 | 1,200,080 | 1,134,975 | 0.94 | 9.46 | 3.46 |
| 2019-03-31 | 1,530,782 | 1,252,150 | 1,142,807 | 1.45 | 14.43 | 3.46 |
| 2019-06-30 | 1,463,528 | 1,189,124 | 1,145,060 | 1.29 | 12.56 | 3.56 |
| 2019-09-30 | 1,441,492 | 1,139,149 | 1,139,340 | 1.27 | 12.14 | 3.64 |
| 2019-12-31 | 1,483,698 | 1,189,348 | 1,156,748 | 1.27 | 12.03 | 3.67 |
| 2020-03-31 | 1,518,327 | 1,180,597 | 1,169,115 | 0.42 | 3.81 | 3.68 |
| 2020-06-30 | 1,675,537 | 1,329,703 | 1,273,034 | 0.69 | 6.52 | 3.63 |
| 2020-09-30 | 1,661,367 | 1,328,272 | 1,269,287 | 0.92 | 8.63 | 3.64 |
| 2020-12-31 | 1,724,992 | 1,385,629 | 1,273,953 | 1.03 | 9.72 | 3.59 |
| 2021-03-31 | 1,724,003 | 1,396,953 | 1,264,132 | 1.46 | 14.07 | 3.59 |
| 2021-06-30 | 1,700,837 | 1,382,834 | 1,277,646 | 1.36 | 12.94 | 3.52 |
| 2021-09-30 | 1,730,132 | 1,413,319 | 1,268,467 | 1.39 | 13.16 | 3.62 |
| 2021-12-31 | 1,823,981 | 1,518,653 | 1,287,479 | 1.45 | 13.66 | 3.61 |
| 2022-03-31 | 1,728,882 | 1,460,252 | 1,320,553 | 1.58 | 15.09 | 3.43 |
| 2022-06-30 | 1,783,025 | 1,534,166 | 1,414,191 | 1.33 | 13.21 | 3.48 |
| 2022-09-30 | 1,840,570 | 1,595,918 | 1,477,405 | 1.28 | 13.23 | 3.52 |
| 2022-12-31 | 1,913,413 | 1,634,562 | 1,506,255 | 1.25 | 13.13 | 3.52 |
| 2023-03-31 | 1,887,206 | 1,610,820 | 1,521,848 | 0.81 | 9.07 | 3.27 |
| 2023-06-30 | 1,892,625 | 1,545,646 | 1,543,100 | 0.73 | 8.21 | 3.31 |
| 2023-09-30 | 1,871,136 | 1,586,232 | 1,537,513 | 0.76 | 8.60 | 3.41 |
| 2023-12-31 | 1,867,686 | 1,577,789 | 1,519,287 | 0.24 | 2.72 | 3.49 |
| 2024-03-31 | 1,825,851 | 1,536,894 | 1,498,087 | 1.19 | 12.69 | 3.60 |
| 2024-06-30 | 1,840,251 | 1,556,740 | 1,477,892 | 1.21 | 12.89 | 3.55 |
| 2024-09-30 | 1,802,345 | 1,517,308 | 1,445,129 | 1.17 | 12.34 | 3.57 |
| 2024-12-31 | 1,812,168 | 1,548,464 | 1,444,116 | 1.20 | 12.59 | 3.63 |
| 2025-03-31 | 1,871,285 | 1,558,261 | 1,448,767 | 1.36 | 14.25 | 3.75 |
| 2025-06-30 | 1,866,419 | 1,539,052 | 1,441,328 | 1.42 | 14.85 | 3.83 |
| 2025-09-30 | 1,920,954 | 1,547,747 | 1,493,530 | 1.43 | 15.03 | 3.89 |
| 2025-12-31 | 1,881,737 | 1,579,639 | 1,466,297 | 1.42 | 14.79 | 3.96 |
| 2026-03-31 | 1,842,799 | 1,546,733 | 1,433,239 | 1.39 | 14.07 | 4.09 |
| 2026-06-30 | 1,759,840 | 1,520,928 | 1,395,783 | 1.59 | 15.75 | 4.19 |
18 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2007-10-06 | 1 | 640451 | 508346 |
| 2007-06-22 | 1 | 702854 | 508346 |
| 2007-03-16 | 1 | 626352 | 508346 |
| 2000-05-05 | 1 | 580445 | 508346 |
| 1988-04-21 | 1 | 418744 | 508346 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.