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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,423,544 | 1,292,146 | 855,140 | 0.89 | 10.75 | 3.37 |
| 2016-06-30 | 1,490,334 | 1,358,180 | 917,539 | 0.93 | 11.23 | 3.36 |
| 2016-09-30 | 1,515,892 | 1,379,924 | 925,070 | 0.94 | 11.42 | 3.35 |
| 2016-12-31 | 1,495,593 | 1,356,402 | 942,082 | 0.93 | 11.20 | 3.36 |
| 2017-03-31 | 1,540,558 | 1,404,092 | 950,214 | 0.89 | 10.70 | 3.43 |
| 2017-06-30 | 1,577,208 | 1,438,833 | 982,505 | 0.92 | 11.18 | 3.45 |
| 2017-09-30 | 1,572,352 | 1,430,271 | 1,015,395 | 0.93 | 11.22 | 3.51 |
| 2017-12-31 | 1,593,159 | 1,442,686 | 1,030,208 | 0.83 | 9.95 | 3.55 |
| 2018-03-31 | 1,621,272 | 1,480,028 | 1,034,547 | 1.05 | 12.58 | 3.75 |
| 2018-06-30 | 1,650,232 | 1,473,895 | 1,091,432 | 1.10 | 13.17 | 3.83 |
| 2018-09-30 | 1,689,321 | 1,531,647 | 1,110,122 | 1.18 | 14.12 | 3.87 |
| 2018-12-31 | 1,643,919 | 1,478,707 | 1,149,473 | 1.24 | 14.51 | 3.95 |
| 2019-03-31 | 1,758,044 | 1,591,126 | 1,142,095 | 1.19 | 13.02 | 4.07 |
| 2019-06-30 | 1,733,542 | 1,510,654 | 1,185,102 | 1.30 | 13.92 | 4.07 |
| 2019-09-30 | 1,874,118 | 1,639,593 | 1,191,571 | 1.30 | 13.99 | 4.03 |
| 2019-12-31 | 1,870,133 | 1,580,734 | 1,203,325 | 1.23 | 13.21 | 3.99 |
| 2020-03-31 | 1,981,059 | 1,654,235 | 1,235,604 | 1.25 | 13.37 | 3.69 |
| 2020-06-30 | 2,514,890 | 2,172,805 | 1,577,062 | 0.93 | 10.82 | 3.41 |
| 2020-09-30 | 2,546,227 | 2,201,557 | 1,583,525 | 0.74 | 8.95 | 3.21 |
| 2020-12-31 | 2,703,533 | 2,357,402 | 1,493,646 | 0.66 | 8.24 | 3.04 |
| 2021-03-31 | 2,736,003 | 2,404,869 | 1,517,711 | 0.78 | 11.20 | 2.52 |
| 2021-06-30 | 2,768,226 | 2,426,600 | 1,379,892 | 0.94 | 13.27 | 2.51 |
| 2021-09-30 | 2,865,344 | 2,544,876 | 1,330,451 | 0.98 | 13.96 | 2.55 |
| 2021-12-31 | 3,234,599 | 2,890,895 | 1,440,879 | 0.95 | 13.33 | 2.62 |
| 2022-03-31 | 3,347,064 | 3,031,326 | 1,395,598 | 0.80 | 11.91 | 2.20 |
| 2022-06-30 | 3,250,248 | 3,013,962 | 1,466,857 | 1.00 | 15.40 | 2.46 |
| 2022-09-30 | 3,210,094 | 3,015,288 | 1,515,228 | 1.14 | 18.48 | 2.70 |
| 2022-12-31 | 3,066,490 | 2,853,206 | 1,562,878 | 1.22 | 19.79 | 2.94 |
| 2023-03-31 | 3,066,916 | 2,842,866 | 1,581,953 | 1.39 | 21.80 | 3.58 |
| 2023-06-30 | 3,059,364 | 2,827,820 | 1,623,083 | 1.29 | 19.89 | 3.45 |
| 2023-09-30 | 3,086,956 | 2,875,653 | 1,620,713 | 1.12 | 17.72 | 3.27 |
| 2023-12-31 | 3,052,083 | 2,802,397 | 1,646,695 | 1.02 | 15.68 | 3.21 |
| 2024-03-31 | 3,062,692 | 2,817,973 | 1,658,764 | 0.87 | 12.10 | 3.06 |
| 2024-06-30 | 2,912,949 | 2,657,817 | 1,699,040 | 0.99 | 13.50 | 3.23 |
| 2024-09-30 | 3,003,420 | 2,726,949 | 1,737,840 | 1.04 | 13.74 | 3.36 |
| 2024-12-31 | 2,982,268 | 2,711,164 | 1,748,842 | 1.08 | 14.08 | 3.42 |
| 2025-03-31 | 3,024,877 | 2,748,184 | 1,815,518 | 1.11 | 13.55 | 3.39 |
| 2025-06-30 | 3,006,206 | 2,725,386 | 1,852,852 | 1.17 | 14.11 | 3.48 |
| 2025-09-30 | 3,061,263 | 2,767,168 | 1,876,632 | 1.19 | 14.08 | 3.62 |
| 2025-12-31 | 2,926,118 | 2,621,263 | 1,911,520 | 1.19 | 13.74 | 3.66 |
| 2026-03-31 | 3,065,066 | 2,759,550 | 1,942,586 | 1.22 | 12.89 | 3.60 |
| 2026-06-30 | 3,024,333 | 2,709,087 | 2,049,851 | 1.25 | 13.05 | 3.64 |
13 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2021-10-01 | 1 | 2710554 | 273336 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.