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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2025-06-30 | 1,000,642 | 675,271 | 750,224 | -0.01 | -0.11 | 2.44 |
| 2026-03-31 | 990,770 | 689,185 | 755,035 | 0.15 | 1.39 | 2.65 |
| 2026-06-30 | 992,550 | 693,823 | 760,623 | 0.41 | 3.83 | 2.77 |
9 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-05-01 | 1 | 906175 | 950178 |
| 1981-12-01 | 1 | 620574 | 950178 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.