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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,769,627 | 1,447,764 | 1,243,923 | 1.36 | 12.40 | 3.98 |
| 2016-06-30 | 1,754,615 | 1,411,122 | 1,234,387 | 1.41 | 12.64 | 4.02 |
| 2016-09-30 | 1,753,687 | 1,433,266 | 1,224,609 | 1.49 | 13.14 | 3.99 |
| 2016-12-31 | 1,824,589 | 1,457,575 | 1,293,993 | 1.56 | 14.00 | 3.93 |
| 2017-03-31 | 1,842,796 | 1,528,840 | 1,326,040 | 1.46 | 13.95 | 3.82 |
| 2017-06-30 | 1,891,304 | 1,515,378 | 1,329,869 | 1.71 | 16.38 | 4.21 |
| 2017-09-30 | 1,887,998 | 1,572,393 | 1,321,030 | 1.81 | 17.17 | 4.10 |
| 2017-12-31 | 1,921,282 | 1,577,689 | 1,357,932 | 1.74 | 16.47 | 4.04 |
| 2018-03-31 | 1,980,864 | 1,661,121 | 1,382,675 | -3.80 | -37.13 | 3.69 |
| 2018-06-30 | 1,993,572 | 1,653,774 | 1,400,363 | -1.17 | -11.58 | 3.91 |
| 2018-09-30 | 1,994,094 | 1,694,777 | 1,439,022 | -0.30 | -3.00 | 3.96 |
| 2018-12-31 | 2,057,806 | 1,784,583 | 1,436,490 | 0.22 | 2.22 | 3.97 |
| 2019-03-31 | 2,081,872 | 1,808,642 | 1,441,400 | 1.11 | 11.15 | 3.82 |
| 2019-06-30 | 1,985,903 | 1,695,038 | 1,477,521 | 1.26 | 12.37 | 3.91 |
| 2019-09-30 | 2,027,559 | 1,689,313 | 1,496,119 | 1.35 | 13.07 | 3.99 |
| 2019-12-31 | 2,016,395 | 1,672,618 | 1,497,362 | 1.41 | 13.47 | 4.03 |
| 2020-03-31 | 2,153,859 | 1,774,410 | 1,520,257 | 1.11 | 10.36 | 3.84 |
| 2020-06-30 | 2,298,744 | 1,918,462 | 1,548,388 | 1.14 | 10.97 | 3.72 |
| 2020-09-30 | 2,267,629 | 1,890,355 | 1,552,850 | 1.08 | 10.42 | 3.74 |
| 2020-12-31 | 2,316,954 | 1,930,470 | 1,492,502 | 1.15 | 11.04 | 3.87 |
| 2021-03-31 | 2,415,451 | 2,023,222 | 1,475,483 | 1.50 | 14.67 | 4.05 |
| 2021-06-30 | 2,598,886 | 2,194,235 | 1,461,060 | 1.71 | 16.95 | 3.84 |
| 2021-09-30 | 2,526,150 | 2,130,379 | 1,422,316 | 1.68 | 16.56 | 3.77 |
| 2021-12-31 | 2,526,113 | 2,120,601 | 1,458,519 | 1.69 | 16.53 | 3.75 |
| 2022-03-31 | 2,451,554 | 2,115,333 | 1,454,931 | 1.41 | 13.37 | 3.64 |
| 2022-06-30 | 2,431,690 | 2,106,557 | 1,471,489 | 1.45 | 13.83 | 3.77 |
| 2022-09-30 | 2,475,605 | 2,157,123 | 1,482,360 | 1.51 | 14.53 | 3.87 |
| 2022-12-31 | 2,703,177 | 2,343,428 | 1,573,133 | 1.68 | 16.28 | 3.97 |
| 2023-03-31 | 2,716,377 | 2,303,886 | 1,623,815 | 1.19 | 11.92 | 3.81 |
| 2023-06-30 | 2,681,738 | 2,228,653 | 1,643,799 | 1.25 | 12.38 | 3.84 |
| 2023-09-30 | 2,672,650 | 2,249,833 | 1,689,513 | 1.24 | 12.10 | 3.73 |
| 2023-12-31 | 2,627,232 | 2,199,991 | 1,793,547 | 1.24 | 11.92 | 3.70 |
| 2024-03-31 | 2,788,935 | 2,261,886 | 1,833,819 | 1.12 | 10.36 | 3.52 |
| 2024-06-30 | 2,756,692 | 2,226,683 | 1,855,301 | 0.96 | 8.77 | 3.45 |
| 2024-09-30 | 2,826,978 | 2,311,376 | 1,826,449 | 1.00 | 9.15 | 3.51 |
| 2024-12-31 | 2,647,954 | 2,228,827 | 1,733,768 | 1.05 | 9.38 | 3.56 |
| 2025-03-31 | 2,651,468 | 2,274,546 | 1,730,803 | 1.07 | 8.78 | 3.66 |
| 2025-06-30 | 2,644,384 | 2,255,966 | 1,662,596 | 1.24 | 10.08 | 3.85 |
| 2025-09-30 | 2,592,953 | 2,218,285 | 1,664,340 | 1.30 | 10.32 | 3.96 |
| 2025-12-31 | 2,722,839 | 2,334,420 | 1,667,250 | 1.27 | 10.00 | 4.02 |
| 2026-03-31 | 2,539,080 | 2,194,473 | 1,610,226 | 1.51 | 11.83 | 4.03 |
| 2026-06-30 | 2,611,110 | 2,263,501 | 1,657,074 | 1.36 | 10.73 | 4.12 |
20 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-05-09 | 50 | 3339925 | 671334 |
| 2014-05-17 | 50 | 3358252 | 671334 |
| 2014-01-18 | 50 | 424343 | 671334 |
| 2010-04-24 | 50 | 2634735 | 671334 |
| 2009-06-06 | 50 | 370338 | 671334 |
| 2009-01-17 | 50 | 442039 | 671334 |
| 1994-08-18 | 1 | 217572 | 671334 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.