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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 104,397,312 | 81,708,248 | 65,255,628 | 0.56 | 3.72 | 2.82 |
| 2016-06-30 | 107,492,162 | 82,315,416 | 65,662,735 | 0.61 | 4.07 | 2.79 |
| 2016-09-30 | 106,682,933 | 83,532,457 | 65,599,805 | 0.62 | 4.16 | 2.76 |
| 2016-12-31 | 106,169,829 | 79,772,038 | 63,920,193 | 0.61 | 4.16 | 2.78 |
| 2017-03-31 | 105,498,391 | 78,486,443 | 64,565,016 | 0.58 | 3.99 | 2.71 |
| 2017-06-30 | 106,192,025 | 76,880,136 | 64,965,425 | 0.72 | 4.93 | 2.77 |
| 2017-09-30 | 106,190,154 | 76,498,140 | 67,442,186 | 0.72 | 4.89 | 2.83 |
| 2017-12-31 | 109,372,608 | 81,155,049 | 70,023,103 | 0.42 | 2.88 | 2.85 |
| 2018-03-31 | 111,889,682 | 82,947,794 | 71,579,944 | 0.77 | 5.51 | 2.92 |
| 2018-06-30 | 113,232,773 | 83,574,888 | 74,406,045 | 0.82 | 5.91 | 2.99 |
| 2018-09-30 | 119,082,536 | 89,032,681 | 75,743,363 | 0.86 | 6.26 | 2.98 |
| 2018-12-31 | 123,147,670 | 97,022,767 | 80,161,870 | 0.91 | 6.70 | 2.99 |
| 2019-03-31 | 122,895,214 | 96,068,156 | 81,798,812 | 1.02 | 7.77 | 2.96 |
| 2019-06-30 | 129,575,217 | 101,014,596 | 85,669,242 | 1.01 | 7.75 | 2.96 |
| 2019-09-30 | 138,843,929 | 105,369,232 | 87,311,292 | 1.02 | 7.95 | 2.88 |
| 2019-12-31 | 137,588,093 | 111,048,543 | 86,884,294 | 0.93 | 7.33 | 2.84 |
| 2020-03-31 | 145,168,865 | 117,024,635 | 91,687,129 | 0.47 | 3.89 | 2.54 |
| 2020-06-30 | 153,457,156 | 128,818,862 | 88,117,569 | 0.48 | 4.03 | 2.46 |
| 2020-09-30 | 151,532,887 | 126,012,708 | 85,135,951 | 0.51 | 4.29 | 2.44 |
| 2020-12-31 | 153,847,049 | 128,932,707 | 86,184,327 | 0.63 | 5.28 | 2.43 |
| 2021-03-31 | 159,208,335 | 134,020,172 | 84,647,169 | 1.08 | 9.35 | 2.33 |
| 2021-06-30 | 159,838,645 | 134,298,392 | 82,266,121 | 1.21 | 10.49 | 2.32 |
| 2021-09-30 | 166,195,578 | 139,123,423 | 81,718,807 | 1.18 | 10.28 | 2.28 |
| 2021-12-31 | 166,652,719 | 137,817,391 | 86,977,905 | 1.09 | 9.75 | 2.26 |
| 2022-03-31 | 166,508,665 | 136,816,294 | 88,566,521 | 1.01 | 10.38 | 2.23 |
| 2022-06-30 | 163,203,086 | 133,328,752 | 93,186,388 | 1.07 | 11.12 | 2.38 |
| 2022-09-30 | 164,820,337 | 136,300,302 | 98,996,889 | 1.01 | 10.68 | 2.55 |
| 2022-12-31 | 176,980,258 | 142,016,082 | 99,987,780 | 0.61 | 6.31 | 2.65 |
| 2023-03-31 | 265,534,183 | 207,950,105 | 156,232,314 | -0.70 | -6.11 | 3.45 |
| 2023-06-30 | 263,430,065 | 202,237,154 | 154,386,792 | -0.07 | -0.59 | 3.55 |
| 2023-09-30 | 260,885,233 | 201,163,192 | 152,832,879 | 0.13 | 1.09 | 3.54 |
| 2023-12-31 | 265,689,963 | 206,601,880 | 146,162,136 | 0.12 | 0.99 | 3.46 |
| 2024-03-31 | 264,643,189 | 207,987,820 | 145,516,728 | 1.03 | 8.25 | 3.08 |
| 2024-06-30 | 261,999,062 | 206,803,226 | 146,349,983 | 0.80 | 6.35 | 3.08 |
| 2024-09-30 | 264,330,347 | 209,730,248 | 145,251,479 | 1.17 | 9.14 | 3.06 |
| 2024-12-31 | 263,653,406 | 210,560,441 | 146,053,150 | 1.10 | 8.60 | 3.09 |
| 2025-03-31 | 257,049,115 | 202,571,778 | 142,480,581 | 0.66 | 4.88 | 3.09 |
| 2025-06-30 | 253,742,866 | 199,266,993 | 140,001,239 | 0.85 | 6.19 | 3.15 |
| 2025-09-30 | 249,342,469 | 194,762,480 | 136,983,488 | 0.92 | 6.58 | 3.20 |
| 2025-12-31 | 252,074,150 | 196,979,273 | 137,554,293 | 0.95 | 6.74 | 3.24 |
| 2026-03-31 | 251,964,731 | 193,961,053 | 138,104,725 | 1.16 | 7.82 | 3.28 |
| 2026-06-30 | 254,972,746 | 194,140,429 | 139,419,199 | 0.15 | 0.99 | 3.28 |
988 current branch locations across 23 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2025-04-01 | 1 | 3403200 | 75633 |
| 2023-02-02 | 1 | 804963 | 75633 |
| 2020-04-01 | 1 | 1087147 | 75633 |
| 2012-09-01 | 1 | 2685241 | 75633 |
| 2012-08-01 | 1 | 2432726 | 75633 |
| 2012-07-01 | 1 | 1156191 | 75633 |
| 2011-12-30 | 1 | 3022638 | 75633 |
| 2011-07-06 | 1 | 983448 | 75633 |
| 2011-07-06 | 1 | 895176 | 75633 |
| 2011-07-06 | 1 | 528568 | 75633 |
| 2010-04-24 | 50 | 938840 | 75633 |
| 2008-09-06 | 1 | 180649 | 75633 |
| 2008-09-06 | 1 | 969349 | 75633 |
| 2008-09-05 | 1 | 3223583 | 75633 |
| 2007-05-12 | 1 | 399142 | 75633 |
| 2006-08-26 | 1 | 236649 | 75633 |
| 2006-02-18 | 1 | 5247 | 75633 |
| 2005-12-03 | 1 | 357740 | 75633 |
| 2005-05-28 | 1 | 516042 | 75633 |
| 2005-05-28 | 1 | 461441 | 75633 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.