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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 1,539,857 | 1,110,940 | 994,947 | 1.19 | 13.13 | 3.01 |
| 2016-06-30 | 1,587,456 | 1,147,782 | 1,029,568 | 1.20 | 13.19 | 3.01 |
| 2016-09-30 | 1,600,374 | 1,175,989 | 1,019,922 | 1.19 | 13.08 | 2.97 |
| 2016-12-31 | 1,678,542 | 1,243,571 | 1,062,170 | 1.16 | 12.87 | 2.92 |
| 2017-03-31 | 1,729,930 | 1,347,117 | 1,080,347 | 1.11 | 13.04 | 2.89 |
| 2017-06-30 | 1,762,114 | 1,320,144 | 1,110,918 | 1.13 | 13.28 | 2.89 |
| 2017-09-30 | 1,747,730 | 1,351,013 | 1,110,508 | 1.14 | 13.37 | 2.91 |
| 2017-12-31 | 1,810,417 | 1,419,838 | 1,153,796 | 1.14 | 13.48 | 2.91 |
| 2018-03-31 | 1,839,889 | 1,429,497 | 1,177,329 | 1.20 | 14.41 | 2.92 |
| 2018-06-30 | 1,882,090 | 1,418,030 | 1,213,449 | 1.23 | 14.86 | 2.88 |
| 2018-09-30 | 1,950,116 | 1,516,254 | 1,233,010 | 1.24 | 15.10 | 2.85 |
| 2018-12-31 | 1,915,448 | 1,528,275 | 1,227,051 | 1.27 | 15.36 | 2.87 |
| 2019-03-31 | 1,959,511 | 1,607,838 | 1,253,585 | 1.29 | 15.11 | 2.85 |
| 2019-06-30 | 1,967,023 | 1,593,930 | 1,237,661 | 1.32 | 15.16 | 2.84 |
| 2019-09-30 | 2,001,135 | 1,624,318 | 1,252,546 | 1.31 | 14.94 | 2.85 |
| 2019-12-31 | 2,036,932 | 1,651,494 | 1,285,590 | 1.32 | 15.00 | 2.85 |
| 2020-03-31 | 2,102,777 | 1,645,550 | 1,332,911 | 1.28 | 14.28 | 3.08 |
| 2020-06-30 | 2,232,682 | 1,741,124 | 1,442,463 | 1.26 | 14.39 | 2.97 |
| 2020-09-30 | 2,261,959 | 1,764,235 | 1,427,662 | 1.28 | 14.72 | 2.93 |
| 2020-12-31 | 2,326,590 | 1,845,899 | 1,466,363 | 1.27 | 14.74 | 2.93 |
| 2021-03-31 | 2,402,922 | 1,954,715 | 1,503,700 | 1.55 | 18.66 | 2.89 |
| 2021-06-30 | 2,416,342 | 1,962,717 | 1,572,377 | 1.53 | 18.25 | 2.85 |
| 2021-09-30 | 2,496,012 | 2,034,550 | 1,601,142 | 1.52 | 18.09 | 2.89 |
| 2021-12-31 | 2,496,194 | 2,124,698 | 1,632,963 | 1.53 | 18.13 | 2.93 |
| 2022-03-31 | 2,514,032 | 2,159,436 | 1,691,982 | 1.58 | 18.79 | 3.16 |
| 2022-06-30 | 2,595,799 | 2,252,978 | 1,772,843 | 1.59 | 19.49 | 3.13 |
| 2022-09-30 | 2,699,877 | 2,370,865 | 1,841,588 | 1.58 | 20.01 | 3.12 |
| 2022-12-31 | 2,704,047 | 2,379,757 | 1,898,226 | 1.53 | 19.70 | 3.11 |
| 2023-03-31 | 2,776,791 | 2,467,296 | 1,959,389 | 1.19 | 16.35 | 2.71 |
| 2023-06-30 | 2,844,637 | 2,500,556 | 2,037,488 | 1.14 | 15.76 | 2.56 |
| 2023-09-30 | 2,908,137 | 2,600,576 | 2,056,806 | 1.12 | 15.66 | 2.49 |
| 2023-12-31 | 2,911,223 | 2,600,329 | 2,105,424 | 1.08 | 14.98 | 2.45 |
| 2024-03-31 | 2,942,447 | 2,549,402 | 2,149,539 | 0.86 | 11.68 | 2.16 |
| 2024-06-30 | 3,049,270 | 2,578,790 | 2,222,977 | 0.86 | 11.84 | 2.15 |
| 2024-09-30 | 3,107,311 | 2,703,552 | 2,283,254 | 0.91 | 12.56 | 2.19 |
| 2024-12-31 | 3,121,442 | 2,726,323 | 2,316,069 | 0.93 | 12.79 | 2.25 |
| 2025-03-31 | 3,151,780 | 2,712,084 | 2,358,036 | 0.95 | 13.10 | 2.41 |
| 2025-06-30 | 3,164,056 | 2,706,351 | 2,369,178 | 1.00 | 13.67 | 2.44 |
| 2025-09-30 | 3,162,999 | 2,738,513 | 2,373,765 | 1.06 | 14.28 | 2.53 |
| 2025-12-31 | 3,130,767 | 2,665,821 | 2,368,744 | 1.13 | 14.89 | 2.61 |
| 2026-03-31 | 3,165,021 | 2,665,385 | 2,379,940 | 1.18 | 14.54 | 2.79 |
| 2026-06-30 | 3,180,486 | 2,680,703 | 2,399,346 | 1.22 | 14.86 | 2.82 |
18 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2005-01-15 | 1 | 523808 | 439404 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.