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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2018-06-30 | 1,015,802 | 686,157 | 830,864 | 1.03 | 7.78 | 3.26 |
| 2018-09-30 | 1,052,428 | 730,058 | 864,892 | 1.00 | 7.61 | 3.24 |
| 2018-12-31 | 1,067,203 | 746,918 | 880,420 | 1.01 | 7.74 | 3.25 |
| 2019-03-31 | 1,080,336 | 760,110 | 889,514 | 0.98 | 7.63 | 3.19 |
| 2019-06-30 | 1,102,519 | 776,575 | 920,813 | 1.02 | 7.84 | 3.21 |
| 2019-09-30 | 1,122,810 | 784,947 | 939,425 | 1.02 | 7.76 | 3.21 |
| 2019-12-31 | 1,161,141 | 789,013 | 973,369 | 1.60 | 12.17 | 3.22 |
| 2020-03-31 | 1,154,570 | 816,742 | 981,204 | -2.57 | -19.77 | 3.28 |
| 2020-06-30 | 1,221,216 | 912,226 | 1,042,352 | 0.21 | 1.61 | 3.35 |
| 2020-09-30 | 1,252,118 | 916,590 | 1,062,005 | 0.80 | 6.21 | 3.36 |
| 2020-12-31 | 1,241,419 | 993,617 | 1,040,042 | 1.28 | 9.82 | 3.44 |
| 2021-03-31 | 1,325,034 | 1,060,755 | 1,108,716 | 1.55 | 11.24 | 3.45 |
| 2021-06-30 | 1,363,756 | 1,121,109 | 1,126,205 | 1.81 | 13.04 | 3.41 |
| 2021-09-30 | 1,387,596 | 1,154,184 | 1,149,801 | 1.45 | 10.46 | 3.41 |
| 2021-12-31 | 1,447,142 | 1,201,941 | 1,195,704 | 1.67 | 11.99 | 3.39 |
| 2022-03-31 | 1,471,217 | 1,215,413 | 1,218,428 | -0.20 | -1.48 | 3.24 |
| 2022-06-30 | 1,531,749 | 1,250,686 | 1,273,567 | -0.61 | -4.54 | 3.22 |
| 2022-09-30 | 1,589,541 | 1,347,109 | 1,333,939 | -0.37 | -2.89 | 3.23 |
| 2022-12-31 | 1,640,422 | 1,346,856 | 1,373,061 | 0.29 | 2.28 | 3.21 |
| 2023-03-31 | 1,665,050 | 1,329,955 | 1,396,856 | 0.66 | 5.48 | 2.68 |
| 2023-06-30 | 1,670,135 | 1,316,659 | 1,404,776 | 0.71 | 5.94 | 2.60 |
| 2023-09-30 | 1,672,541 | 1,315,387 | 1,418,266 | 0.38 | 3.18 | 2.57 |
| 2023-12-31 | 1,710,496 | 1,305,375 | 1,434,063 | 0.65 | 5.45 | 2.54 |
| 2024-03-31 | 1,717,181 | 1,296,371 | 1,422,828 | 1.20 | 9.81 | 2.30 |
| 2024-06-30 | 1,732,333 | 1,311,255 | 1,431,201 | 0.72 | 5.88 | 2.33 |
| 2024-09-30 | 1,743,721 | 1,323,557 | 1,434,664 | 0.83 | 6.72 | 2.36 |
| 2024-12-31 | 1,764,971 | 1,348,133 | 1,460,078 | 0.61 | 4.92 | 2.42 |
| 2025-03-31 | 1,759,715 | 1,345,096 | 1,461,583 | 0.44 | 3.55 | 2.67 |
| 2025-06-30 | 1,790,373 | 1,352,989 | 1,484,578 | 0.97 | 7.84 | 2.75 |
| 2025-09-30 | 1,800,102 | 1,370,855 | 1,498,573 | 1.13 | 8.97 | 2.83 |
| 2025-12-31 | 1,822,337 | 1,387,979 | 1,516,272 | 1.13 | 8.95 | 2.89 |
| 2026-03-31 | 1,828,069 | 1,396,350 | 1,522,086 | 0.56 | 4.29 | 3.03 |
| 2026-06-30 | 1,871,320 | 1,406,119 | 1,558,003 | 1.37 | 10.30 | 3.05 |
8 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-03-06 | 1 | 463977 | 583905 |
| 1995-06-17 | 1 | 192875 | 583905 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.