Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 299,816,000 | 249,861,000 | 34,049,000 | 0.74 | 10.28 | 0.92 |
| 2016-06-30 | 298,719,000 | 252,100,000 | 35,187,000 | 0.73 | 9.82 | 0.95 |
| 2016-09-30 | 299,651,000 | 254,195,000 | 36,785,000 | 0.75 | 9.89 | 0.97 |
| 2016-12-31 | 257,576,000 | 212,817,000 | 33,725,000 | 0.78 | 9.88 | 1.02 |
| 2017-03-31 | 260,306,000 | 213,338,000 | 31,053,000 | 0.89 | 9.37 | 1.21 |
| 2017-06-30 | 280,876,000 | 238,984,000 | 32,123,000 | 0.94 | 10.12 | 1.22 |
| 2017-09-30 | 281,342,000 | 237,158,000 | 29,356,000 | 0.95 | 10.17 | 1.22 |
| 2017-12-31 | 297,305,000 | 249,890,000 | 29,358,000 | 0.91 | 9.81 | 1.22 |
| 2018-03-31 | 297,107,000 | 244,019,000 | 29,807,000 | 1.00 | 11.07 | 1.27 |
| 2018-06-30 | 276,822,000 | 234,575,000 | 26,776,000 | 1.04 | 11.22 | 1.31 |
| 2018-09-30 | 273,110,000 | 235,981,000 | 23,740,000 | 1.06 | 11.25 | 1.27 |
| 2018-12-31 | 286,411,000 | 243,299,000 | 26,039,000 | 1.01 | 10.80 | 1.20 |
| 2019-03-31 | 271,195,000 | 227,719,000 | 24,504,000 | 0.95 | 10.35 | 1.27 |
| 2019-06-30 | 310,148,000 | 258,346,000 | 23,832,000 | 0.92 | 10.37 | 1.20 |
| 2019-09-30 | 304,096,000 | 255,504,000 | 25,621,000 | 0.91 | 10.31 | 1.14 |
| 2019-12-31 | 311,387,000 | 264,330,000 | 25,032,000 | 0.87 | 10.00 | 1.13 |
| 2020-03-31 | 387,037,000 | 337,756,000 | 32,155,000 | 0.77 | 10.10 | 0.96 |
| 2020-06-30 | 357,961,000 | 308,354,000 | 27,098,000 | 0.75 | 9.78 | 0.94 |
| 2020-09-30 | 349,432,000 | 300,672,000 | 25,333,000 | 0.74 | 9.45 | 0.89 |
| 2020-12-31 | 386,515,000 | 341,999,000 | 25,296,000 | 0.66 | 8.44 | 0.83 |
| 2021-03-31 | 383,939,000 | 337,855,000 | 28,764,000 | 0.58 | 7.65 | 0.65 |
| 2021-06-30 | 384,538,000 | 338,681,000 | 29,296,000 | 0.62 | 8.19 | 0.64 |
| 2021-09-30 | 385,830,000 | 341,915,000 | 29,288,000 | 0.59 | 7.79 | 0.63 |
| 2021-12-31 | 356,225,000 | 311,812,000 | 30,861,000 | 0.59 | 7.77 | 0.64 |
| 2022-03-31 | 380,465,000 | 337,359,000 | 31,495,000 | 0.52 | 6.90 | 0.70 |
| 2022-06-30 | 365,102,000 | 323,863,000 | 32,206,000 | 0.54 | 7.35 | 0.78 |
| 2022-09-30 | 344,654,000 | 302,343,000 | 33,716,000 | 0.62 | 8.42 | 0.87 |
| 2022-12-31 | 324,646,000 | 281,533,000 | 31,381,000 | 0.60 | 7.94 | 0.98 |
| 2023-03-31 | 341,455,000 | 284,585,000 | 29,266,000 | 0.91 | 11.26 | 1.41 |
| 2023-06-30 | 348,626,000 | 295,291,000 | 30,223,000 | 0.98 | 12.25 | 1.40 |
| 2023-09-30 | 328,468,000 | 280,710,000 | 31,997,000 | 0.95 | 11.89 | 1.37 |
| 2023-12-31 | 332,529,000 | 287,126,000 | 32,337,000 | 0.83 | 10.24 | 1.39 |
| 2024-03-31 | 357,477,000 | 312,760,000 | 40,019,000 | 0.77 | 9.64 | 1.30 |
| 2024-06-30 | 351,806,000 | 305,747,000 | 36,301,000 | 0.92 | 11.55 | 1.29 |
| 2024-09-30 | 348,079,000 | 299,978,000 | 36,040,000 | 0.98 | 12.28 | 1.32 |
| 2024-12-31 | 335,955,000 | 291,378,000 | 36,812,000 | 1.01 | 12.53 | 1.38 |
| 2025-03-31 | 356,262,000 | 310,780,000 | 35,727,000 | 1.26 | 15.10 | 1.53 |
| 2025-06-30 | 398,293,000 | 348,126,000 | 35,214,000 | 1.26 | 15.47 | 1.48 |
| 2025-09-30 | 366,502,000 | 318,144,000 | 37,400,000 | 1.27 | 15.76 | 1.50 |
| 2025-12-31 | 380,997,000 | 332,433,000 | 40,480,000 | 1.31 | 16.35 | 1.53 |
| 2026-03-31 | 467,349,000 | 419,724,000 | 60,237,000 | 1.29 | 18.64 | 1.43 |
| 2026-06-30 | 425,115,000 | 372,562,000 | 46,459,000 | 1.36 | 19.63 | 1.47 |
27 current branch locations across 7 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-07-01 | 1 | 44602 | 541101 |
| 2008-07-01 | 1 | 316916 | 541101 |
| 2008-07-01 | 7 | 934329 | 541101 |
| 2008-07-01 | 1 | 2243137 | 541101 |
| 1996-12-01 | 1 | 174107 | 541101 |
| 1996-12-01 | 1 | 567606 | 541101 |
| 1992-06-13 | 50 | 799210 | 541101 |
| 1992-06-13 | 50 | 808402 | 541101 |
| 1991-07-20 | 50 | 433279 | 541101 |
| 1989-10-07 | 1 | 133319 | 541101 |
| 1989-09-15 | 1 | 953405 | 541101 |
| 1989-09-01 | 1 | 610418 | 541101 |
| 1989-08-18 | 1 | 197003 | 541101 |
| 1989-08-04 | 1 | 742917 | 541101 |
| 1987-02-17 | 1 | 772204 | 541101 |
| 1980-09-11 | 1 | 341507 | 541101 |
| 1976-01-01 | 1 | 769204 | 541101 |
| 1976-01-01 | 1 | 253703 | 541101 |
| 1976-01-01 | 1 | 355719 | 541101 |
| 1976-01-01 | 1 | 781710 | 541101 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.