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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2020-06-30 | 1,156,437 | 960,692 | 881,841 | 10.18 | 73.64 | 1.23 |
| 2020-09-30 | 1,360,504 | 1,137,811 | 1,072,645 | 11.78 | 90.42 | 1.14 |
| 2020-12-31 | 1,419,636 | 1,185,616 | 1,276,971 | 10.97 | 87.34 | 1.21 |
| 2021-03-31 | 1,076,200 | 862,737 | 885,631 | 7.80 | 61.71 | 1.40 |
| 2023-06-30 | 1,077,395 | 592,736 | 840,029 | -0.96 | -5.79 | 2.95 |
| 2023-09-30 | 1,133,982 | 615,499 | 889,377 | -0.54 | -3.50 | 3.02 |
| 2023-12-31 | 1,184,665 | 663,137 | 930,214 | -0.35 | -2.37 | 2.98 |
| 2024-03-31 | 1,176,660 | 678,822 | 930,094 | -1.04 | -8.26 | 2.73 |
| 2024-06-30 | 1,182,651 | 714,109 | 1,040,389 | -0.48 | -3.83 | 2.94 |
| 2024-09-30 | 1,201,691 | 790,563 | 1,048,191 | -0.05 | -0.39 | 3.04 |
| 2024-12-31 | 1,179,914 | 775,093 | 980,124 | 0.39 | 3.08 | 3.10 |
| 2025-03-31 | 1,185,010 | 784,782 | 1,024,321 | -0.33 | -2.47 | 3.16 |
| 2025-06-30 | 1,225,235 | 786,587 | 1,081,117 | 0.53 | 4.04 | 3.21 |
| 2025-09-30 | 1,178,114 | 777,393 | 1,052,595 | 0.72 | 5.41 | 3.31 |
| 2025-12-31 | 1,138,673 | 827,671 | 1,003,598 | 0.69 | 5.07 | 3.37 |
| 2026-03-31 | 1,069,980 | 760,001 | 954,689 | -0.17 | -1.12 | 3.31 |
| 2026-06-30 | 1,080,675 | 741,148 | 962,442 | 0.05 | 0.35 | 3.42 |
2 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2015-03-28 | 1 | 2868259 | 2806877 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.