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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-09-30 | 1,025,466 | 832,309 | 862,777 | 0.67 | 6.24 | 3.46 |
| 2018-12-31 | 1,050,684 | 863,868 | 890,248 | 0.67 | 6.31 | 3.47 |
| 2019-03-31 | 1,049,225 | 869,191 | 888,252 | 0.60 | 5.63 | 3.34 |
| 2019-06-30 | 1,082,821 | 885,140 | 911,385 | 0.60 | 5.65 | 3.31 |
| 2019-09-30 | 1,098,844 | 908,338 | 915,400 | 0.64 | 6.05 | 3.35 |
| 2019-12-31 | 1,084,186 | 897,521 | 904,173 | 0.66 | 6.19 | 3.41 |
| 2020-03-31 | 1,113,986 | 907,541 | 908,925 | 0.60 | 5.50 | 3.39 |
| 2020-06-30 | 1,266,481 | 1,054,569 | 1,025,718 | 0.70 | 6.60 | 3.30 |
| 2020-09-30 | 1,275,425 | 1,075,520 | 1,005,393 | 0.73 | 7.02 | 3.30 |
| 2020-12-31 | 1,365,796 | 1,165,789 | 990,984 | 0.67 | 6.58 | 3.18 |
| 2021-03-31 | 1,331,681 | 1,154,716 | 1,018,319 | 0.37 | 3.93 | 2.80 |
| 2021-06-30 | 1,320,310 | 1,136,571 | 1,001,762 | 0.54 | 5.58 | 2.89 |
| 2021-09-30 | 1,371,816 | 1,186,854 | 1,015,643 | 0.57 | 5.91 | 2.90 |
| 2021-12-31 | 1,384,166 | 1,195,281 | 1,039,341 | 0.61 | 6.34 | 2.95 |
| 2022-03-31 | 1,361,626 | 1,200,633 | 1,069,307 | 0.51 | 5.27 | 2.98 |
| 2022-06-30 | 1,424,885 | 1,261,975 | 1,119,342 | 0.57 | 6.04 | 3.02 |
| 2022-09-30 | 1,446,107 | 1,280,720 | 1,173,949 | 0.66 | 7.17 | 3.14 |
| 2022-12-31 | 1,450,036 | 1,265,376 | 1,195,113 | 0.58 | 6.40 | 3.26 |
| 2023-03-31 | 1,498,353 | 1,191,607 | 1,201,597 | 0.58 | 6.69 | 3.22 |
| 2023-06-30 | 1,539,209 | 1,218,035 | 1,244,088 | 0.57 | 6.68 | 3.14 |
| 2023-09-30 | 1,580,361 | 1,300,135 | 1,272,232 | 0.59 | 6.99 | 3.13 |
| 2023-12-31 | 1,594,063 | 1,298,128 | 1,289,421 | 0.60 | 7.02 | 3.06 |
| 2024-03-31 | 1,632,063 | 1,308,912 | 1,320,146 | 0.41 | 4.76 | 2.64 |
| 2024-06-30 | 1,628,666 | 1,314,857 | 1,333,460 | 0.44 | 5.16 | 2.67 |
| 2024-09-30 | 1,665,363 | 1,312,346 | 1,359,998 | 0.43 | 5.01 | 2.66 |
| 2024-12-31 | 1,661,812 | 1,317,297 | 1,362,180 | 0.42 | 4.88 | 2.72 |
| 2025-03-31 | 1,694,530 | 1,333,884 | 1,397,577 | 0.36 | 4.10 | 2.79 |
| 2025-06-30 | 1,763,462 | 1,373,195 | 1,443,221 | 0.46 | 4.95 | 2.87 |
| 2025-09-30 | 1,779,559 | 1,377,198 | 1,465,878 | 0.50 | 5.30 | 2.93 |
| 2025-12-31 | 1,830,082 | 1,458,732 | 1,477,297 | 0.55 | 5.75 | 2.99 |
| 2026-03-31 | 1,779,609 | 1,424,715 | 1,472,144 | 0.55 | 5.38 | 2.88 |
| 2026-06-30 | 1,764,177 | 1,430,709 | 1,462,498 | 0.67 | 6.47 | 3.06 |
10 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 1999-01-19 | 1 | 324706 | 132107 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.