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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 3,867,136 | 2,838,028 | 3,118,558 | 1.07 | 12.25 | 3.24 |
| 2016-06-30 | 3,940,994 | 2,895,237 | 3,219,199 | 0.86 | 9.80 | 3.27 |
| 2016-09-30 | 4,115,112 | 3,034,860 | 3,115,524 | 0.95 | 10.85 | 3.25 |
| 2016-12-31 | 4,121,209 | 3,070,120 | 3,285,841 | 0.98 | 11.22 | 3.24 |
| 2017-03-31 | 4,135,922 | 3,009,492 | 3,373,496 | 1.07 | 12.22 | 3.30 |
| 2017-06-30 | 4,320,204 | 3,220,368 | 3,440,074 | 1.06 | 12.12 | 3.29 |
| 2017-09-30 | 4,344,909 | 3,288,771 | 3,496,232 | 1.10 | 12.59 | 3.32 |
| 2017-12-31 | 4,473,611 | 3,440,111 | 3,700,226 | 0.92 | 10.51 | 3.34 |
| 2018-03-31 | 5,210,251 | 4,160,141 | 3,635,643 | 1.12 | 14.07 | 3.12 |
| 2018-06-30 | 4,421,748 | 3,414,679 | 3,599,430 | 1.21 | 14.53 | 3.24 |
| 2018-09-30 | 4,473,495 | 3,409,526 | 3,679,439 | 1.27 | 14.96 | 3.37 |
| 2018-12-31 | 4,512,819 | 3,404,634 | 3,727,295 | 1.30 | 14.97 | 3.44 |
| 2019-03-31 | 4,572,352 | 3,629,921 | 3,727,877 | 1.27 | 13.23 | 3.53 |
| 2019-06-30 | 4,708,576 | 3,701,687 | 3,798,403 | 1.27 | 13.18 | 3.54 |
| 2019-09-30 | 4,919,496 | 3,892,954 | 3,642,022 | 1.39 | 14.32 | 3.49 |
| 2019-12-31 | 4,981,719 | 3,886,044 | 3,843,672 | 1.33 | 13.68 | 3.41 |
| 2020-03-31 | 4,994,580 | 3,938,856 | 3,909,724 | 1.03 | 10.50 | 3.14 |
| 2020-06-30 | 5,417,282 | 4,309,492 | 4,130,392 | 0.94 | 9.66 | 3.07 |
| 2020-09-30 | 5,627,849 | 4,448,933 | 4,193,852 | 0.95 | 9.86 | 3.01 |
| 2020-12-31 | 5,796,998 | 4,692,621 | 3,986,969 | 0.89 | 9.34 | 2.94 |
| 2021-03-31 | 5,828,860 | 4,738,746 | 3,928,794 | 0.89 | 9.86 | 2.54 |
| 2021-06-30 | 5,770,338 | 4,697,700 | 3,861,171 | 0.86 | 9.38 | 2.54 |
| 2021-09-30 | 5,831,848 | 4,826,162 | 3,847,047 | 0.86 | 9.32 | 2.52 |
| 2021-12-31 | 6,001,858 | 5,023,633 | 3,907,066 | 0.86 | 9.31 | 2.53 |
| 2022-03-31 | 5,687,018 | 4,765,089 | 3,979,512 | 0.90 | 9.84 | 2.68 |
| 2022-06-30 | 5,619,714 | 4,430,436 | 4,284,245 | 1.01 | 11.33 | 2.86 |
| 2022-09-30 | 5,915,531 | 4,540,599 | 4,532,648 | 1.06 | 12.25 | 3.03 |
| 2022-12-31 | 6,104,235 | 4,784,715 | 4,674,890 | 1.09 | 12.79 | 3.11 |
| 2023-03-31 | 6,111,489 | 4,561,792 | 4,685,981 | 1.16 | 13.95 | 3.14 |
| 2023-06-30 | 6,324,665 | 4,661,653 | 4,909,945 | 1.07 | 12.90 | 2.97 |
| 2023-09-30 | 6,497,386 | 4,926,549 | 5,006,355 | 1.01 | 12.36 | 2.86 |
| 2023-12-31 | 6,598,911 | 5,050,413 | 5,048,266 | 0.99 | 12.00 | 2.80 |
| 2024-03-31 | 6,718,502 | 5,144,374 | 5,120,154 | 0.74 | 8.67 | 2.57 |
| 2024-06-30 | 6,745,328 | 5,149,640 | 5,214,651 | 0.79 | 9.22 | 2.60 |
| 2024-09-30 | 7,073,941 | 5,268,707 | 5,445,687 | 0.86 | 9.96 | 2.65 |
| 2024-12-31 | 7,173,068 | 5,813,674 | 5,614,157 | 0.88 | 10.19 | 2.71 |
| 2025-03-31 | 7,354,116 | 5,720,907 | 5,729,643 | 0.94 | 10.94 | 2.86 |
| 2025-06-30 | 7,542,729 | 5,631,261 | 5,861,215 | 0.99 | 11.50 | 2.92 |
| 2025-09-30 | 7,492,735 | 5,729,775 | 5,773,159 | 1.06 | 12.07 | 2.96 |
| 2025-12-31 | 7,487,308 | 6,061,294 | 5,814,518 | 1.10 | 12.29 | 3.00 |
| 2026-03-31 | 7,469,647 | 5,849,842 | 5,811,426 | 1.07 | 11.18 | 3.06 |
| 2026-06-30 | 7,832,471 | 6,716,992 | 5,942,195 | 1.08 | 11.28 | 3.02 |
22 current branch locations across 3 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2016-01-01 | 1 | 3142358 | 811046 |
| 2009-09-01 | 1 | 3644311 | 811046 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.