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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,159,998 | 948,361 | 617,641 | 1.47 | 13.13 | 3.53 |
| 2020-09-30 | 1,098,294 | 952,717 | 619,582 | 1.46 | 12.93 | 3.51 |
| 2020-12-31 | 1,145,841 | 1,005,332 | 624,841 | 1.24 | 11.10 | 3.51 |
| 2021-03-31 | 1,207,186 | 1,054,565 | 607,511 | 1.92 | 17.94 | 3.32 |
| 2021-06-30 | 1,215,308 | 1,055,995 | 572,914 | 1.60 | 14.87 | 3.34 |
| 2021-09-30 | 1,206,778 | 1,039,975 | 574,900 | 1.48 | 13.60 | 3.41 |
| 2021-12-31 | 1,266,449 | 1,117,528 | 588,760 | 1.25 | 11.63 | 3.34 |
| 2022-03-31 | 1,275,314 | 1,131,385 | 596,450 | 1.23 | 12.63 | 2.96 |
| 2022-06-30 | 1,269,407 | 1,135,931 | 628,725 | 1.18 | 12.74 | 3.00 |
| 2022-09-30 | 1,225,518 | 1,107,183 | 643,876 | 1.11 | 12.17 | 3.04 |
| 2022-12-31 | 1,255,880 | 1,142,458 | 657,723 | 0.99 | 11.06 | 3.02 |
| 2023-03-31 | 1,276,453 | 1,158,208 | 656,933 | 0.67 | 7.92 | 2.56 |
| 2023-06-30 | 1,281,518 | 1,162,361 | 674,931 | 0.71 | 8.34 | 2.66 |
| 2023-09-30 | 1,220,046 | 1,102,957 | 656,330 | 0.73 | 8.52 | 2.72 |
| 2023-12-31 | 1,294,588 | 1,170,180 | 659,718 | 0.69 | 7.92 | 2.72 |
| 2024-03-31 | 1,247,981 | 1,123,268 | 664,944 | 0.74 | 8.08 | 2.84 |
| 2024-06-30 | 1,243,597 | 1,115,108 | 693,663 | 0.72 | 7.72 | 2.92 |
| 2024-09-30 | 1,233,091 | 1,085,109 | 696,309 | 0.80 | 8.27 | 3.02 |
| 2024-12-31 | 1,263,103 | 1,127,095 | 712,335 | 0.84 | 8.68 | 3.13 |
| 2025-03-31 | 1,265,063 | 1,121,446 | 722,619 | 1.09 | 11.30 | 3.49 |
| 2025-06-30 | 1,301,422 | 1,105,146 | 761,143 | 1.07 | 10.99 | 3.60 |
| 2025-09-30 | 1,269,304 | 1,085,376 | 764,765 | 1.14 | 11.49 | 3.71 |
| 2025-12-31 | 1,411,234 | 1,239,218 | 769,067 | 1.13 | 11.56 | 3.70 |
| 2026-03-31 | 1,376,153 | 1,189,316 | 767,380 | 1.30 | 13.45 | 3.76 |
| 2026-06-30 | 1,388,578 | 1,197,702 | 784,854 | 1.33 | 13.58 | 3.83 |
35 current branch locations across 2 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2003-07-15 | 1 | 2652850 | 234355 |
| 2000-02-07 | 1 | 385958 | 234355 |
| 2000-02-07 | 1 | 387756 | 234355 |
| 1996-01-01 | 1 | 671754 | 234355 |
| 1995-01-01 | 1 | 510255 | 234355 |
| 1994-04-01 | 1 | 933555 | 234355 |
| 1994-04-01 | 1 | 1901140 | 234355 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.