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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 4,240,488 | 2,869,715 | 3,329,366 | 1.68 | 14.60 | 3.96 |
| 2016-06-30 | 4,639,591 | 2,956,158 | 3,757,331 | 1.20 | 10.40 | 3.65 |
| 2016-09-30 | 4,819,418 | 3,229,591 | 3,804,418 | 1.07 | 9.37 | 3.62 |
| 2016-12-31 | 4,805,776 | 3,256,447 | 3,793,399 | 1.01 | 8.83 | 3.65 |
| 2017-03-31 | 4,657,437 | 3,444,062 | 3,678,627 | 1.70 | 14.59 | 5.09 |
| 2017-06-30 | 4,947,774 | 3,230,673 | 3,890,397 | 1.25 | 10.83 | 4.42 |
| 2017-09-30 | 4,985,138 | 3,449,260 | 3,930,694 | 1.12 | 9.70 | 4.33 |
| 2017-12-31 | 5,075,719 | 3,532,101 | 3,988,392 | 0.93 | 8.14 | 4.32 |
| 2018-03-31 | 5,069,725 | 3,816,973 | 4,014,560 | 2.16 | 18.91 | 5.69 |
| 2018-06-30 | 5,256,045 | 3,572,633 | 4,177,344 | 1.67 | 14.66 | 4.92 |
| 2018-09-30 | 5,214,791 | 3,669,644 | 4,121,365 | 1.57 | 13.69 | 4.73 |
| 2018-12-31 | 5,230,165 | 3,555,599 | 4,125,494 | 1.51 | 13.02 | 4.66 |
| 2019-03-31 | 5,356,983 | 3,873,643 | 4,265,094 | 2.24 | 18.54 | 5.85 |
| 2019-06-30 | 5,715,044 | 3,817,395 | 4,540,706 | 1.72 | 14.41 | 4.97 |
| 2019-09-30 | 6,093,237 | 3,977,272 | 4,799,506 | 1.55 | 13.25 | 4.63 |
| 2019-12-31 | 5,611,084 | 3,887,010 | 4,421,623 | 1.62 | 13.68 | 4.51 |
| 2020-03-31 | 5,712,040 | 4,169,684 | 4,500,398 | 1.88 | 14.97 | 5.59 |
| 2020-06-30 | 6,451,662 | 5,118,469 | 5,063,229 | 1.44 | 11.88 | 4.57 |
| 2020-09-30 | 6,229,088 | 5,092,775 | 4,991,677 | 1.40 | 11.61 | 4.25 |
| 2020-12-31 | 6,158,886 | 4,832,543 | 4,804,069 | 1.38 | 11.36 | 4.15 |
| 2021-03-31 | 6,467,909 | 5,368,025 | 4,670,861 | 1.64 | 13.42 | 4.60 |
| 2021-06-30 | 6,175,641 | 5,103,134 | 4,551,102 | 1.59 | 12.76 | 3.55 |
| 2021-09-30 | 6,177,918 | 4,972,020 | 4,321,568 | 1.50 | 11.89 | 3.61 |
| 2021-12-31 | 6,088,183 | 4,856,201 | 4,484,301 | 1.40 | 10.94 | 3.86 |
| 2022-03-31 | 6,341,631 | 5,119,217 | 4,346,803 | 1.80 | 13.72 | 4.38 |
| 2022-06-30 | 6,102,431 | 4,854,592 | 4,337,733 | 1.68 | 12.75 | 4.02 |
| 2022-09-30 | 5,989,520 | 4,829,988 | 4,249,097 | 1.56 | 11.74 | 4.07 |
| 2022-12-31 | 5,825,549 | 4,574,246 | 4,464,744 | 1.48 | 11.01 | 4.21 |
| 2023-03-31 | 6,064,529 | 4,841,171 | 4,696,674 | 1.86 | 13.31 | 6.79 |
| 2023-06-30 | 6,362,643 | 4,767,804 | 5,006,700 | 1.59 | 11.58 | 5.62 |
| 2023-09-30 | 6,377,254 | 4,826,357 | 5,031,386 | 1.52 | 11.17 | 5.23 |
| 2023-12-31 | 6,586,777 | 5,089,936 | 5,185,095 | 1.44 | 10.60 | 5.03 |
| 2024-03-31 | 6,867,575 | 5,460,882 | 5,215,780 | 1.82 | 13.83 | 6.27 |
| 2024-06-30 | 6,610,761 | 5,114,019 | 5,225,570 | 1.67 | 12.53 | 5.37 |
| 2024-09-30 | 6,685,567 | 5,151,444 | 5,249,190 | 1.65 | 12.19 | 5.13 |
| 2024-12-31 | 6,840,042 | 5,264,187 | 5,379,947 | 1.51 | 11.17 | 5.05 |
| 2025-03-31 | 7,068,101 | 5,463,852 | 5,224,875 | 2.72 | 19.76 | 6.49 |
| 2025-06-30 | 6,965,199 | 5,379,214 | 5,328,182 | 2.28 | 16.27 | 5.63 |
| 2025-09-30 | 7,009,295 | 5,403,728 | 5,241,879 | 2.08 | 14.75 | 5.34 |
| 2025-12-31 | 7,038,402 | 5,271,632 | 5,478,459 | 1.89 | 13.24 | 5.22 |
| 2026-03-31 | 7,248,366 | 5,580,422 | 5,317,063 | 2.40 | 16.27 | 5.48 |
| 2026-06-30 | 7,054,835 | 5,625,375 | 5,380,746 | 2.13 | 14.26 | 5.24 |
48 current branch locations across 6 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-03-16 | 1 | 3615021 | 316840 |
| 2016-05-18 | 1 | 2791076 | 316840 |
| 2014-05-10 | 1 | 2947800 | 316840 |
| 2012-09-08 | 50 | 2802945 | 316840 |
| 2012-01-28 | 50 | 2874634 | 316840 |
| 2006-12-01 | 1 | 2972839 | 316840 |
| 1994-11-04 | 1 | 178673 | 316840 |
| 1994-11-04 | 1 | 958941 | 316840 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.