PIONEER BANK&TRUST

FDIC #15562 · SD · period 20260630

Total assets1,007,803-2.64% YoY

Total deposits917,992+6.84% YoY

Net loans and leases324,635-27.72% YoY

Return on assets1.13%+41.19% YoY

Return on equity12.33%-5.88% YoY

Net interest margin2.50%+0.70% YoY

Peer position

Return on assets69thin line · n=902

Return on equity72thstrength · n=894

Net interest margin60thin line · n=902

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2021-12-31	1,007,803	917,992	324,635	1.13	12.33	2.50
2022-03-31	1,013,352	944,213	347,413	0.77	10.74	2.23
2022-06-30	1,013,375	952,733	369,713	0.90	13.65	2.34
2022-12-31	1,000,918	939,523	387,552	0.99	16.73	2.60
2023-12-31	1,035,146	859,235	449,117	0.80	13.10	2.48
2024-03-31	1,023,736	849,223	468,997	0.84	12.26	2.49
2024-09-30	1,001,872	816,562	496,213	1.05	14.21	2.64
2025-12-31	1,014,794	905,998	531,121	1.38	14.74	3.70
2026-06-30	1,009,488	896,459	542,510	1.50	14.76	3.86