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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-09-30 | 1,082,095 | 964,417 | 822,444 | 0.49 | 5.11 | 3.48 |
| 2016-12-31 | 1,099,917 | 941,682 | 882,025 | 0.49 | 5.24 | 3.48 |
| 2017-03-31 | 1,121,844 | 992,690 | 917,292 | 0.51 | 5.84 | 3.56 |
| 2017-06-30 | 1,134,139 | 1,014,936 | 932,762 | 0.55 | 6.17 | 3.66 |
| 2017-09-30 | 1,281,736 | 1,164,472 | 956,112 | 0.62 | 7.18 | 3.67 |
| 2017-12-31 | 1,246,082 | 1,118,594 | 971,401 | 0.59 | 6.84 | 3.70 |
| 2018-03-31 | 1,312,235 | 1,185,976 | 982,640 | 1.07 | 12.46 | 3.78 |
| 2018-06-30 | 1,284,127 | 1,155,649 | 985,902 | 1.18 | 13.43 | 3.84 |
| 2018-09-30 | 1,373,965 | 1,239,169 | 1,024,428 | 1.23 | 13.91 | 3.86 |
| 2018-12-31 | 1,286,967 | 1,119,866 | 1,028,920 | 1.29 | 14.33 | 3.94 |
| 2019-03-31 | 1,385,542 | 1,247,384 | 1,040,646 | 1.43 | 14.81 | 4.11 |
| 2019-06-30 | 1,468,285 | 1,337,376 | 1,038,138 | -0.28 | -3.04 | 4.07 |
| 2019-09-30 | 1,448,078 | 1,258,135 | 1,054,014 | 0.07 | 0.69 | 4.09 |
| 2019-12-31 | 1,390,142 | 1,186,827 | 1,079,055 | 0.32 | 3.06 | 4.03 |
| 2020-03-31 | 1,498,135 | 1,283,331 | 1,101,998 | 0.20 | 1.71 | 3.63 |
| 2020-06-30 | 1,524,764 | 1,317,897 | 1,148,399 | 0.29 | 2.49 | 3.40 |
| 2020-09-30 | 1,627,418 | 1,425,438 | 1,138,096 | 0.30 | 2.68 | 3.21 |
| 2020-12-31 | 1,573,030 | 1,370,536 | 1,111,477 | 0.34 | 3.07 | 3.15 |
| 2021-03-31 | 1,787,323 | 1,580,910 | 1,138,768 | 0.31 | 3.01 | 2.70 |
| 2021-06-30 | 1,795,143 | 1,579,519 | 1,081,800 | -0.26 | -2.59 | 2.61 |
| 2021-09-30 | 1,966,573 | 1,749,764 | 1,049,332 | -0.07 | -0.72 | 2.50 |
| 2021-12-31 | 1,842,464 | 1,627,942 | 993,675 | 0.29 | 2.95 | 2.49 |
| 2022-03-31 | 1,973,385 | 1,758,828 | 966,792 | 0.05 | 0.54 | 2.21 |
| 2022-06-30 | 1,963,560 | 1,729,742 | 982,566 | 0.27 | 2.77 | 2.39 |
| 2022-09-30 | 2,068,906 | 1,825,779 | 1,019,636 | 0.53 | 5.59 | 2.63 |
| 2022-12-31 | 1,834,148 | 1,588,662 | 1,048,110 | 0.72 | 7.45 | 2.95 |
| 2023-03-31 | 1,863,928 | 1,613,845 | 1,086,219 | 1.28 | 11.90 | 4.03 |
| 2023-06-30 | 1,855,879 | 1,594,450 | 1,144,169 | 1.11 | 10.16 | 3.88 |
| 2023-09-30 | 1,963,162 | 1,686,977 | 1,203,504 | 0.96 | 8.81 | 3.77 |
| 2023-12-31 | 1,852,699 | 1,575,557 | 1,263,787 | 0.89 | 7.94 | 3.75 |
| 2024-03-31 | 1,981,854 | 1,699,815 | 1,312,189 | 0.95 | 7.98 | 3.84 |
| 2024-06-30 | 1,895,489 | 1,604,658 | 1,344,069 | 0.87 | 7.16 | 3.84 |
| 2024-09-30 | 2,014,575 | 1,723,320 | 1,399,725 | 0.99 | 8.12 | 3.85 |
| 2024-12-31 | 1,979,724 | 1,638,365 | 1,434,575 | 0.73 | 6.18 | 3.09 |
| 2025-03-31 | 2,068,930 | 1,771,257 | 1,487,176 | 1.07 | 8.54 | 3.92 |
| 2025-06-30 | 2,096,940 | 1,792,927 | 1,542,860 | 1.13 | 8.98 | 3.92 |
| 2025-09-30 | 2,243,614 | 1,933,482 | 1,613,932 | 1.00 | 8.08 | 3.90 |
| 2025-12-31 | 2,150,738 | 1,783,489 | 1,646,255 | 0.92 | 7.33 | 3.92 |
| 2026-03-31 | 2,212,952 | 1,890,588 | 1,700,958 | 1.00 | 7.73 | 3.99 |
| 2026-06-30 | 2,340,761 | 2,008,575 | 1,870,864 | 0.74 | 5.89 | 4.10 |
22 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2024-10-01 | 1 | 3303953 | 237619 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.