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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,865,488 | 1,537,646 | 1,438,776 | 0.54 | 4.83 | 3.80 |
| 2016-06-30 | 1,921,944 | 1,586,146 | 1,495,893 | 0.68 | 6.13 | 3.89 |
| 2016-09-30 | 1,958,661 | 1,585,894 | 1,522,096 | 0.84 | 7.60 | 4.00 |
| 2016-12-31 | 2,000,620 | 1,626,131 | 1,548,056 | 0.90 | 8.21 | 3.98 |
| 2017-03-31 | 2,020,714 | 1,672,167 | 1,559,151 | 0.68 | 6.35 | 3.86 |
| 2017-06-30 | 2,033,441 | 1,686,767 | 1,579,151 | 0.84 | 7.83 | 3.90 |
| 2017-09-30 | 2,037,483 | 1,738,123 | 1,578,912 | 0.92 | 8.42 | 3.93 |
| 2017-12-31 | 2,099,773 | 1,790,078 | 1,621,460 | 0.83 | 7.59 | 3.94 |
| 2018-03-31 | 2,124,706 | 1,782,798 | 1,630,837 | 0.26 | 2.42 | 3.86 |
| 2018-06-30 | 2,120,300 | 1,767,967 | 1,655,528 | 0.81 | 7.43 | 3.84 |
| 2018-09-30 | 2,310,376 | 1,822,191 | 1,770,164 | 0.90 | 8.44 | 3.75 |
| 2018-12-31 | 2,269,890 | 1,877,556 | 1,762,750 | 0.94 | 8.79 | 3.72 |
| 2019-03-31 | 2,330,194 | 1,869,333 | 1,838,816 | 0.45 | 4.43 | 3.38 |
| 2019-06-30 | 2,363,674 | 1,939,754 | 1,867,747 | 0.49 | 4.87 | 3.41 |
| 2019-09-30 | 2,380,159 | 2,044,621 | 1,864,958 | 0.69 | 6.95 | 3.41 |
| 2019-12-31 | 2,411,656 | 2,095,606 | 1,908,997 | 0.75 | 7.62 | 3.39 |
| 2020-03-31 | 2,572,856 | 2,173,040 | 2,067,305 | 0.57 | 6.01 | 3.50 |
| 2020-06-30 | 2,733,814 | 2,199,050 | 2,223,487 | 0.57 | 6.16 | 3.52 |
| 2020-09-30 | 2,764,916 | 2,324,617 | 2,208,467 | 0.68 | 7.43 | 3.60 |
| 2020-12-31 | 2,802,382 | 2,414,011 | 2,176,555 | 0.93 | 10.22 | 3.64 |
| 2021-03-31 | 2,741,559 | 2,467,404 | 2,182,385 | 0.46 | 5.20 | 3.66 |
| 2021-06-30 | 2,734,148 | 2,419,077 | 2,132,849 | 0.68 | 7.59 | 3.68 |
| 2021-09-30 | 2,709,940 | 2,358,569 | 2,119,205 | 0.77 | 8.60 | 3.74 |
| 2021-12-31 | 2,824,450 | 2,423,055 | 2,183,423 | 0.75 | 7.97 | 3.75 |
| 2022-03-31 | 2,788,205 | 2,242,992 | 2,154,017 | 1.45 | 14.42 | 3.92 |
| 2022-06-30 | 2,875,506 | 2,304,551 | 2,155,934 | 1.24 | 12.22 | 3.94 |
| 2022-09-30 | 2,958,929 | 2,308,607 | 2,233,515 | 1.03 | 10.19 | 3.93 |
| 2022-12-31 | 3,078,918 | 2,643,178 | 2,328,766 | 0.96 | 9.64 | 3.87 |
| 2023-03-31 | 3,131,716 | 2,598,939 | 2,377,321 | 0.81 | 8.38 | 3.49 |
| 2023-06-30 | 3,148,171 | 2,706,047 | 2,406,847 | 0.69 | 7.12 | 3.43 |
| 2023-09-30 | 3,171,100 | 2,547,619 | 2,431,374 | 0.64 | 6.67 | 3.34 |
| 2023-12-31 | 3,196,919 | 2,427,395 | 2,437,366 | 0.58 | 6.09 | 3.27 |
| 2024-03-31 | 3,194,102 | 2,515,727 | 2,458,256 | 0.22 | 2.32 | 3.05 |
| 2024-06-30 | 3,163,781 | 2,411,567 | 2,430,232 | 0.43 | 4.63 | 3.13 |
| 2024-09-30 | 3,162,569 | 2,451,774 | 2,451,069 | 0.48 | 5.07 | 3.17 |
| 2024-12-31 | 3,167,804 | 2,565,962 | 2,427,825 | 0.58 | 6.12 | 3.24 |
| 2025-03-31 | 3,213,935 | 2,607,592 | 2,477,172 | 0.90 | 9.39 | 3.53 |
| 2025-06-30 | 3,261,454 | 2,679,535 | 2,509,693 | 0.94 | 9.75 | 3.64 |
| 2025-09-30 | 3,326,837 | 2,533,577 | 2,568,676 | 0.91 | 9.54 | 3.67 |
| 2025-12-31 | 3,348,187 | 2,601,114 | 2,594,971 | 0.99 | 10.30 | 3.72 |
| 2026-03-31 | 3,345,441 | 2,656,355 | 2,602,387 | 1.05 | 10.89 | 3.88 |
| 2026-06-30 | 3,298,672 | 2,585,726 | 2,563,096 | 1.16 | 11.90 | 3.99 |
16 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2023-08-18 | 7 | 762474 | 419590 |
| 2021-10-23 | 1 | 522856 | 762474 |
| 2004-01-13 | 1 | 442356 | 762474 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.