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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-06-30 | 1,037,345 | 803,801 | 845,565 | 2.62 | 23.31 | 4.09 |
| 2016-09-30 | 1,057,167 | 845,748 | 881,766 | 2.61 | 23.25 | 4.13 |
| 2016-12-31 | 1,162,683 | 945,422 | 956,374 | 2.63 | 23.62 | 4.17 |
| 2017-03-31 | 1,306,328 | 1,092,285 | 1,052,720 | 2.37 | 22.61 | 3.92 |
| 2017-06-30 | 1,417,871 | 1,141,697 | 1,156,733 | 2.44 | 23.12 | 3.97 |
| 2017-09-30 | 1,506,249 | 1,312,720 | 1,251,167 | 2.37 | 22.34 | 3.97 |
| 2017-12-31 | 1,612,081 | 1,415,346 | 1,308,630 | 2.31 | 21.27 | 3.95 |
| 2018-03-31 | 1,606,988 | 1,406,688 | 1,311,905 | 2.38 | 20.30 | 3.98 |
| 2018-06-30 | 1,762,442 | 1,560,921 | 1,412,409 | 2.48 | 21.68 | 4.02 |
| 2018-09-30 | 1,911,718 | 1,685,438 | 1,573,322 | 2.42 | 21.30 | 3.97 |
| 2018-12-31 | 1,939,212 | 1,695,323 | 1,605,798 | 2.38 | 20.95 | 3.93 |
| 2019-03-31 | 1,990,781 | 1,748,982 | 1,650,119 | 2.30 | 20.26 | 3.83 |
| 2019-06-30 | 2,185,549 | 1,879,607 | 1,797,796 | 2.24 | 20.20 | 3.73 |
| 2019-09-30 | 2,347,223 | 1,984,817 | 1,865,737 | 2.22 | 20.16 | 3.70 |
| 2019-12-31 | 2,533,933 | 2,155,868 | 1,971,718 | 2.16 | 19.75 | 3.58 |
| 2020-03-31 | 2,755,760 | 2,428,096 | 2,162,656 | 1.74 | 18.80 | 3.26 |
| 2020-06-30 | 2,896,153 | 2,535,949 | 2,326,414 | 1.63 | 18.42 | 2.99 |
| 2020-09-30 | 3,157,255 | 2,788,066 | 2,340,045 | 1.59 | 18.55 | 2.91 |
| 2020-12-31 | 3,229,365 | 2,854,767 | 2,288,819 | 1.57 | 18.57 | 2.89 |
| 2021-03-31 | 3,457,443 | 3,066,698 | 2,520,127 | 1.74 | 21.83 | 2.94 |
| 2021-06-30 | 3,734,815 | 3,326,255 | 2,647,904 | 1.74 | 21.93 | 2.90 |
| 2021-09-30 | 3,928,568 | 3,502,603 | 2,727,720 | 1.77 | 22.35 | 2.96 |
| 2021-12-31 | 4,058,335 | 3,501,920 | 2,745,553 | 1.78 | 22.13 | 2.94 |
| 2022-03-31 | 4,283,898 | 3,693,746 | 2,543,010 | 2.52 | 29.45 | 2.91 |
| 2022-06-30 | 4,507,173 | 3,619,980 | 2,658,933 | 1.90 | 21.66 | 2.87 |
| 2022-09-30 | 4,899,972 | 3,600,102 | 2,933,560 | 1.73 | 19.82 | 2.94 |
| 2022-12-31 | 5,315,215 | 4,063,140 | 3,390,985 | 1.58 | 18.09 | 2.88 |
| 2023-03-31 | 5,922,774 | 4,448,716 | 3,642,138 | 1.02 | 11.94 | 2.67 |
| 2023-06-30 | 5,678,359 | 4,382,104 | 3,678,615 | 1.00 | 11.61 | 2.65 |
| 2023-09-30 | 5,736,971 | 4,438,660 | 3,712,530 | 0.98 | 11.26 | 2.58 |
| 2023-12-31 | 5,898,431 | 4,313,068 | 3,741,045 | 0.96 | 10.87 | 2.48 |
| 2024-03-31 | 5,932,232 | 4,469,254 | 3,764,230 | 0.81 | 8.86 | 2.32 |
| 2024-06-30 | 6,289,594 | 4,817,328 | 4,180,472 | 0.76 | 8.45 | 2.29 |
| 2024-09-30 | 6,523,031 | 5,198,620 | 4,584,019 | 0.80 | 8.83 | 2.29 |
| 2024-12-31 | 6,937,842 | 5,749,439 | 4,825,520 | 0.79 | 8.83 | 2.34 |
| 2025-03-31 | 6,791,228 | 5,669,983 | 4,931,243 | 0.97 | 10.93 | 2.64 |
| 2025-06-30 | 7,030,083 | 5,412,496 | 5,185,241 | 1.02 | 11.35 | 2.86 |
| 2025-09-30 | 7,317,090 | 5,736,276 | 5,266,536 | 1.05 | 11.68 | 2.93 |
| 2025-12-31 | 7,585,280 | 5,908,014 | 5,387,584 | 1.08 | 11.97 | 2.96 |
| 2026-03-31 | 7,796,215 | 6,015,080 | 5,486,044 | 1.29 | 14.16 | 3.13 |
| 2026-06-30 | 8,318,539 | 6,293,974 | 5,756,417 | 1.29 | 14.33 | 3.29 |
42 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2018-07-14 | 1 | 5086072 | 3232204 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.